Finansinspektionen (Swedish Financial Supervisory Authority) (FI): regulatory returns

What this page covers

Every periodic return Finansinspektionen (FI) lists for the main populations it supervises, as far as its pages describe them: 79 returns, of which 39 national (FI's own; group names end '(national)') and 40 EU-harmonised returns that FI collects (group names end '(EU, EBA)', '(EU, ECB)', '(EU, EIOPA and ECB)', '(EU, EIOPA)', '(EU, ESAs)', '(EU, ESMA)'). 4 are upcoming. Anchor lists: (1) FI's table 'Scheman och tekniska beskrivningar' of every national report and survey module in its reporting system FIDAC, with module codes, valid-from dates and schema packages (read in Swedish; FI's English page says the national reports and surveys are available in Swedish); (2) the FI regulations (FFFS) that require each national report, read in Swedish from FI's register; (3) FI's English and Swedish FIDAC pages, its sector reporting pages (banking, insurance and occupational pensions, payments, markets and investment firms), its Swedish insurance reporting FAQ and its news on EBA reporting packages, which name the EBA modules collected in FIDAC; and (4) FI's pages for reporting outside FIDAC (ownership reporting, PAD fee reporting, MiFIR transaction reporting in TRS 2, and AIFMD reporting through Periodic Reporting). FI publishes no reporting calendar on its website: it says submission dates are shown in FIDAC. Covered: credit institutions and investment firms (FI's standard report, covered bonds, supplementary LCR outflows, non-performing loan transfers, the resolution list, the fee reports FI collects for the Swedish National Debt Office, FI's surveys of household and commercial real estate lending, significant EEA branches, financial conglomerates, and the EBA modules FI's pages name: COREP own funds, leverage, LCR, large exposures, ALMM, asset encumbrance, G-SII, FINREP and the IFRS 18 option, resolution planning, MREL/TLAC, credit risk benchmarking, high earners and higher bonus ratios, IFR class 2 and 3 and group test, third-country branches and the AMLA collections); mortgage and consumer credit firms; payment and e-money institutions and other payment service providers (half-yearly reports, fraud statistics, instant payments reporting, PAD fees, the annual PSD2 risk report); insurers (Solvency II QRTs, financial stability, ECB add-ons, SFCR and RSR, FI's supplementary national reports under FFFS 2015:13, exempted insurance associations); occupational pension undertakings (national quarterly, annual and group reports, EU statistical data, qualitative report, ORSA, group risk concentrations); fund management companies, AIF managers and funds (quarterly reports, holdings reporting, derivatives reporting, AIFMD); MiFIR transaction reporting; and, for all sectors, the AML report, ownership reporting and the DORA register of information. For EU returns this entry records only the Swedish facts (FIDAC filing route, FI's identifier, format and currency rules, FI's deadlines where it sets them, its added and deactivated validation rules); templates and EU validation rules are in the library's EBA and EIOPA entries or with ESMA. Left out: event-driven reports and notifications (DORA major ICT incident and significant cyber threat reports in FIDAC, PSD2 incident reports, notifications of unrecovered unauthorised transactions, insider (PDMR) transactions, short selling, major shareholding (flagging) notifications, stock exchange information, prospectuses, applications and change notifications, very significant intra-group transactions reported by email); EBA modules that FI's pages do not name (for example NSFR, FRTB, funding plans, IRRBB, ESG, other remuneration and benchmarking modules, and MiCA issuer reporting, which FI's 2024 note lists only as part of EBA package 4.0); the statistical reporting firms send to Statistics Sweden or the Riksbank; reports under FFFS 2020:27 for third-country branches other than the EBA TCB modules; reporting by crowdfunding service providers, credit purchasers and servicers other than the NPL transfer report, insurance distributors, exchanges, clearing houses and central securities depositories, MiCA crypto-asset service providers, PEPP providers and EMIR; and discontinued reports (for example FI's former MREL and ICAAP reporting under FFFS 2019:1 and FFFS 2014:13). Source

How firms file

• Reporting Portal (Rapporteringsportalen)

