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In forceCredit institutions: FI surveys of household and real estate lending (national)Last checked 11 November 2026

Household loans and savings: borrower sample, FI survey (falssp_v3)

A regulatory return listed by the Finansinspektionen (Swedish Financial Supervisory Authority) (FI), Sweden.

Loan, collateral and savings data for a sample of individual customers (people resident in Sweden who were customers on the reconciliation date; the sample takes people born on days 11 to 13 of each month and the members of their households), with pseudonymised ids. Part of FI's in-depth analysis of household loans and savings. Source

Official title: Fördjupad analys av hushållens lån och sparande - Stickprov

The facts

Who files
Not stated in the instructions, which are addressed to the firms that receive FI's request. Source
How often
Not stated as a recurring collection; the 2025 request used reporting date 31 December 2025 (module version falssp_v3). Source
Deadline
For the 2025 request, live reporting opened 1 February 2026 and the last day was 31 March 2026. Source
Format
Other. A JSON file uploaded to FIDAC, with reporting date 2025-12-31 and the firm's institution number. Source
How it is filed
Filing routes recorded for the FI: Reporting Portal (Rapporteringsportalen); FIDAC (Finansinspektionen Data Collection); Periodic Reporting (Periodisk rapportering, older web system); Ownership reporting system (Ägarrapportering); TRS 2 (transaction reporting system); Email and post. See how firms file with the FI.
Status
In force
Group
Credit institutions: FI surveys of household and real estate lending (national)

Templates (7)

The tables and forms inside the return. Plain name first, the FI's code in brackets.

  • Customer (Customer)
  • Customer involvement (involvement)
  • Loan (Loan)
  • Customer to loan link (customerLoan)
  • Collateral (Collateral)
  • Savings product (SaveProd)
  • Customer to savings product link (customerSaveProd)

Record types in fals_schema.json in FI's package. Source

Validation rules

68 rules, as counted from the FI's published material. They are written for people to read; software cannot run them as published. Source

How they are written: Excel list of rule id, message and severity.

Much of the validation runs in FIDAC and may stop a file.

The rules, on fi.se

How they were counted

Rows in falssp_rules.xlsx (sheet Valideringsregler) in FI's package: 47 Error, 14 Quality and 7 Warning.

Counts are in the FI's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by FI was found on the pages checked. Source

Official documents (2)

The FI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Finansinspektionen (https://www.fi.se). Documents copied here are unchanged. The plain-English summaries are Line4's own; Finansinspektionen does not endorse this library.

Last checked 11 November 2026.