{"name":"Line4 regulatory submissions library","licence":"Line4's own text, and the way Line4 has collected and arranged these records, are licensed under CC BY 4.0. The facts themselves (names, codes, dates, frequencies, formats) belong to no one. The regulators' document titles, template names, quoted terms and documents belong to the regulators and are not covered by this licence: see each regulator's reuse terms. Not affiliated with or endorsed by any regulator.","license_url":"https://creativecommons.org/licenses/by/4.0/","credit":"Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai","last_checked":"2026-11-13","url":"https://www.line4.ai/regulatory-returns","regulators":[{"id":"ojk","last_checked":"2026-11-13","regulator":{"name":"Otoritas Jasa Keuangan (Indonesia Financial Services Authority)","short_name":"OJK","country":"Indonesia","country_code":"ID","region":"Asia-Pacific","website":"https://www.ojk.go.id","what_it_does":"OJK regulates, supervises and protects consumers across Indonesia's financial services sector: banking; capital markets, derivatives and carbon exchanges; insurance, guarantee institutions and pension funds; finance companies, venture capital, microfinance and other non-bank financial institutions; and financial technology and digital/crypto assets. It collects periodic and incidental reports from the firms it licenses so it can monitor their financial condition and activities and supervise them off-site.","source":"https://www.ojk.go.id/id/tentang-ojk/Pages/Tugas-dan-Fungsi.aspx"},"scope":{"text":"75 returns. Built mainly from OJK's own sector regulations and their implementing circulars, read through OJK's regulation search (Regulasi) pages and the regulation PDFs they link, each regulation's own annex table of reports with frequency, deadline and legal basis: commercial banks first (conventional and, where it differs, sharia), then rural banks, then insurers and reinsurers, pension funds, finance companies and securities companies. Conventional commercial banks (BUK) and foreign bank representative offices (KPBLN): 42 returns, read in full depth from POJK 22 Tahun 2025 and its implementing circular SEOJK 31/SEOJK.03/2025 (effective 28 November 2025) - 38 periodic returns (one per named report in the circular's own Lampiran II, each matched to its frequency and deadline row(s) in Lampiran I.A) plus 4 returns grouping the circular's 88 named incidental (event-driven) notifications by its own 4 'Kelompok Informasi' categories (37 supervision-related, 11 business-activity, 33 institutional, 7 other), since each shares one filing channel and one shared completion guide rather than a separate template of its own. Sharia commercial banks (BUS) and sharia business units (UUS): 2 returns, both sharia-specific (displaced commercial risk/profit-equalisation; the sharia lending limit, BMPD), read from the BUS/UUS counterpart circular SEOJK 33/SEOJK.03/2025. That circular otherwise mirrors the BUK structure almost letter for letter (same 4 Kelompok Informasi, nearly the same lettered report list); those shared reports are not re-itemised as separate BUS returns, and this is stated as a gap, not hidden. Rural banks (BPR): 23 returns, read in full from SEOJK 16/SEOJK.03/2024 (which implements POJK 23 Tahun 2024, covering BPR and also, on its face, Bank Perekonomian Rakyat Syariah/BPRS, though a BPRS-specific circular was not located, so BPRS is not separately covered here). Insurers, reinsurers and their sharia and broker counterparts: 4 returns (monthly, quarterly for brokers, annual, and a published summary), read from POJK 22 Tahun 2024 and named implementing circular SEOJK 23/SEOJK.05/2024; the circular's own sheet-by-sheet report forms were not itemised as templates. Pension funds (DPPK and DPLK): 2 returns (monthly, annual), read from POJK 21 Tahun 2024. Finance companies (multifinance, conventional and sharia): 1 return, the monthly report under PADK 45/PADK.06/2025, status 'upcoming' since it only takes effect 1 July 2027. Securities companies (underwriters, broker-dealers, investment managers): 1 return, the daily net adjusted working capital (MKBD) report under POJK 52/POJK.04/2020, read from the regulation's own plain-language summary since its regulation page carries no abstract text. Left out: OJK's guarantee institution (Lembaga Penjamin) framework POJK 11 Tahun 2026 (effective 1 January 2027) names no specific report yet, since its own implementing rules had not been published as of the check date, so no return is recorded for that sector; venture capital companies, microfinance institutions, peer-to-peer lending (LPBBTI) platforms, crypto-asset/ITSK firms, capital-market intermediaries other than securities companies (issuers, exchanges, custodians, mutual fund agents), and OJK's own statistical/ad hoc data requests outside these named circulars. Every fact on this page was read in Indonesian (OJK publishes no English version of these regulations); official titles are given in Indonesian as the official title, plain English names and descriptions are Line4's own.