Otoritas Jasa Keuangan (Indonesia Financial Services Authority) (OJK): regulatory returns

What this page covers

75 returns. Built mainly from OJK's own sector regulations and their implementing circulars, read through OJK's regulation search (Regulasi) pages and the regulation PDFs they link, each regulation's own annex table of reports with frequency, deadline and legal basis: commercial banks first (conventional and, where it differs, sharia), then rural banks, then insurers and reinsurers, pension funds, finance companies and securities companies. Conventional commercial banks (BUK) and foreign bank representative offices (KPBLN): 42 returns, read in full depth from POJK 22 Tahun 2025 and its implementing circular SEOJK 31/SEOJK.03/2025 (effective 28 November 2025) - 38 periodic returns (one per named report in the circular's own Lampiran II, each matched to its frequency and deadline row(s) in Lampiran I.A) plus 4 returns grouping the circular's 88 named incidental (event-driven) notifications by its own 4 'Kelompok Informasi' categories (37 supervision-related, 11 business-activity, 33 institutional, 7 other), since each shares one filing channel and one shared completion guide rather than a separate template of its own. Sharia commercial banks (BUS) and sharia business units (UUS): 2 returns, both sharia-specific (displaced commercial risk/profit-equalisation; the sharia lending limit, BMPD), read from the BUS/UUS counterpart circular SEOJK 33/SEOJK.03/2025. That circular otherwise mirrors the BUK structure almost letter for letter (same 4 Kelompok Informasi, nearly the same lettered report list); those shared reports are not re-itemised as separate BUS returns, and this is stated as a gap, not hidden. Rural banks (BPR): 23 returns, read in full from SEOJK 16/SEOJK.03/2024 (which implements POJK 23 Tahun 2024, covering BPR and also, on its face, Bank Perekonomian Rakyat Syariah/BPRS, though a BPRS-specific circular was not located, so BPRS is not separately covered here). Insurers, reinsurers and their sharia and broker counterparts: 4 returns (monthly, quarterly for brokers, annual, and a published summary), read from POJK 22 Tahun 2024 and named implementing circular SEOJK 23/SEOJK.05/2024; the circular's own sheet-by-sheet report forms were not itemised as templates. Pension funds (DPPK and DPLK): 2 returns (monthly, annual), read from POJK 21 Tahun 2024. Finance companies (multifinance, conventional and sharia): 1 return, the monthly report under PADK 45/PADK.06/2025, status 'upcoming' since it only takes effect 1 July 2027. Securities companies (underwriters, broker-dealers, investment managers): 1 return, the daily net adjusted working capital (MKBD) report under POJK 52/POJK.04/2020, read from the regulation's own plain-language summary since its regulation page carries no abstract text. Left out: OJK's guarantee institution (Lembaga Penjamin) framework POJK 11 Tahun 2026 (effective 1 January 2027) names no specific report yet, since its own implementing rules had not been published as of the check date, so no return is recorded for that sector; venture capital companies, microfinance institutions, peer-to-peer lending (LPBBTI) platforms, crypto-asset/ITSK firms, capital-market intermediaries other than securities companies (issuers, exchanges, custodians, mutual fund agents), and OJK's own statistical/ad hoc data requests outside these named circulars. Every fact on this page was read in Indonesian (OJK publishes no English version of these regulations); official titles are given in Indonesian as the official title, plain English names and descriptions are Line4's own. Source

How firms file

• APOLO (Aplikasi Pelaporan Online Otoritas Jasa Keuangan)

  OJK's online reporting application for banks (BUK, BUS, UUS, KPBLN) and BPR: firms file their periodic and incidental reports here, and APOLO issues a filing receipt once a report passes its own server-side checks. Source

• Sistem Pelaporan Otoritas Jasa Keuangan (OJK Reporting System, non-bank sectors)

  The online reporting system insurers, reinsurers, pension funds and other non-bank financial institutions use to file their periodic reports to OJK, named in POJK 22 Tahun 2024 and POJK 21 Tahun 2024. Source

Data the OJK publishes from the returns

• Statistik Perbankan Indonesia (Indonesian Banking Statistics)

  Added up across firms · PDF/Excel archive (current periods on the Portal Data instead)

  Aggregate monthly banking-sector statistics (balance sheet, capital, liquidity and related figures) by institution type. From the July 2025 period, OJK has moved current publication to its integrated Portal Data; this page keeps the PDF/Excel archive for earlier periods and a mapping document to the new portal's datasets. Source

  From: Laporan Kewajiban Penyediaan Modal Minimum (KPMM) dan Aset Tertimbang Menurut Risiko (ATMR), Laporan Liquidity Coverage Ratio (LCR), Laporan Aset Tertimbang Menurut Risiko untuk Risiko Operasional, Laporan Data Jaringan Kantor

  Reuse: Same as the regulator's general licence.

