The rules, by template
Each rule in plain words, its code in brackets. Open one for what to do if your filing fails it. A rule that reads more than one template is listed under the first. Rules are warnings unless marked blocking.
Nature of Report (AE) (A 00.01)2 rules
- Reporting Level must be reported (e4427_e)
- Accounting framework must be reported (e4430_e)
Asset encumbrance: Encumbrance overview - Assets (F 32.01)23 rules, 4 blocking
- Carrying amount of encumbered assets issued by other entities of the group cannot be more than carrying amount of encumbered assets (v2801_m)
- Central bank's eligible cannot be more than carrying amount of encumbered assets (v2802_m)
- Central bank's eligible cannot be more than fair value of encumbered assets (v2803_m)
- Central bank's eligible cannot be more than fair value of unencumbered assets (v2806_m)
- Covered bonds cannot be more than debt securities (v2807_m)
- Securitisations cannot be more than debt securities (v2808_m)
- Debt securities issued by general governments cannot be more than debt securities (v2809_m)
- Debt securities issued by financial corporations cannot be more than debt securities (v2810_m)
- Debt securities issued by non-financial corporations cannot be more than debt securities (v2811_m)
- Loans collateralised with immovable property cannot be more than loans and advances other than loans on demand (v2812_m)
- Total assets, collateral received and own debt securities issued must equal the sum of its two parts (v2834_m)
- A balancing check across asset encumbrance: maturity data and two other templates (F 33.00.a, F 32.02.a, v2877_m)
- Loans and advances other than loans on demand, carrying amount of encumbered assets must equal the sum of its four parts (v2956_m)
- Carrying amount of encumbered assets: loans and advances other than loans on demand, central bank's eligible must equal the sum of its four parts (v2957_m)
- Loans and advances other than loans on demand, carrying amount of unencumbered assets must equal the sum of its four parts (v2958_m)Blocking
- Carrying amount of unencumbered assets: loans and advances other than loans on demand, central bank's eligible must equal the sum of its four parts (v2959_m)Blocking
- The sum of two columns cannot be more than loans collateralised with immovable property, carrying amount of encumbered assets (v2960_m)
- Total encumbered assets: the sum of two columns cannot be more than loans collateralised with immovable property, central bank's eligible (v2961_m)
- The sum of two columns cannot be more than loans collateralised with immovable property, carrying amount of unencumbered assets (v2962_m)Blocking
- Total unencumbered assets: the sum of two columns cannot be more than loans collateralised with immovable property, central bank's eligible (v2963_m)Blocking
- Carrying amount of unencumbered assets issued by other entities of the group cannot be negative (v4362_s)
- None of the 28 values it checks in asset encumbrance: encumbrance overview: assets can be negative (v4363_s)
- Carrying amount of encumbered assets issued by other entities of the group cannot be negative (v11615_s)
Asset encumbrance: Encumbrance overview - Collateral (a) (F 32.02.a)36 rules
- Issued by other entities of the group cannot be more than fair value of encumbered collateral received or own debt securities issued (v2824_m)
- Central bank's eligible cannot be more than fair value of encumbered collateral received or own debt securities issued (v2825_m)
- Issued by other entities of the group cannot be more than fair value of collateral received or own debt securities issued available for encumbrance (v2826_m)
- Central bank's eligible cannot be more than fair value of collateral received or own debt securities issued available for encumbrance (v2827_m)
- Covered bonds cannot be more than debt securities (v2828_m)
- Securitisations cannot be more than debt securities (v2829_m)
- Debt securities issued by general governments cannot be more than debt securities (v2830_m)
- Debt securities issued by financial corporations cannot be more than debt securities (v2831_m)
- Debt securities issued by non-financial corporations cannot be more than debt securities (v2832_m)
- The sum of three rows cannot be more than collateral received by the reporting institution, fair value of encumbered collateral received or own debt securities issued (v2875_m)
