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In forceInsurers and ORPS: customer protection (national)Last checked 11 November 2026

Annual report on unclaimed life insurance contracts and unpaid retirement-linked contracts (Rapport Eckert / Sapin II)

A regulatory return listed by the French Prudential Supervision and Resolution Authority (Autorité de contrôle prudentiel et de résolution) (ACPR), France.

Under the Eckert law of 13 June 2014, insurers report each year the number and amount of life insurance and capitalisation contracts whose benefits have not been paid to beneficiaries; under the Sapin II law of 9 December 2016, they also report contracts not yet paid out whose members are past retirement age and how they are informed. Source

Official title: Rapport annuel obligatoire relatif aux contrats d'assurance vie en déshérence et aux contrats d'assurance-vie dont les prestations sont liées à la cessation d'activité professionnelle

The facts

Who files
The organisations named in article 1 of instructions 2016-I-26 and 2017-I-15; only those that have never done life insurance (or, for the Sapin II report, retirement-linked life contracts) are exempt. Source
How often
Annual; data at 31 December of the previous year. Source
Deadline
Available on OneGate from 15 January; to be submitted by 15 April each year at the latest. Source
Format
Web form. A table entered and submitted on OneGate; validated by an effective manager or authorised person. Source
How it is filed
Filing routes recorded for the ACPR: OneGate (Banque de France reporting portal); ACPR online survey forms; ECB CASPER (registers of information of significant institutions). See how firms file with the ACPR.
Status
In force
Legal basis
Group
Insurers and ORPS: customer protection (national)

Templates (0)

The library lists no templates for this return.

One table entered on OneGate; the explanatory note annexed to instruction 2016-I-26 could not be downloaded (403). Source

Validation rules

No published validation rules were found for this return. Source

Public data

No published data from this return was found. No data from this return published by the ACPR was found on the pages checked. Source

Official documents (3)

The ACPR's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

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Last checked 11 November 2026.