• Laporan Publikasi Keuangan Perbankan (Published Bank Financial Statements)

  Firm by firm · Web page (listing not confirmed as text)

  OJK's own banking-sector page for banks' published financial statements. POJK 18/2025 requires banks to announce (not only file) their monthly, quarterly and annual published financial statements; this page is OJK's named destination for that publication, but its page content rendered no body text (it may load its list through client-side script), so the per-bank listing itself was not read as text. Source

  From: Laporan Publikasi Keuangan dan Informasi Kinerja Keuangan Bulanan, Laporan Publikasi Keuangan dan Informasi Kinerja Keuangan Triwulanan, Laporan Tahunan Terkait Publikasi Keuangan dan Informasi Kinerja Keuangan

  Reuse: Same as the regulator's general licence.

• Statistik Asuransi (Insurance Statistics)

  Added up across firms · Web page / PDF

  OJK's aggregate insurance and reinsurance industry statistics, including the annual 'Statistik Perasuransian' publication. Source

  From: Laporan Bulanan, Laporan Tahunan

  Reuse: Same as the regulator's general licence.

• Statistik Dana Pensiun (Pension Fund Statistics)

  Added up across firms · Web page / PDF

  OJK's aggregate pension-fund industry statistics, including the annual 'Laporan Perkembangan Dana Pensiun Indonesia' book. Source

  From: Laporan Bulanan, Laporan Tahunan

  Reuse: Same as the regulator's general licence.

• Statistik Lembaga Pembiayaan (Finance Company Statistics)

  Added up across firms · Web page

  OJK's aggregate finance-company (multifinance) industry statistics. A notice on this page states OJK is moving its publication; linked here by subject only, since the monthly return it is drawn from (PADK 45/2025) is not yet in force. Source

  From: Laporan Bulanan Perusahaan Pembiayaan

  Reuse: Same as the regulator's general licence.

• Statistik Pasar Modal Indonesia (Capital Market Statistics)

  Added up across firms · PDF/Excel archive (current periods on the Portal Data instead)

  OJK's aggregate capital-market statistics. From the August 2025 period, weekly and monthly capital-market statistics have moved to OJK's integrated Portal Data; this page keeps the PDF/Excel archive for earlier periods. Source

  From: Laporan Modal Kerja Bersih Disesuaikan (MKBD)

  Reuse: Same as the regulator's general licence.

Reuse terms for the OJK's documents

Otoritas Jasa Keuangan (OJK, Indonesia Financial Services Authority): Disclaimer (Syarat dan Kondisi), checked 13 November 2026. In the OJK's words:

Users will use information that is gained and downloaded responsibly. Quoting is allowed as long as it cites the complete source. [The Indonesian page (https://www.ojk.go.id/id/Pages/syarat-dan-kondisi.aspx) says the same. Neither page says whether whole documents may be copied and shared.]

Can others share copies?

Unclear.

Conditions

Use information obtained or downloaded from the site responsibly. Credit: any quotation must cite the complete source (the OJK and the full address of the page or document). The terms do not say whether whole documents may be copied and shared, so none are. Links: the terms say a link to the OJK website does not mean the OJK agrees with the linking party's activities, so no endorsement may be implied; they set no other linking or framing rule. Logos: nothing stated; the OJK logo is not used.

What the library does

Links each document on the regulator's own site, with its size and SHA-256 fingerprint so a change can be spotted. Documents are never hosted on line4.ai.

Notice the OJK's terms ask for: Source: Otoritas Jasa Keuangan (OJK), https://www.ojk.go.id. Quotations are cited to their complete source. The plain-English summaries are Line4's own; the OJK does not endorse this library.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