- The sum of three rows cannot be more than own debt securities issued other than own covered bonds or securitisations, fair value of encumbered collateral received or own debt securities issued (v2876_m)
- Collateral received by the reporting institution, fair value of encumbered collateral received or own debt securities issued must equal the sum of its 13 parts (v2878_m)
- Collateral received by the reporting institution, fair value of encumbered collateral received or own debt securities issued must equal the sum of its 13 parts (v2879_m)
- Total unencumbered collateral received, loans on demand must equal the sum of its two parts (v2998_m)
- Total unencumbered collateral received, equity instruments must equal the sum of its two parts (v2999_m)
- Total unencumbered collateral received, debt securities must equal the sum of its two parts (v3000_m)
- Total unencumbered collateral received, covered bonds must equal the sum of its two parts (v3001_m)
- Total unencumbered collateral received cannot be less than covered bonds (v3002_m)
- Total unencumbered collateral received, securitisations must equal the sum of its two parts (v3003_m)
- Total unencumbered collateral received, securitisations issued by other entities of the group cannot be less than securitisations, issued by other entities of the group (v3004_m)
- Total unencumbered collateral received, debt securities issued by general governments must equal the sum of its two parts (v3005_m)
- Total unencumbered collateral received, debt securities issued by financial corporations must equal the sum of its two parts (v3006_m)
- Total unencumbered collateral received, debt securities issued by non financial corporations must equal the sum of its two parts (v3007_m)
- Loans and advances other than loans on demand, fair value of encumbered collateral received or own debt securities issued must equal the sum of its four parts (v3008_m)
- Fair value of encumbered collateral received or own debt securities issued: loans and advances other than loans on demand, central bank's eligible must equal the sum of its four parts (v3009_m)
- A balancing check across asset encumbrance (F 36.02.c, v3010_m)
- Fair value of collateral received or own debt securities issued available for encumbrance: loans and advances other than loans on demand, central bank's eligible must equal the sum of its four parts (v3011_m)
- Total unencumbered collateral received, other collateral received must equal the sum of its two parts (v3012_m)
- Total unencumbered collateral received, own debt securities issued other than own covered bonds or securitisations must equal the sum of its two parts (v3013_m)
- Total encumbered collateral received, total must equal the sum of its two parts (v3014_m)
- Total encumbered collateral received: central bank eligible, total must equal the sum of its two parts (v3015_m)
- Total unencumbered collateral received, total must equal the sum of its four parts (v3016_m)
- Total unencumbered collateral received: central bank eligible, total must equal the sum of its two parts (v3017_m)
- None of the 20 values it checks in asset encumbrance can be negative (v4365_s)
- None of the 60 values it checks in asset encumbrance can be negative (v4366_s)
- Fair value of collateral received or own debt securities issued available for encumbrance cannot be negative (v10263_s)
Asset encumbrance: Encumbrance overview - Collateral (b) (F 32.02.b)4 rules
- Issued by other entities of the group cannot be more than fair value of encumbered collateral received or own debt securities issued (v2836_m)
- Central bank's eligible cannot be more than fair value of encumbered collateral received or own debt securities issued (v2837_m)
- Total assets, collateral received and own debt securities issued cannot be negative (v4367_s)
- Notionally eligible EHQLA and HQLA cannot be more than fair value of encumbered collateral received or own debt securities issued (v10065_m)
Asset encumbrance: Not pledged. Own covered bonds and ABS issued and not yet pledged (a) (F 32.03.a)2 rules
Asset encumbrance: Not pledged. Own covered bonds and ABS issued and not yet pledged (b) (F 32.03.b)5 rules
- Central bank's eligible cannot be more than fair value of debt securities issued available for encumbrance (v2839_m)
- Own covered bonds and securitisations issued and not yet pledged must equal the sum of its two parts (v2840_m)
- Retained securitisations issued must equal first loss plus mezzanine plus senior (v2841_m)
- None of the 24 values it checks in asset encumbrance can be negative (v4369_s)
