French Prudential Supervision and Resolution Authority (Autorité de contrôle prudentiel et de résolution) (ACPR): regulatory returns

What this page covers

Every periodic return the ACPR lists for the banking and insurance firms it supervises, as far as its own reporting pages allow: 77 returns, of which 32 national (the ACPR's own; group names end '(national)') and 45 EU-harmonised (30 '(EU, EBA)', 10 '(EU, EIOPA)', 1 '(EU, ECB and EBA)', 1 '(EU, SRB)', 1 '(EU, ESAs)', 1 '(EU, ECB)', 1 '(EU, EIOPA and ECB)'). 1 is upcoming. Anchor lists: the ACPR's 'Faire mes reportings' pages for banking and insurance (prudential, AML/CFT and commercial practices reporting) and the ACPR's documentation site eSurfi (esurfi.banque-france.fr, published by the ACPR), whose 'Remises' pages list every collection with its frequency and deadline: Remises RUBA, Remises Collectes Européennes Banques et assimilés, Remises EFP-EP-EME, Remises Collectes macroprudentielles, Remises LCB-FT, Remises DORA (banking) and Remises Assurance (Solvency II, ENS, ORPS, life flows, Solvency I, LEC29, LCB-FT, DORA); the eSurfi Résolution & Garanties pages; the ACPR technical note listing the OneGate domains and reports (NOTE TECHNIQUE 2026_Formats de fichier); the ACPR note listing the EBA entry points that move to xBRL-CSV from the 03/2026 reporting date; and the RUBA, CREDITIMMO, LCB-FT, RAN-ENS, ORPS, ORPSNAT and Solvency I taxonomy pages. Covered: credit institutions, financing companies, investment firms (other than portfolio management companies), payment and e-money institutions, credit servicers and covered bond issuers (RUBA tables, the national COREP requirement for payment and e-money institutions, covered bond and housing credit returns, internal control and ICARAP reports, deposit, securities and guarantee scheme data, resolution data, and EBA returns: FINREP, FINREP under national standards, COREP own funds, large exposures, leverage, LCR, NSFR, ALMM, asset encumbrance, G-SII, FRTB, IRRBB, funding plans, ESG, financial conglomerates, supervisory benchmarking, remuneration, IFR investment firm reports, resolution reporting, MREL-TLAC and the SEPA/instant payments charges report, plus the SRB's resolution fund contributions form); insurers, reinsurers, insurance groups, special purpose vehicles and occupational retirement providers (ORPS) (Solvency II quarterly, annual, group, branch, financial stability, ECB add-on, SPV and narrative returns, the national specific templates (ENS), ORPS European and national reporting, the weekly and quarterly life flows collection, Solvency I returns of insurers outside Solvency II, and the Energy-Climate Law article 29 and SFDR report); and cross-sector questionnaires: the annual AML/CFT questionnaires (QLB, banking, insurance and group), the commercial practices and customer protection questionnaires (banking and insurance), the unclaimed life contracts report, the brokers' AML/CFT survey and the DORA register of information (recorded once for all sectors). For EU returns this file records only the French facts (OneGate filing route and domain, the ACPR's deadlines, populations and its own checks and notes); the templates and EU validation rules are in the library's EBA and EIOPA entries. The ORPS European reporting has no EIOPA entry in the library yet, so its templates are listed here from the ACPR's extension taxonomy. RUBA tables are grouped into returns by the blocks eSurfi uses; variants of one return (solo and consolidated, zones, light versions of a questionnaire) are recorded once. Left out: the RUBA tables collected only for the Banque de France or the overseas note-issuing institutes (monetary and financial statistics RB.11 to RB.29, RB.46 to RB.49, RB.62, RB.71, M_CONTRAN, M_TITTRAN; minimum reserves RB.23; balance of payments RB.22 and RB.50; overseas tables RB.63 to RB.75), which the RUBA correspondence file attributes to Banque de France or IEDOM-IEOM decisions; the HCSF state SSYRBSNF; event-driven filings (DORA major ICT incident reports, cyber threat notifications, DORA article 45.3 and provider forms, AML/CFT B9 defaulting provider declarations, SFCR major event information); the governance and accounts documents of instruction 2025-I-13 (board minutes, management and auditors' reports, published accounts, remuneration policy information, AMF prospectuses, organisation charts); authorisation, passporting and other applications; the AML/CFT survey of crowdfunding intermediaries (its page returned 403); and any reporting of portfolio management companies and other AMF-supervised firms. Language: the ACPR's English pages were used for what it does and the legal notice; all reporting pages, eSurfi pages, instructions, templates and control lists exist only in French and were read in French; official titles are kept in French in official_name and quotes of deadlines are translated. Source

How firms file

• OneGate (Banque de France reporting portal)

