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In forceInsurers: Solvency II narrative reporting (EU, EIOPA)Last checked 11 November 2026

Solvency and financial condition report (SFCR)

A regulatory return listed by the Finansinspektionen (Swedish Financial Supervisory Authority) (FI), Sweden.

The annual public solvency and financial condition report (Solvens- och verksamhetsrapport). From 31 March 2023 FI wants it filed in FIDAC both as PDF (as before) and as a Word file attached to the PDF report; if the two differ, the PDF is valid. Source

The facts

Who files
Insurance undertakings and groups that must publish an SFCR (FI's FAQ says all of them must also file a full RSR). Source
How often
Not stated on the FI pages read. Source
Deadline
Not stated as a date on the FI pages read; FI's 2023 notice says the new filing routine applied from 31 March 2023. Source
Format
PDF, Other. Uploaded to FIDAC as PDF, with a Word copy attached through the report's attachments tab. Source
How it is filed
Filing routes recorded for the FI: Reporting Portal (Rapporteringsportalen); FIDAC (Finansinspektionen Data Collection); Periodic Reporting (Periodisk rapportering, older web system); Ownership reporting system (Ägarrapportering); TRS 2 (transaction reporting system); Email and post. See how firms file with the FI.
Status
In force
Legal basis
Group
Insurers: Solvency II narrative reporting (EU, EIOPA)

Templates (0)

The library lists no templates for this return.

Narrative report whose structure is set by Delegated Regulation (EU) 2015/35 and its quantitative annex by EIOPA's public disclosure templates (see the library's EIOPA entries eiopa/aps and eiopa/apg). FI publishes no template of its own. Source

Validation rules

The FI publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EIOPA validation rules and European Filing Rules in the EIOPA taxonomy, as applied by FIDAC; FI's added checks in its memo.

FIDAC runs EIOPA's validation rules: 'error' (blocking) stops the report and 'warning' (non-blocking) does not, though FI may later ask for corrections or explanations; rules marked 'XBRL implementation = No' are also run and deactivated rules are not. FI applies EIOPA's European Filing Rules as mandatory except S.2.8.(c) (FI requires LEI), and does not enforce rules 1.6.2, S.2.23 and 3.4. FI adds eight checks: seven blocking (schemaRef must match the chosen report; base currency SEK or EUR; one currency per instance apart from original-currency values; period instant equal to the period end; LEI in the file equal to the reporting firm's LEI; reported reference date and identification code matching the context) and one non-blocking (at most 15 significant digits).

How they were counted

Not counted: the SFCR is a narrative PDF; the EIOPA rules apply only to its quantitative templates (see eiopa/aps).

Counts are in the FI's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. FI's pages read do not say where SFCRs are published and FI does not publish them on the pages checked. Source

Official documents (10)

The FI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

  • Rapportera i Fidac

    Filing rules · HTML

    FI's Swedish FIDAC page: entity identifier (institution number, scheme http://www.fi.se/InstNr, .IND/.CON suffix), XBRL-CSV rules from reference date 2026-03-31, 'nothing to report' sample files, DORA register and incident rules, revisions and validation rule documents.

  • Instructions FIDAC (version 1.3)

    Instructions · PDF · 1.8 MB · 24 April 2026

    English user guide to FIDAC: data collections and reporting modules, form and upload submission (XBRL, XML, JSON), test reporting, unexpected submissions, validation severity levels and revisions.

    SHA-256 9a1a04e0761dshow in full9a1a04e0761d22b1f9e7f6862e3e8a5676c692566bf32b3639e40f0ca98b7020
  • Lathund - så rapporterar du i Fidac

    Instructions · PDF · 1.5 MB · 28 April 2026

    Swedish version of the FIDAC user guide.

    SHA-256 50c14cc760c5show in full50c14cc760c5528a90dc31ae11331313e6801ad709bab7dd197a12daa2bc63de
  • Rapportering (Försäkring)

    Guidance · HTML

    FI's insurance reporting page: reporting in FIDAC; links the EIOPA validation rules memo and the late-fee guidelines.

  • Frågor och svar (Försäkring, rapportering)

    Guidance · HTML

    Insurance reporting FAQ: who reports ECB add-ons (balance sheet over SEK 4 billion), the national modules ktnlq, ktnsq, ktnfq, financial stability reporting (over EUR 12 billion), the RSR cycle and currency rules.

  • Valideringsregler för rapportering enligt Eiopa-taxonomi via Fidac (20230630)

    Validation rules · PDF · 134.3 KB · 30 June 2023

    How FIDAC applies EIOPA validation rules and European filing rules (LEI identifier; rules 1.6.2, S.2.23 and 3.4 not enforced) and FI's eight added rules (seven blocking, one not).

    SHA-256 58e1c92a2f9cshow in full58e1c92a2f9c8b5b3af7a601f2e73f9cdb2077b5d50532a21c1d4aeab93cf7f7
  • FFFS 2015:13 Finansinspektionens föreskrifter och allmänna råd om tillsynsrapportering för försäkringsrörelse

    Legal text · PDF · 784.9 KB · 19 December 2017

    Base text as issued (no consolidated version is linked on the FFFS page); amended by FFFS 2016:4, 2019:26, 2020:22, 2022:25, 2023:24 and 2024:30.

    SHA-256 c41c5d5708ccshow in fullc41c5d5708cc21130d11f8be3bd841f0bb416706a891e432252c170661acd1a5
  • Förändrad rutin för att lämna Solvens- och verksamhetsrapport (SFCR) (2023-03-17)

    Release note · HTML · 17 March 2023

    From 31 March 2023 insurers file the SFCR in FIDAC as PDF with a Word copy attached.

  • Riktlinjer för förseningsavgifter för försäkringsföretag (2012-07-01)

    Guidance · PDF · 1.1 MB · 1 July 2012

    Late-fee guidelines for insurers: all periodic reporting under FI regulations is covered; up to SEK 100,000.

    SHA-256 4114f0720ebbshow in full4114f0720ebbf9d56217af62ff429166dc114568ed48ee09271c36f7d6f5390c
  • Scheman och tekniska beskrivningar (schemas and technical descriptions)

    List of returns · HTML

    The table of every national report and survey module in FIDAC, with module version code, valid-from date and a zip of JSON schema, mapping and technical description. The anchor list for national returns in this file.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Finansinspektionen (https://www.fi.se). Documents copied here are unchanged. The plain-English summaries are Line4's own; Finansinspektionen does not endorse this library.

Last checked 11 November 2026.