- Notionally eligible EHQLA and HQLA cannot be more than fair value of debt securities issued available for encumbrance (v10066_m)
Asset encumbrance: Sources of encumbrance (a) (F 32.04.a)18 rules
- From other entities of the group cannot be more than matching liabilities, contingent liabilities or securities lent (v2842_m)
- Over-the-Counter cannot be more than derivatives (v2843_m)
- Central banks cannot be more than repurchase agreements (v2844_m)
- Central banks cannot be more than collateralised deposits other than repurchase agreements (v2845_m)
- Covered bonds issued cannot be more than debt securities issued (v2846_m)
- Securitisations issued cannot be more than debt securities issued (v2847_m)
- Deposits must equal the sum of its two parts (v2848_m)
- Carrying amount of selected financial liabilities must equal the sum of its three parts (v2849_m)
- Other sources of encumbrance must equal the sum of its four parts (v2850_m)
- A lower-limit check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.b, F 36.02.b, v2920_m)
- The sum of two cells must equal repurchase agreements, matching liabilities, contingent liabilities or securities lent minus central banks, matching liabilities, contingent liabilities or securities lent (v2923_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.b, F 36.02.b, row 0100, v2924_m)
- Covered bonds issued, matching liabilities, contingent liabilities or securities lent must equal the sum of its two parts (v2925_m)
- Securitisations issued, matching liabilities, contingent liabilities or securities lent must equal the sum of its two parts (v2926_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.b, F 36.02.b, row 0160, v2927_m)
- Other sources of encumbrance, matching liabilities, contingent liabilities or securities lent must equal the sum of its two parts (v2928_m)
- From other entities of the group cannot be negative (v4370_s)
- Matching liabilities, contingent liabilities or securities lent cannot be negative (v4371_s)
Asset encumbrance: Sources of encumbrance (b) (F 32.04.b)26 rules
- Collateral received re-used cannot be more than assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered (v2864_m)
- Own debt securities encumbered cannot be more than assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered (v2865_m)
- Over-the-Counter cannot be more than derivatives (v2866_m)
- Central banks cannot be more than repurchase agreements (v2867_m)
- Central banks cannot be more than collateralised deposits other than repurchase agreements (v2868_m)
- Covered bonds issued cannot be more than debt securities issued (v2869_m)
- Securitisations issued cannot be more than debt securities issued (v2870_m)
- Deposits must equal the sum of its two parts (v2871_m)
- Carrying amount of selected financial liabilities must equal the sum of its three parts (v2872_m)
- Other sources of encumbrance must equal the sum of its four parts (v2873_m)
- Total sources of encumbrance must equal the sum of its two parts (v2874_m)
- A lower-limit check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.a, F 36.02.a, v2929_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.a, F 36.02.a, row 0070, v2932_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.a, F 36.02.a, row 0090, v2933_m)
- Covered bonds issued, assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered must equal the sum of its two parts (v2934_m)
- Securitisations issued, assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered must equal the sum of its two parts (v2935_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.01.a, F 36.02.a, row 0150, v2936_m)
- Other sources of encumbrance, assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered must equal the sum of its two parts (v2937_m)
- A balancing check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.02.a, v2938_m)
- A calculation over four cells must equal derivatives, collateral received re-used (v2939_m)
- An upper-limit check across asset encumbrance and asset encumbrance: sources of encumbrance (F 36.02.a, v2940_m)
- Derivatives, own debt securities encumbered must equal the sum of its two parts (v2941_m)
- Repurchase agreements. encumbered collateral received, own debt securities issued other than own covered bonds or securitisations cannot be more than repurchase agreements, own debt securities encumbered (v2942_m)
- Own debt securities encumbered cannot be negative (v4372_s)
- Assets, collateral received and own debt securities issued other than covered bonds and securitisations encumbered cannot be negative (v4373_s)