  FI's portal for e-services. Users register an account before they can log in; foreign users connect their account to the One Touch app or a local e-ID via eIDAS (SMS verification has been removed). A registered signatory, acting as Business Administrator, delegates reporting authorisations per reporting type. FIDAC, ownership reporting and PAD fee reporting are reached through it. Source

• FIDAC (Finansinspektionen Data Collection)

  FI's reporting system for periodic and some event-driven reporting, which is replacing several older reporting systems. Reports (modules) sit in data collections: EU modules under collections with general names, national reports usually in a collection of the same name; each reporting obligation is listed with its reference date and module version. Firms upload a file or fill in a form; files that match no obligation (institution number, reference date, module version or consolidation scope) end up under 'Unexpected'. Validation results are shown rule by rule, revisions are allowed without time limit if they pass the rules, and a deadline falling on a weekend or Swedish public holiday moves to the next weekday. Source

• Periodic Reporting (Periodisk rapportering, older web system)

  FI's older online system for periodic reporting. FI's FIDAC markets page says AIFMD reports are attached as an XML file in Periodic Reporting. Source

• Ownership reporting system (Ägarrapportering)

  FI's online system for reporting owners, qualifying holdings, subsidiaries and participations, reached through the Reporting Portal. Source

• TRS 2 (transaction reporting system)

  FI's system for MiFID II/MiFIR transaction reports, in operation since 3 January 2018 and open around the clock; it returns feedback files. Source

• Email and post

  Some reports go to FI by email: the annual report of exempted insurance associations (email or post), the annual PSD2 operational and security risk report (encrypted email), the first-half 2026 non-performing loan report (optional Excel template) and the in-depth questions of the mortgage survey. Source

Data the FI publishes from the returns

• Fraud via payment services (Bedrägerier via betaltjänster)

  Added up across firms · Web page with charts; Excel file

  Half-yearly statistics on fraud via payment services, based on reports from payment service providers under FI's supervision: amounts and numbers per half-year, and breakdowns by payment method, fraud type, customer authentication method and loss allocation (latest file to the second half of 2025). Source

  From: PSD_FRP

  Reuse: No separate terms on the page; FI's general terms for its website apply (see the licence block).

• List of firms covered by the Resolution Act (Förteckning över de företag som avses i 1 kap. 1 § första stycket lagen om resolution)

  Firm by firm · PDF

  FI's list of the firms covered by the Resolution Act, kept current on its website under 21 § of the Resolution Ordinance, based on what firms reported as at 30 June 2026 (memo of 15 September 2026). Updated yearly. Source

  From: lor_forteckning_v1

  Reuse: No separate terms; FI's general terms for its website apply (see the licence block).

• The Swedish mortgage market report (Den svenska bolånemarknaden)

  Added up across firms · PDF report and Excel annex

  FI's annual report on the mortgage market, analysing a sample of borrowers who recently took a mortgage (the 2024 report used new mortgages paid out 26 August to 2 September and 23 to 30 September 2024), with a statistical annex in Excel. No firm is named. Source

  From: fab_v2

  Reuse: No separate terms; FI's general terms for its website apply (see the licence block).

Reuse terms for the FI's documents

Finansinspektionen: About fi.se, Copyright, checked 11 November 2026. In the FI's words:

The written material provided on the website may be freely reproduced, provided that the source is specified. FI is the copyright holder unless otherwise specified. Some restrictions apply to images and graphic designs: Portrait photographs in the Photo archive may be used by the media for editorial purposes. Other images may not be used without permission from FI's Communications Office. FI's logo is a registered trademark. It may not be reproduced without permission.

Can others share copies?

Allowed with conditions.

Conditions

Name Finansinspektionen as the source. Images (other than press portraits used by the media) and FI's logo need FI's permission.

What the library does

Keeps copies of the documents, as the terms allow. FI says the written material on its website may be freely reproduced if the source is given. So copies of FI's own reporting documents are kept, unchanged, with that credit. EU legal texts and EBA or EIOPA material are under their publishers' terms and are not copied here.

