The facts
- Who files
- Perusahaan Pembiayaan (finance/multifinance companies) and Perusahaan Pembiayaan Syariah and their sharia business units (UUS); a UUS reports separately from its parent's own report. Source
- How often
- Monthly. Source
- Deadline
- Not stated on the regulation's own abstract page checked; the exact filing date is set in the regulation's own lampiran, not reproduced there. Source
- Format
- Other. Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange. Source
- How it is filed
- Filing routes recorded for the OJK: APOLO (Aplikasi Pelaporan Online Otoritas Jasa Keuangan); Sistem Pelaporan Otoritas Jasa Keuangan (OJK Reporting System, non-bank sectors). See how firms file with the OJK.
- Status
- UpcomingPADK 45/PADK.06/2025 takes effect 1 July 2027; it replaces the older SEOJK 3/SEOJK.05/2016 (conventional) and SEOJK 4/SEOJK.05/2016 (sharia) monthly reports, which remain in force until then. Source
- Group
- Finance companies: financial information
Templates (5)
The tables and forms inside the return. Plain name first, the OJK's code in brackets.
- Statement of financial position (1)
- Statement of profit or loss and other comprehensive income (2)
- Cash flow statement (3)
- Asset-liability maturity matching analysis report (4)
- Other reports (5)
Format 1 applies to conventional finance companies; Format 2 to sharia finance companies and sharia business units. Source
Validation rules
No published validation rules were found for this return. The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way. Source
Public data
Published only added up across firms. OJK publishes aggregate finance-company industry statistics; by subject only. Source
- Statistik Lembaga Pembiayaan (Finance Company Statistics)
Added up across firms · Web page
OJK's aggregate finance-company (multifinance) industry statistics. A notice on this page states OJK is moving its publication; linked here by subject only, since the monthly return it is drawn from (PADK 45/2025) is not yet in force. Source
Official documents (1)
The OJK's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Peraturan Anggota Dewan Komisioner Otoritas Jasa Keuangan Nomor 45/PADK.06/2025 tentang Laporan Bulanan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah
Legal text · PDF · 1.7 MB · 23 December 2025
Not yet in force (effective 1 July 2027); replaces SEOJK 3/SEOJK.05/2016 (conventional) and SEOJK 4/SEOJK.05/2016 (sharia) monthly finance-company reports once it takes effect.
SHA-256
01cd6f4792ebshow in full01cd6f4792eb3e0c1575a46f3564da9f1f6bf990e255f3b83c640bca1b2365a1
Sources
Every page and document this return's facts were read from.
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see OJK's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.
Line4 wrote this page in its own words from the OJK's public website and links to the OJK's own pages as the source; the OJK has not reviewed or endorsed it, so always check the OJK's own published text before relying on it.
Source: Otoritas Jasa Keuangan (OJK), https://www.ojk.go.id. Quotations are cited to their complete source. The plain-English summaries are Line4's own; the OJK does not endorse this library.
Last checked 13 November 2026.