- Collateral received re-used cannot be negative (v6586_s)
Asset encumbrance: Maturity data (a) (F 33.00.a)2 rules
Asset encumbrance: Maturity data (b) (F 33.00.b)1 rule
Asset encumbrance: Contingent encumbrance (a) (F 34.00.a)1 rule
Asset encumbrance: Contingent encumbrance (b) (F 34.00.b)9 rules
- Over-the-Counter cannot be more than derivatives (v2881_m)
- Central banks cannot be more than repurchase agreements (v2882_m)
- Central banks cannot be more than collateralised deposits other than repurchase agreements (v2883_m)
- Covered bonds issued cannot be more than debt securities issued (v2884_m)
- Securitisations issued cannot be more than debt securities issued (v2885_m)
- Deposits must equal the sum of its two parts (v2886_m)
- Carrying amount of selected financial liabilities must equal the sum of its three parts (v2887_m)
- Additional amount of encumbered assets cannot be negative (v4377_s)
- Total sources of encumbrance must equal the sum of its two parts (v23833_h)
Asset encumbrance: Contingent encumbrance (c) (F 34.00.c)1 rule
Asset encumbrance: Covered bonds issuance (a) (F 35.00.a)13 rules
- Covered bond liabilities: + 6 months cannot be more than reporting date (v2889_m)
- Covered bond liabilities: + 12 months cannot be more than + 6 months (v2890_m)
- Covered bond liabilities: + 2 years cannot be more than + 12 months (v2891_m)
- Covered bond liabilities: + 5 years cannot be more than + 2 years (v2892_m)
- Covered bond liabilities: + 10 years cannot be more than + 5 years (v2893_m)
- Cover pool: + 6 months cannot be more than reporting date (v2894_m)
- Cover pool: + 12 months cannot be more than + 6 months (v2895_m)
- Cover pool: + 2 years cannot be more than + 12 months (v2896_m)
- Cover pool: + 5 years cannot be more than + 2 years (v2897_m)
- Cover pool: + 10 years cannot be more than + 5 years (v2898_m)
- Nominal amount cannot be negative (v4378_s)
- Covered bond liabilities: reporting date cannot be negative (v4379_s)
- Cover pool: reporting date cannot be negative (v5703_s)
Asset encumbrance: Covered bonds issuance (b) (F 35.00.b)1 rule
Asset encumbrance: Covered bonds issuance (d) (F 35.00.d)1 rule
Asset encumbrance: Advance template for assets of the reporting institution (a) (F 36.01.a)12 rules
- Covered bonds cannot be more than total (v2899_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2900_m)
- Securitisations cannot be more than total (v2901_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2902_m)
- Debt securities issued by general governments cannot be more than total (v2903_m)
- Debt securities issued by financial corporations cannot be more than total (v2904_m)
- Debt securities issued by non financial corporations cannot be more than total (v2905_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2906_m)
- Loans collateralised with immovable property cannot be more than households (v2907_m)
- Total (column 0180) must equal the sum of its eight parts (v2908_m)
- F 36.01.c must equal the sum of its nine parts (v2909_m)
- None of the 162 values it checks in asset encumbrance can be negative (v4384_s)
Asset encumbrance: Advance template for assets of the reporting institution (b) (F 36.01.b)11 rules
- Covered bonds cannot be more than total (v2910_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2911_m)
- Securitisations cannot be more than total (v2912_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2913_m)
- Debt securities issued by general governments cannot be more than total (v2914_m)
- Debt securities issued by financial corporations cannot be more than total (v2915_m)
- Debt securities issued by non financial corporations cannot be more than total (v2916_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2917_m)
- Loans collateralised with immovable property cannot be more than households (v2918_m)
- Total (column 0180) must equal the sum of its eight parts (v2919_m)
- None of the 162 values it checks in asset encumbrance can be negative (v4385_s)
Asset encumbrance: Advance template for assets of the reporting institution (c) (F 36.01.c)13 rules
- Covered bonds cannot be more than total (v2943_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2944_m)
- Securitisations cannot be more than total (v2945_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2946_m)
- Debt securities issued by general governments cannot be more than total (v2947_m)
- Debt securities issued by financial corporations cannot be more than total (v2948_m)