Notice the FI's terms ask for: Source: Finansinspektionen (https://www.fi.se). Documents copied here are unchanged. The plain-English summaries are Line4's own; Finansinspektionen does not endorse this library.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

• No reporting calendar: FI's news on EBA packages says submission dates for each report are shown in FIDAC (behind a login), so deadlines and frequencies of most EBA modules are recorded as not stated; FI's investment firm page still refers to 'the reporting calendar for banks and credit institutions', but no calendar was found on fi.se.
• FI's English FIDAC page links 'Which report in which system?' (a Swedish list of periodic reports still in other systems); the link (.../report-in-fidac/~/link/ce7aa5fc087b4829be4784a4e5ff6642.aspx) returned 404 on 2026-11-11, and two calendar links in FI news items also returned 404, so the list of reports outside FIDAC could not be checked.
• EBA modules: FI publishes no list of the EBA modules it collects. This file records only the modules FI's pages name (Corep_of, COREP LR, LCR, large exposures, Corep_Alm, AE, GSII, FINREP, IFRS18, RESOL/RESOL1, MREL/TLAC, SBP_CR, rem_he, rem_hr_institution, IF Class 2 and 3, Group Test, psd_frp, IPR, DORA, TCB, AMLA); other EBA modules Swedish firms may file (NSFR, FRTB, funding plans, IRRBB, ESG, other remuneration and benchmarking modules, MiCA) are not recorded.
• FI's late-fee guidelines for investment firms (riktlinjer-forseningsavgifter-vardepapper-15-774.pdf, linked from FI's investment firm reporting page) returned 404 on 2026-11-11.
• The FFFS 2015:13 appendix Excel files linked from FI's insurance FAQ (fs1513b2.xlsx, fs1513b4.xlsx, fs1513b8.xlsx) redirect to FI's home page; the insurance national templates are taken from the FIDAC schema packages instead.
• FFFS 2015:13 and FFFS 2019:22 have no consolidated versions on FI's FFFS pages; the base texts were read. FFFS 2025:1 changed occupational pension quarterly and annual reporting from 23 April 2025 (after EIOPA changed its requirements), and FFFS 2016:4 to 2024:30 amended FFFS 2015:13; those amending texts were not read, so section letters and thresholds may have changed.
• Supplementary LCR outflows (kluf_v1): FIDAC lists the module and its schema, but no FI page, regulation or notice describing who files it, how often or by when was found (FI site search for 'likviditetsutflöde' returned no pages).
• Commercial real estate modules (creindm, creindq, crequest, flu): only the templates and schemas were found; who files them, the schedule and deadlines are not on FI's pages read.
• Household loans and savings and mortgage surveys (falsagg, falssp, fab): the instructions are addressed to the firms that receive FI's notice; FI's pages read do not say which firms are asked or the legal basis.
• Swedish National Debt Office fees (garins, insgav, resavg): FI's page names RGKFS 2016:2 for the deposit guarantee reports and links an information form for the resolution fee; these Riksgälden documents (on riksgalden.se) were not read, so the reporting populations are not described.
• Registered payment service providers (rbetsa): FFFS 2010:3 (consolidated 2025-05-28) shows the half-yearly reporting provisions (12 kap. 9-10 §§) repealed from 1 July 2025, but FI's payments reporting page still says registered payment service providers report payment volume and safeguarding, and FIDAC still lists module rbetsa_v1. Recorded as discontinued.
• Half-yearly report of payment and e-money institutions (betesa_v4): the technical description still has a sheet for registered e-money issuers' outstanding liabilities (B.04.01); FFFS 2011:49 now shows 8 and 9 §§ of its reporting chapter repealed by FFFS 2025:5. Whether registered issuers still file was not confirmed.
• Consumer credit firms (kkrq): FFFS 2014:8 was repealed from 1 July 2025 with a transition for firms continuing under the old act; FI's pages read do not say until when the quarterly report is filed or what replaces it.