  The Banque de France portal through which firms send the ACPR their statistical, prudential and regulatory returns. Access needs an accreditation. Depending on the return, firms fill in an online questionnaire, upload files, or teletransmit them application to application (A2A); access is by login and password or by certificate, and a separate test (homologation) portal is available. Each filer gets a functional business card (CVF) listing the reports it must submit, and OneGate returns a processing report (compte-rendu de traitement) for each file. Source

• ACPR online survey forms

  Online forms on the ACPR website used for some surveys, such as the 2025 brokers' AML/CFT survey; only online answers are accepted. Source

• ECB CASPER (registers of information of significant institutions)

  Significant institutions send their DORA register of information directly to the ECB through its CASPER tool rather than through OneGate. Source

Data the ACPR publishes from the returns

• Suivi mensuel de la production de crédits à l'habitat (monthly housing credit production data)

  Added up across firms · Excel

  An Excel series summarising the monthly housing credit production data collected through CREDITHAB from the firms that have filed it since 2011; updated quarterly (latest month: September 2026, updated 10 November 2026). Source

  From: CREDITHAB

  Reuse: No separate terms on the page; the ACPR's legal notice gives no reuse terms (see the licence block).

• Analyses et synthèses: La situation des assureurs (half-yearly study of French insurers)

  Added up across firms · PDF

  Half-yearly study of the French insurance sector (for example N° 181 for end 2025 and N° 185 for the first half of 2026): life and non-life business, investments, solvency ratios. Charts cover insurers subject to quarterly Solvency II reporting, and life flows are sourced to the ACPR's weekly flows collection. Source

  From: QRS, Flux AV

  Reuse: No separate terms on the page; the ACPR's legal notice gives no reuse terms (see the licence block).

• Analyses et synthèses: L'assurance-vie (yearly life insurance study)

  Added up across firms · PDF and Excel

  Yearly study of life insurance and retirement savings flows (N° 179 for 2025), based on the weekly and quarterly flows collection from about 90 organisations, with an Excel file of the chart data. Source

  From: Flux AV

  Reuse: No separate terms on the page; the ACPR's legal notice gives no reuse terms (see the licence block).

• Analyses et synthèses: Le financement de l'habitat (yearly housing finance study)

  Added up across firms · PDF

  Yearly study of housing finance in France (N° 183 for 2025); many charts are sourced to the ACPR's monthly monitoring of housing credit production and some to COREP templates C 09.01 and C 09.02. Source

  From: CREDITHAB, COREP OF

  Reuse: No separate terms on the page; the ACPR's legal notice gives no reuse terms (see the licence block).

Reuse terms for the ACPR's documents

ACPR: Legal notices (Mentions légales), in English and French, and the eSurfi site's legal notice; Banque de France: Legal, checked 11 November 2026. In the ACPR's words:

You are currently connected to the website of the Autorité de contrôle prudentiel et de résolution (ACPR) at https://acpr.banque-france.fr. This website is published by the ACPR. [The rest of the page gives the publisher's registration details and web host. It says nothing about reusing the site's content. The French page, https://acpr.banque-france.fr/fr/mentions-legales, the legal notice of the ACPR's eSurfi documentation site, https://esurfi.banque-france.fr/fr/mentions-legales, and the Banque de France's Legal page, https://www.banque-france.fr/en/legal, are the same.]

Can others share copies?

Unclear.

Conditions

None stated.

What the library does

Keeps only the link, size and SHA-256 fingerprint of each document. Neither the ACPR's legal notices (English and French), nor the notice of its eSurfi documentation site, where most reporting documents sit, nor the Banque de France's Legal page state any terms for reusing or sharing their documents, so the library keeps only the link, size and SHA-256.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