- Debt securities issued by non financial corporations cannot be more than total (v2949_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2950_m)
- Loans collateralised with immovable property cannot be more than households (v2951_m)
- Total (column 0180) must equal the sum of its eight parts (v2952_m)
- Central bank eligible cannot be more than total encumbered assets (v2953_m)
- Encumbered + unencumbered assets must equal the sum of its two parts (v2955_m)
- None of the 90 values it checks in asset encumbrance can be negative (v4386_s)
Asset encumbrance: Advance template for colllateral and own debt secrities issued other than covered bonds or ABSs (a) (F 36.02.a)12 rules
- Covered bonds cannot be more than debt securities (v2964_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2965_m)
- Securitisations cannot be more than debt securities (v2966_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2967_m)
- Debt securities issued by general governments cannot be more than debt securities (v2968_m)
- Debt securities issued by financial corporations cannot be more than debt securities (v2969_m)
- Debt securities issued by non financial corporations cannot be more than debt securities (v2970_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2971_m)
- Loans collateralised with immovable property cannot be more than households (v2972_m)
- Total must equal the sum of its nine parts (v2973_m)
- F 36.02.c must equal the sum of its nine parts (v2974_m)
- None of the 171 values it checks in asset encumbrance can be negative (v4387_s)
Asset encumbrance: Advance template for colllateral and own debt secrities issued other than covered bonds or ABSs (b) (F 36.02.b)11 rules
- Covered bonds cannot be more than debt securities (v2975_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2976_m)
- Securitisations cannot be more than debt securities (v2977_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2978_m)
- Debt securities issued by general governments cannot be more than debt securities (v2979_m)
- Debt securities issued by financial corporations cannot be more than debt securities (v2980_m)
- Debt securities issued by non financial corporations cannot be more than debt securities (v2981_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2982_m)
- Loans collateralised with immovable property cannot be more than households (v2983_m)
- Total must equal the sum of its nine parts (v2984_m)
- None of the 171 values it checks in asset encumbrance can be negative (v4388_s)
Asset encumbrance: Advance template for colllateral and own debt secrities issued other than covered bonds or ABSs (c) (F 36.02.c)14 rules
- Covered bonds cannot be more than debt securities (v2985_m)
- Covered bonds issued by other entities of the group cannot be more than covered bonds (v2986_m)
- Securitisations cannot be more than debt securities (v2987_m)
- Securitisations issued by other entities of the group cannot be more than securitisations (v2988_m)
- Debt securities issued by general governments cannot be more than debt securities (v2989_m)
- Debt securities issued by financial corporations cannot be more than debt securities (v2990_m)
- Debt securities issued by non financial corporations cannot be more than debt securities (v2991_m)
- Loans collateralised with immovable property cannot be more than non financial corporations (v2992_m)
- Loans collateralised with immovable property cannot be more than households (v2993_m)
- Total must equal the sum of its nine parts (v2994_m)
- Central bank eligible cannot be more than total encumbered collateral received (v2995_m)
- Central bank eligible cannot be more than total unencumbered collateral received (v2996_m)
- Encumbered + unencumbered collateral received must equal the sum of its two parts (v2997_m)
- None of the 95 values it checks in asset encumbrance can be negative (v4389_s)
Templates with no rule of their own
Rules on other templates can still read them.
- Asset encumbrance: Covered bonds issuance (c) (F 35.00.c)
12 rules EBA has switched off
EBA has switched these off, in its 4.2 severity package or since then in its list of validation rules (latest update 12 October 2026): they do not apply to 4.2 filings.
v2813_m, v2833_m, v2835_m, v2851_m, v2888_m, v2921_m, v2922_m, v2930_m, v2931_m, v2954_m, v4364_s, v11616_s
Checks like this one, run at the point of submission, are the first step to real-time supervision. See every return on EBA validation rules in plain words.