The facts
- Who files
- Solvency II insurers, insurers outside Solvency II (except substituted mutuals) and occupational retirement providers that report net premiums above EUR 10 million in the life categories listed and whose life and unit-linked provisions exceed EUR 100 million. They stop after two consecutive years below the thresholds. Source
- How often
- Weekly (surrenderable contract flows) and quarterly (non-surrenderable contract flows and quarterly provisions of surrenderable contracts). Source
- Deadline
- Weekly data within 5 calendar days for the previous week (for 2026: first by 09/01/2026 for week 1, last by 08/01/2027 for week 53). Quarterly data within 30 calendar days (for 2026: first by 30/01/2026 for Q4 2025, last by 30/10/2026 for Q3 2026). Prior-year annual provisions with the first filing of the related flows. Source
- Format
- Excel. The ACPR's Excel template, filed on OneGate; weekly and quarterly data go in the same single template. Since 1 January 2025 data go through OneGate in office format (before, by email to SuiviFlux@acpr.banque-france.fr). Source
- How it is filed
- Filing routes recorded for the ACPR: OneGate (Banque de France reporting portal); ACPR online survey forms; ECB CASPER (registers of information of significant institutions). See how firms file with the ACPR.
- Status
- In force
- Legal basis
- Group
- Insurers and ORPS: life insurance and retirement savings flows (national)
Templates (1)
The tables and forms inside the return. Plain name first, the ACPR's code in brackets.
- Flows table (TB01)
The Excel template has a 'SOMMAIRE' identification sheet and one data sheet, TB01, divided into four sections (surrenderable euro contracts, surrenderable unit-linked contracts, non-surrenderable euro contracts, non-surrenderable unit-linked contracts) plus PER data (instruction, article 3). Source
Validation rules
No published validation rules were found for this return. Source
Public data
Published only added up across firms. The ACPR's yearly study on life insurance (N° 179, 'L'assurance-vie en 2025') is based on the weekly and quarterly flows collection from about 90 organisations, and its half-yearly study on insurers cites the weekly collection; a chart data workbook is published with N° 179. No firm-by-firm data. Source
Where it is published (PDF study and Excel chart data)
- Analyses et synthèses: La situation des assureurs (half-yearly study of French insurers)
Added up across firms · PDF
Half-yearly study of the French insurance sector (for example N° 181 for end 2025 and N° 185 for the first half of 2026): life and non-life business, investments, solvency ratios. Charts cover insurers subject to quarterly Solvency II reporting, and life flows are sourced to the ACPR's weekly flows collection. Source
- Analyses et synthèses: L'assurance-vie (yearly life insurance study)
Added up across firms · PDF and Excel
Yearly study of life insurance and retirement savings flows (N° 179 for 2025), based on the weekly and quarterly flows collection from about 90 organisations, with an Excel file of the chart data. Source
Official documents (5)
The ACPR's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.
- Remises Assurance
List of returns · HTML
Every insurance collection with frequency, deadline and format: Solvency II, ENS, ORPS, life flows, Solvency I, LEC29, AML/CFT, DORA.
- Remises Flux Assurance vie et épargne retraite V20251208
List of returns · XLSX · 12.0 KB · 8 December 2025
SHA-256
c02b1d8b1f02show in fullc02b1d8b1f02d0d8100706d42c6bcbd2342df3dca86c9e048d4eded591791f3c - Instruction n° 2023-I-20 relative au suivi des flux sur les contrats d'assurance-vie
Legal text · PDF · 216.8 KB · 8 December 2023
SHA-256
c490d17a8c1cshow in fullc490d17a8c1c0769df920467f5e6da503b6b9dd67599431c2b40995a07b83c47 - E & N - Flux AV - Annexes instruction (annexes 1 et 2)
Template · PDF · 716.5 KB · 5 December 2024
SHA-256
2fdf9ed9423dshow in full2fdf9ed9423d233ad3f2d18f31b0c53883dc39081b54d2e6b4673f5287c671bd - E & N - Flux AV - Maquette instruction
Template · XLSX · 34.9 KB · 5 December 2024
SHA-256
36c51976f092show in full36c51976f09295fda2b6cbe9ec254c5ff4d9d0a4ca3b5735adf216143a08d99f
Sources
Every page and document this return's facts were read from.
- esurfi.banque-france.fr/fr/esurfi-assurance/remises/remises-assurance
- esurfi.banque-france.fr/system/files/2024-11/326._instruction_2023-i-20.pdf
- esurfi.banque-france.fr/fr/esurfi-assurance/etats-et-notices/etats-et-notices-flux-assurance-vie-et-epargne-retraite
- acpr.banque-france.fr/system/files/2026-05/20260522_AS_Assurance_vie_2025.pdf
- acpr.banque-france.fr/system/files/2026-06/20260630_AS181_assureurs_S2_2025.pdf
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see ACPR's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
Last checked 11 November 2026.
