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In forceInsurers: Solvency II narrative reporting (EU, EIOPA)Last checked 11 November 2026

Solvency and financial condition report (SFCR) and regular supervisory report (SFCR and RSR)

A regulatory return listed by the French Prudential Supervision and Resolution Authority (Autorité de contrôle prudentiel et de résolution) (ACPR), France.

The Solvency II narrative reports: the public solvency and financial condition report and the regular supervisory report to the ACPR (Insurance Code articles L. 355-1 and L. 356-21). If a major event significantly affects the SFCR's relevance, insurers publish information on its nature and effects. Source

Official title: Rapport sur la solvabilité et la situation financière ; rapport régulier au contrôleur

The facts

Who files
Solvency II insurers and reinsurers, and insurance groups under group supervision. Source
How often
Not stated separately on the pages read; the ACPR's page lists them with the annual collection. Source
Deadline
Not stated separately on the ACPR pages read; the annual quantitative collection is due at year end + 14 weeks (solo) and + 20 weeks (group). Source
Format
PDF, Excel, Other. Narrative reports are teletransmitted in office formats (PDF, Excel, Word). Source
How it is filed
Filing routes recorded for the ACPR: OneGate (Banque de France reporting portal); ACPR online survey forms; ECB CASPER (registers of information of significant institutions). See how firms file with the ACPR.
Status
In forceIn force. The ACPR has published instruction 2026-I-07 (10 July 2026), which replaces instruction 2023-I-09 from 30 January 2027 and refers to the new implementing regulations that will replace Implementing Regulations (EU) 2023/894 and 2023/895 after the Solvency II review. Under 2026-I-07, an audit report on the economic balance sheet published with the SFCR is added unless the firm is exempt. Source
Legal basis
Group
Insurers: Solvency II narrative reporting (EU, EIOPA)

Templates (0)

The library lists no templates for this return.

Narrative reports: no ACPR template. The quantitative templates appended to the public SFCR are EIOPA's (see eiopa/aps and eiopa/apg). Source

Validation rules

No published validation rules were found for this return. Source

Public data

Each firm publishes its own, on its website; the regulator does not collect it into one dataset. Each insurer and group publishes its own SFCR: Implementing Regulation (EU) 2023/895, listed on the ACPR's eSurfi regulations page, sets the procedures, formats and templates for publishing it. No central ACPR repository of SFCRs was found. Source

Official documents (11)

The ACPR's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see ACPR's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.