• Reuse terms: neither the ACPR's legal notices (English and French) nor the eSurfi legal notice (https://esurfi.banque-france.fr/fr/mentions-legales, read 2026-11-11, same text as the ACPR's) state any terms for reusing the site's documents, so redistribution is unclear and documents are recorded link-only.
• Enquête IFP (AML/CFT survey of crowdfunding intermediaries): the page https://acpr.banque-france.fr/fr/professionnels/lacpr-vous-accompagne/intermediaires/faire-mon-reporting-lcb-ft/enquete-ifp answered 403 Forbidden on 2026-11-11; not checked and not covered.
• OBG covered bond report: instruction 2022-I-03 (https://acpr.banque-france.fr/sites/default/files/media/2022/03/15/281._instruction_2022-i-03.pdf, linked from the RUBA 1.3.0 taxonomy page) answered 403; the OBG page says deadlines are unchanged but does not state them, so frequency and deadline are recorded as not stated.
• Unclaimed life contracts report: the explanatory note annexed to instruction 2016-I-26 (https://acpr.banque-france.fr/system/files/import/acpr/media/2018/12/14/161._instruction_2016-i-26_annexe.pdf) answered 403; the report's table is not described.
• NSFR: the ACPR's European collections page lists templates C 80.00 to C 84.00 under 'Mensuelle : J + 15 jours calendaires' together with the LCR and ALMM templates. This is recorded as stated; it was not cross-checked against the EBA framework.
• European collections page: the template lists and dates on 'Remises Collectes Européennes Banques et assimilés' and its summary file (dated January 2025) may not reflect later EBA framework releases; FINREP's November deadline is given as 12 November while COREP's is 11 November.
• EBA modules not on the European collections page (FRTB, IRRBB, funding plans, ESG, financial conglomerates, supervisory benchmarking, diversity benchmarking, higher ratios, IFR class 2, class 3, group capital test and threshold monitoring): the ACPR pages read only list them as OneGate entry points ('pour le MSU' in the xBRL-CSV note); who files, frequency and deadline are recorded as not stated.
• Remuneration collections: the only deadline found is 15/06/2024 for the 2024 collection (12/2023 reporting date); no later collection page was found.
• Resolution reporting (RESOL 1 and 2, MREL-TLAC, impracticability notifications): the eSurfi page points to the SRB's 2026 resolution reporting page and EBA pages for frequency and deadlines; srb.europa.eu was not requested (its terms were not read), so these are recorded as not stated.
• Resolution planning data for institutions outside the SRB: the ACPR still links the Excel model of Implementing Regulation (EU) 2018/1624 (version 3.2) and decision 2020-CR-09, while EU resolution reporting moved to Implementing Regulation (EU) 2025/2303; whether the LSI collection changed was not found.
• Solvency II instruction: the ACPR's page for instruction 2023-I-09 marks it as repealed by instruction 2026-I-07, but 2026-I-07 enters into force on 30 January 2027 and eSurfi still cites 2023-I-09; the file treats 2023-I-09 as in force until then.
• Instructions being replaced: the ACPR's instruction pages mark 2025-I-01 (Solvency I annual, replaced by 2026-I-09), 2025-I-02 (ENS, replaced by 2026-I-10, in force 31 December 2026) and 2025-I-03 (ORPS national, replaced by 2026-I-11, in force 31 December 2026) as repealed, while eSurfi's returns pages still cite the 2025 instructions; the entry into force of 2026-I-09 was not found in the text read.
• Financial stability reporting: instruction 2026-I-06 (10 July 2026) replaces instruction 2023-I-14; its application date was not read.
• Solvency II narrative reports (SFCR, RSR), third-country branch returns and SPV returns: the ACPR's insurance returns page gives no separate deadline for them; recorded as not stated.
• Internal control report and ICARAP report: no deadline found on the pages read (only the ICT annex deadline of 30 April after year end).
• COREP for payment and e-money institutions: the eSurfi page gives the templates and dates but not the legal text that requires them; no legal basis is recorded.
• Macroprudential collections: eSurfi's states and notices page also lists the HCSF state SSYRBSNF (decision D-HCSF-2023-3), which the remittance page does not list; it is not covered.
• PSD2 payment fraud statistics: no ACPR page read lists them as an ACPR return, and the EBA module PSD_FRP is not in the ACPR's lists of OneGate entry points; not covered.
• Instruction 2022-I-02 (CREDITHAB) and 2020-I-04 (RENTIMMO) PDFs are linked under /sites/default/files/, the same path that answered 403 for instruction 2022-I-03; they were not requested, and their legal basis is cited through the CREDITIMMO taxonomy page.
• SRB data reporting form (resolution fund contributions): only the ACPR's Excel courtesy template and the SRB kick-off letter hosted on eSurfi were read; the SRB's own form and taxonomy on srb.europa.eu were not requested.
• Public data: no ACPR publication of firm-level data from any return was found; Solvency II SFCRs are published by each firm, and no ACPR repository of them was found.

Sources

• ACPR: About us (English)
• ACPR: Faire mes reportings - Banque
• ACPR: Faire mon reporting prudentiel (Banque)
• ACPR: Faire mes reportings - Assurance
• ACPR: Portail OneGate
• eSurfi Banque: Remises Banque
• eSurfi Banque: Remises RUBA
• eSurfi Banque: Remises Collectes Européennes Banques et assimilés
• eSurfi Banque: Remises EFP-EP-EME
• eSurfi Banque: Remises LCB-FT
• eSurfi Banque: Remises DORA
• eSurfi Banque: Format de remise Banque
• eSurfi Assurance: Remises Assurance
• eSurfi Assurance: Règlementations Assurance
• eSurfi Résolution & Garanties: Résolution
• eSurfi Résolution & Garanties: Mécanisme de garantie
• NOTE TECHNIQUE 2026_Formats de fichier (OneGate domains and reports)
• Nouveau format de remise xBRL-CSV à partir de l'arrêté 03/2026
• ACPR: legal notices

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.