Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Total (column 0180) must equal the sum of its eight parts (F 36.01.a, EBA rule v2908_m)

A warning in the asset encumbrance return (AE), on template F 36.01.a, asset encumbrance: Advance template for assets of the reporting institution (a).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Total (column 0180) must equal these eight added up:

  • Loans on demand
  • Central banks and general governments
  • Financial corporations
  • Equity instruments
  • Households
  • Other assets
  • Total (column 0030)
  • Non financial corporations

EBA checks it for nine rows, from central bank funding (of all types, including e.g. repos). encumbered assets (0010) to other sources of encumbrance. encumbered assets (0170). That makes nine checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Over-the-counter derivatives. Encumbered assets, Loans on demand + Over-the-counter derivatives. Encumbered assets, Central banks and general governments + Over-the-counter derivatives. Encumbered assets, Financial corporations + Over-the-counter derivatives. Encumbered assets, Equity instruments + Over-the-counter derivatives. Encumbered assets, Households + Over-the-counter derivatives. Encumbered assets, Other assets + Over-the-counter derivatives. Encumbered assets, Debt securities, total + Over-the-counter derivatives. Encumbered assets, Non financial Corporations = Over-the-counter derivatives. Encumbered assets, Total

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark F 36.01 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Asset encumbrance: Advance template for assets of the reporting institution (a) (F 36.01.a)

Rows

  • 0010Central bank funding (of all types, including e.g. repos). Encumbered assets
  • 0030Exchange traded derivatives. Encumbered assets
  • 0050Over-the-counter derivatives. Encumbered assets
  • 0070Repurchase agreements. Encumbered assets
  • 0090Collateralised deposits other than repurchase agreements. Encumbered assets
  • 0110Covered bonds securities issued. Encumbered assets
  • 0130Securitisations issued. Encumbered assets
  • 0150Debt securities issued other than covered bonds and securitisations. Encumbered assets
  • 0170Other sources of encumbrance. Encumbered assets

Columns

  • 0010Loans on demand
  • 0020Equity instruments
  • 0030Total
  • 0110Central banks and general governments
  • 0120Financial corporations
  • 0130Non financial Corporations
  • 0150Households
  • 0170Other assets
  • 0180Total
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

sum({F_36.01.a,r0050,c0010,},{F_36.01.a,r0050,c0110,},{F_36.01.a,r0050,c0120,},{F_36.01.a,r0050,c0020,},{F_36.01.a,r0050,c0150,},{F_36.01.a,r0050,c0170,},{F_36.01.a,r0050,c0030,},{F_36.01.a,r0050,c0130,}) = {F_36.01.a,r0050,c0180,}

The next five:

sum({F_36.01.a,r0070,c0170,},{F_36.01.a,r0070,c0130,},{F_36.01.a,r0070,c0110,},{F_36.01.a,r0070,c0150,},{F_36.01.a,r0070,c0020,},{F_36.01.a,r0070,c0030,},{F_36.01.a,r0070,c0120,},{F_36.01.a,r0070,c0010,}) = {F_36.01.a,r0070,c0180,}sum({F_36.01.a,r0090,c0150,},{F_36.01.a,r0090,c0030,},{F_36.01.a,r0090,c0110,},{F_36.01.a,r0090,c0020,},{F_36.01.a,r0090,c0130,},{F_36.01.a,r0090,c0170,},{F_36.01.a,r0090,c0010,},{F_36.01.a,r0090,c0120,}) = {F_36.01.a,r0090,c0180,}sum({F_36.01.a,r0170,c0030,},{F_36.01.a,r0170,c0170,},{F_36.01.a,r0170,c0110,},{F_36.01.a,r0170,c0120,},{F_36.01.a,r0170,c0020,},{F_36.01.a,r0170,c0010,},{F_36.01.a,r0170,c0130,},{F_36.01.a,r0170,c0150,}) = {F_36.01.a,r0170,c0180,}sum({F_36.01.a,r0010,c0170,},{F_36.01.a,r0010,c0010,},{F_36.01.a,r0010,c0120,},{F_36.01.a,r0010,c0020,},{F_36.01.a,r0010,c0110,},{F_36.01.a,r0010,c0150,},{F_36.01.a,r0010,c0130,},{F_36.01.a,r0010,c0030,}) = {F_36.01.a,r0010,c0180,}sum({F_36.01.a,r0030,c0130,},{F_36.01.a,r0030,c0170,},{F_36.01.a,r0030,c0010,},{F_36.01.a,r0030,c0150,},{F_36.01.a,r0030,c0110,},{F_36.01.a,r0030,c0020,},{F_36.01.a,r0030,c0030,},{F_36.01.a,r0030,c0120,}) = {F_36.01.a,r0030,c0180,}

And 3 more, the same formula for the other cells it covers.

Every AE rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.