Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Total (column 0180) must equal the sum of its eight parts (F 36.01.c, EBA rule v2952_m)

A warning in the asset encumbrance return (AE), on template F 36.01.c, asset encumbrance: Advance template for assets of the reporting institution (c).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Total (column 0180) must equal these eight added up:

  • Households
  • Equity instruments
  • Total (column 0030)
  • Loans on demand
  • Financial corporations
  • Other assets
  • Central banks and general governments
  • Non financial corporations

EBA checks it for five rows: total encumbered assets, central bank eligible (0200), total unencumbered assets, central bank eligible (0220) and encumbered + unencumbered assets. That makes five checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Encumbered + Unencumbered Assets, Households + Encumbered + Unencumbered Assets, Equity instruments + Encumbered + Unencumbered Assets, Debt securities, total + Encumbered + Unencumbered Assets, Loans on demand + Encumbered + Unencumbered Assets, Financial corporations + Encumbered + Unencumbered Assets, Other assets + Encumbered + Unencumbered Assets, Central banks and general governments + Encumbered + Unencumbered Assets, Non financial Corporations = Encumbered + Unencumbered Assets, Total

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark F 36.01 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Asset encumbrance: Advance template for assets of the reporting institution (c) (F 36.01.c)

Rows

  • 0190Total encumbered assets
  • 0200Of which central bank eligible
  • 0210Total unencumbered assets
  • 0220Of which central bank eligible
  • 0230Encumbered + Unencumbered Assets

Columns

  • 0010Loans on demand
  • 0020Equity instruments
  • 0030Total
  • 0110Central banks and general governments
  • 0120Financial corporations
  • 0130Non financial Corporations
  • 0150Households
  • 0170Other assets
  • 0180Total
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

sum({F_36.01.c,r0230,c0150,},{F_36.01.c,r0230,c0020,},{F_36.01.c,r0230,c0030,},{F_36.01.c,r0230,c0010,},{F_36.01.c,r0230,c0120,},{F_36.01.c,r0230,c0170,},{F_36.01.c,r0230,c0110,},{F_36.01.c,r0230,c0130,}) = {F_36.01.c,r0230,c0180,}

The next four:

sum({F_36.01.c,r0220,c0170,},{F_36.01.c,r0220,c0020,},{F_36.01.c,r0220,c0030,},{F_36.01.c,r0220,c0150,},{F_36.01.c,r0220,c0130,},{F_36.01.c,r0220,c0010,},{F_36.01.c,r0220,c0110,},{F_36.01.c,r0220,c0120,}) = {F_36.01.c,r0220,c0180,}sum({F_36.01.c,r0200,c0170,},{F_36.01.c,r0200,c0150,},{F_36.01.c,r0200,c0130,},{F_36.01.c,r0200,c0030,},{F_36.01.c,r0200,c0020,},{F_36.01.c,r0200,c0010,},{F_36.01.c,r0200,c0120,},{F_36.01.c,r0200,c0110,}) = {F_36.01.c,r0200,c0180,}sum({F_36.01.c,r0210,c0170,},{F_36.01.c,r0210,c0110,},{F_36.01.c,r0210,c0010,},{F_36.01.c,r0210,c0130,},{F_36.01.c,r0210,c0030,},{F_36.01.c,r0210,c0020,},{F_36.01.c,r0210,c0120,},{F_36.01.c,r0210,c0150,}) = {F_36.01.c,r0210,c0180,}sum({F_36.01.c,r0190,c0010,},{F_36.01.c,r0190,c0170,},{F_36.01.c,r0190,c0020,},{F_36.01.c,r0190,c0130,},{F_36.01.c,r0190,c0030,},{F_36.01.c,r0190,c0150,},{F_36.01.c,r0190,c0120,},{F_36.01.c,r0190,c0110,}) = {F_36.01.c,r0190,c0180,}

Every AE rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.