• BUS and UUS periodic reporting (SEOJK 33/SEOJK.03/2025) mirrors the BUK structure in SEOJK 31/SEOJK.03/2025 almost exactly (the same 4 Kelompok Informasi groups and nearly the same lettered list of named reports, for example its own KPMM, LCR, NSFR, BMPD, profile-risk and governance reports); only its 2 clearly sharia-specific additions (displaced commercial risk/profit-equalisation strategy, BMPD large exposures) are recorded here as separate returns. The remaining ~34 BUS/UUS reports that parallel the BUK list are not re-itemised as their own returns on this page.
• SEOJK 33/SEOJK.03/2025 Lampiran II.R, 'Laporan Hasil Pengawasan Dewan Pengawas Syariah' (sharia supervisory board oversight report), is named and described in the circular's completion guide (filed as a PDF document), but its row in the circular's Lampiran I.A summary table (frequency and exact deadline) could not be located with confidence in the time available, so no return is recorded for it; checked in https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf.
• The BPR circular's own list of incidental (event-driven) reports (SEOJK 16/SEOJK.03/2024 Lampiran I.B) was not itemised; only its periodic (Lampiran I.A) reports are covered for BPR.
• A circular specific to Bank Perekonomian Rakyat Syariah (BPRS) reporting, parallel to SEOJK 16/SEOJK.03/2024 for BPR, was not located, even though the base regulation (POJK 23 Tahun 2024) covers both BPR and BPRS; BPRS is not separately covered on this page.
• Insurance and pension-fund returns (asr-* and dapen-*) are recorded at the level the regulations (POJK 22 Tahun 2024, POJK 21 Tahun 2024) state; their own sheet-by-sheet report forms, set out in the implementing circulars (SEOJK 23/SEOJK.05/2024 for insurers; SEOJK 11/SEOJK.05/2025 for pension funds, not opened), were not itemised as templates.
• The exact daily filing deadline for the securities-company MKBD report (POJK 52/POJK.04/2020) is not stated on the regulation's own plain-language summary, the only source read for this return; checked https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf.
• The exact monthly filing deadline for the finance-company monthly report (PADK 45/PADK.06/2025) is not stated on the regulation's own abstract page, the only source read for this return; checked https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx.
• sikepo.ojk.go.id (OJK's online library of banking provisions) answered 403 to every request, including its robots.txt, so it is not used.
• jdih.ojk.go.id (OJK's legal documentation network) did not answer (the connection timed out), so it is not used.
• data.ojk.go.id, OJK's integrated statistics portal, answered its robots.txt with a firewall rejection page, so it is treated as closed to scripts: nothing from it is used or linked. Several OJK statistics pages say current periods have moved there.
• OJK's guarantee institution (Lembaga Penjamin) framework regulation, POJK 11 Tahun 2026, had not yet been given its own implementing rules (left to a future Peraturan Anggota Dewan Komisioner) as of the check date, so no periodic return is recorded for this sector; it is only named in scope.
• Venture capital companies, microfinance institutions, peer-to-peer lending (LPBBTI) platforms, crypto-asset/ITSK firms, and capital-market intermediaries other than securities companies (issuers and public companies, exchanges, clearing and custody institutions, mutual fund selling agents) are named by OJK's own sector pages but were not reached in the time available for this page; left out, not asserted to have no returns.
• Several legal-basis citations for BUK, BUS and BPR returns point to the implementing circular (SEOJK 31/SEOJK.03/2025, SEOJK 33/SEOJK.03/2025 or SEOJK 16/SEOJK.03/2024) rather than to the separate, older sectoral POJK/SEOJK the circular itself cites by number (for example POJK 11/POJK.03/2016 for capital adequacy, POJK 42/POJK.03/2015 for LCR), because those separate regulations' own OJK pages were not opened and their URLs are not guessed; their numbers and titles are given in each return's legal basis text or purpose instead.
• OJK's 'Laporan Publikasi Keuangan Perbankan' page (where it points to each bank's own published financial statement) returned no body text when read (--main extraction found a page title only); it may load its content through client-side script. The underlying publication duty itself is confirmed from POJK 18/2025's own text, so the published-by entry is still recorded as 'firm', but the page's own listing was not read.
• Templates counts for several returns record only the headline sheets or forms the regulation's own abstract or table of contents names; a small number of multi-part returns (for example the annual published-financial-statement report, the business-group report) are described by the circular in prose rather than as a named list of sheets, and are recorded with a note rather than a guessed count.

Sources

• OJK: Tugas dan Fungsi (role and functions)
• OJK: Pencarian Regulasi (regulation search)
• POJK 22 Tahun 2025: Pelaporan Bank Umum Melalui Sistem Pelaporan OJK
• SEOJK 31/SEOJK.03/2025: Pelaporan Bank Umum Konvensional Melalui Sistem Pelaporan OJK
• POJK 18 Tahun 2025: Transparansi dan Publikasi Laporan Bank
• SEOJK 33/SEOJK.03/2025: Pelaporan BUS dan UUS melalui Sistem Pelaporan OJK
• SEOJK 16/SEOJK.03/2024: Pelaporan Melalui Sistem Pelaporan OJK bagi Bank Perekonomian Rakyat
• POJK 22 Tahun 2024: Laporan Berkala Perusahaan Perasuransian
• SEOJK 23/SEOJK.05/2024: Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi
• POJK 21 Tahun 2024: Laporan Berkala Dana Pensiun
• PADK 45/PADK.06/2025: Laporan Bulanan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah
• POJK 52/POJK.04/2020: Pemeliharaan dan Pelaporan Modal Kerja Bersih Disesuaikan
• OJK: Peraturan dan Pengawasan Perbankan
• OJK: Statistik Perbankan Indonesia
• OJK: Laporan Publikasi Keuangan Perbankan
• OJK: Statistik Asuransi
• OJK: Statistik Dana Pensiun
• OJK: Statistik Lembaga Pembiayaan
• OJK: Statistik Pasar Modal Indonesia

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.