• The ownership reporting guide (version 1.3, 2026-06-08) says the reporting is based on FFFS 2004:17, but FI's FFFS register says FFFS 2011:14 replaced FFFS 2004:17; FFFS 2011:14 is recorded as the legal basis.
• National JSON modules: FI publishes JSON schemas (data types and value ranges) but, apart from the surveys and the occupational pension and fund holdings reports, no list of the business validation rules FIDAC runs; FIDAC's guide says reports may undergo business validation after submission.
• Occupational pension national validation rules: the Excel files describe checks as formulas and colour codes inside copies of the forms, so the rules were not counted.
• Fund holdings reporting: the validation rules file (Valideringsregler_2023-06-30.xlsx) is for XSD version 1.3; version 1.4 applies from 2026-09-30 and no updated rules file was found. The detailed descriptions are in the old Word .doc format and were not read.
• UCITS derivatives reporting (FFFS 2013:9, 33 kap. 12-13 §§): the regulation says firms report as FI instructs on its website, but no instructions or template were found.
• Annual PSD2 operational and security risk report: FI states it is annual from 21 February 2019 but gives no specific deadline date.
• AIFMD reporting: FI's pages give the format and route but not the frequency or deadlines; ESMA's documents (esma.europa.eu) were not requested.
• Solvency II QRTs, SFCR and RSR: FI does not state the EU deadlines; FI's pages do not say where SFCRs are published.
• Occupational pension EU statistical data: FI's pages do not state the file format; FI's pension reporting page only links its memo on validation under the EIOPA taxonomy. The library's EIOPA entry has no pension fund return to link.
• From 16 April 2027 FFFS 2013:9 (33 kap. 15-17 §§) and FFFS 2013:10 (16 kap. 7 a-7 c §§) add reporting on instruments, markets, exposures, liquidity management tools, risk profile, stress tests and delegation for UCITS funds and AIFs; no FI template or technical description for it was found, so it is not recorded as a return.
• Financial conglomerates: FI's conglomerates page cites Implementing Regulation (EU) 2022/2454, while FI's 2024 note says Swedish reports use EIOPA's module version afi_v2.8; the filing format was not confirmed.
• Significant EEA branches (FFFS 2020:9): the regulation's general advice refers to FI's 'Periodic Reporting' service; whether these branch reports now go through FIDAC and in which format was not stated on the pages read.
• Third-country branches: FFFS 2020:27 as amended by FFFS 2026:20 (from 1 July 2026) changes what branches of third-country firms report; the amending text was not read, so only the EBA TCB reporting is recorded (upcoming).
• FINREP: FI's pages do not say which firms file FINREP (for example whether only some firms are covered); FI contacted the firms that currently file it about the IFRS 18 option.
• Ministry and Riksdag law texts cited by FI (for example the Resolution Act and the Payment Services Act on riksdagen.se) were not requested; only FI's own pages and EUR-Lex links reused from the library or linked on FI's pages are cited.

Sources

• Reporting (Reporting Portal)
• Report in FIDAC
• Rapportera i Fidac (Swedish technical page)
• Scheman och tekniska beskrivningar (FIDAC national modules)
• FIDAC instructions (English, version 1.3)
• Banking and Payments (FIDAC, XBRL-CSV)
• Markets (FIDAC technical information)
• Rapportering (Bank)
• Rapportering (Försäkring) and FAQ
• Tjänstepensionsföretag (rapportering)
• Rapportering (Betalningar)
• Rapportering enligt PSD 2
• Värdepappersbolag (rapportering)
• Insättningsgaranti- och resolutionsavgifter
• Ownership reporting
• Other systems
• Transaction Reporting MiFID2/MiFIR
• Informationsregister (Dora)
• Resolution
• Finansiella konglomerat
• FI:s författningar (FFFS) for banks and credit market companies
• Valideringsregler för rapportering enligt EBA-taxonomi via Fidac
• Valideringsregler för rapportering enligt Eiopa-taxonomi via Fidac
• Nationell anpassning av valideringsregler (2026-09-18)
• About FI
• About fi.se (copyright)

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.