The facts
- Who files
- Not stated in the instructions, which are addressed to the firms that receive FI's notice. Source
- How often
- Twice a year, with monthly observations: January to June 2026 and July to December 2026 under the 2026 notice; later collections will be announced in 2027. Source
- Deadline
- H1 2026 data by 30 September 2026; H2 2026 data by 26 February 2027. Source
- Format
- Other. JSON files uploaded to FIDAC (permission 'Periodisk rapportering'); the reporting date is the period's end date. Source
- How it is filed
- Filing routes recorded for the FI: Reporting Portal (Rapporteringsportalen); FIDAC (Finansinspektionen Data Collection); Periodic Reporting (Periodisk rapportering, older web system); Ownership reporting system (Ägarrapportering); TRS 2 (transaction reporting system); Email and post. See how firms file with the FI.
- Status
- In force
- Group
- Credit institutions: FI surveys of household and real estate lending (national)
Templates (8)
The tables and forms inside the return. Plain name first, the FI's code in brackets.
- Savings (A.01.01)
- Mortgage (A.02.01)
- Unsecured loan (A.03.01)
- Other security (A.04.01)
- Invoice (A.05.01)
- Partial payment (A.06.01)
- Card credit (A.07.01)
- Overdraft limit (A.08.01)
Sheets of the template in FI's 2026 package (sheet titles are in English). Source
Validation rules
304 rules, as counted from the FI's published material. They are written for people to read; software cannot run them as published. Source
How they are written: Excel list of rule id, message and severity.
FI says much of the validation runs in FIDAC on upload and may stop a file; errors found later lead to a dialogue with the firm.
How they were counted
Rows in falsagg_rules.xlsx (sheet Blad1) in FI's package: 222 with severity Error and 82 Warning.
Counts are in the FI's own unit, so they are not comparable with other regulators' counts.
Public data
No published data from this return was found. No data from this return published by FI was found on the pages checked. Source
Official documents (2)
The FI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.
- Scheman och tekniska beskrivningar (schemas and technical descriptions)
List of returns · HTML
The table of every national report and survey module in FIDAC, with module version code, valid-from date and a zip of JSON schema, mapping and technical description. The anchor list for national returns in this file.
- Hushållens lån och sparande - Aggregerad (zip-fil), falsagg_v1
Schema · ZIP · 681.5 KB · 15 June 2026
Instructions (Bilaga A1, 2026), definitions list (A2), template, JSON schema, mapping and validation rules (falsagg_rules.xlsx).
SHA-256
510b34cb08c0show in full510b34cb08c006818333222b5c56c85140e4d8c26fa3f4942f2cf2e5d2fcfcff
Sources
Every page and document this return's facts were read from.
- fi.se/sv/ansok-och-rapportera/rapportera/rapportera-i-fidac/nationell-rapportering-och-kartlaggningar/
- fi.se/contentassets/83b384a91c1f4b50b391da45e77f4444/fals-aggregerad-20260612.zip
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
Source: Finansinspektionen (https://www.fi.se). Documents copied here are unchanged. The plain-English summaries are Line4's own; Finansinspektionen does not endorse this library.
Last checked 11 November 2026.