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"submission_systems":[{"name":"APOLO (Aplikasi Pelaporan Online Otoritas Jasa Keuangan)","what":"OJK's online reporting application for banks (BUK, BUS, UUS, KPBLN) and BPR: firms file their periodic and incidental reports here, and APOLO issues a filing receipt once a report passes its own server-side checks.","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"name":"Sistem Pelaporan Otoritas Jasa Keuangan (OJK Reporting System, non-bank sectors)","what":"The online reporting system insurers, reinsurers, pension funds and other non-bank financial institutions use to file their periodic reports to OJK, named in POJK 22 Tahun 2024 and POJK 21 Tahun 2024.","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"}],"licence":{"name":"Otoritas Jasa Keuangan (OJK, Indonesia Financial Services Authority): Disclaimer (Syarat dan Kondisi)","quote":"Users will use information that is gained and downloaded responsibly. Quoting is allowed as long as it cites the complete source. [The Indonesian page (https://www.ojk.go.id/id/Pages/syarat-dan-kondisi.aspx) says the same. Neither page says whether whole documents may be copied and shared.]","url":"https://www.ojk.go.id/en/Pages/syarat-dan-kondisi.aspx","checked":"2026-11-13","redistribution":"unclear","conditions":"Use information obtained or downloaded from the site responsibly. Credit: any quotation must cite the complete source (the OJK and the full address of the page or document). The terms do not say whether whole documents may be copied and shared, so none are. Links: the terms say a link to the OJK website does not mean the OJK agrees with the linking party's activities, so no endorsement may be implied; they set no other linking or framing rule. Logos: nothing stated; the OJK logo is not used.","decision":"link-only","decision_reason":"The OJK's terms allow quoting with the complete source cited, but do not say that whole documents may be copied and shared. So the library describes and quotes the OJK's material with full source links, and keeps only the link, size and SHA-256 of each document.","required_notice":"Source: Otoritas Jasa Keuangan (OJK), https://www.ojk.go.id. Quotations are cited to their complete source. The plain-English summaries are Line4's own; the OJK does not endorse this library."},"public_filed_data":[{"name":"Statistik Perbankan Indonesia (Indonesian Banking Statistics)","level":"aggregate","description":"Aggregate monthly banking-sector statistics (balance sheet, capital, liquidity and related figures) by institution type. From the July 2025 period, OJK has moved current publication to its integrated Portal Data; this page keeps the PDF/Excel archive for earlier periods and a mapping document to the new portal's datasets.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx","format":"PDF/Excel archive (current periods on the Portal Data instead)","returns":["buk-kpmm-atmr","buk-lcr","buk-atmr-risiko-operasional","buk-data-jaringan-kantor"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx"},{"name":"Laporan Publikasi Keuangan Perbankan (Published Bank Financial Statements)","level":"firm-level","description":"OJK's own banking-sector page for banks' published financial statements. POJK 18/2025 requires banks to announce (not only file) their monthly, quarterly and annual published financial statements; this page is OJK's named destination for that publication, but its page content rendered no body text (it may load its list through client-side script), so the per-bank listing itself was not read as text.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx","format":"Web page (listing not confirmed as text)","returns":["buk-publikasi-keuangan-bulanan","buk-publikasi-keuangan-triwulanan","buk-laporan-tahunan-publikasi-keuangan"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"},{"name":"Statistik Asuransi (Insurance Statistics)","level":"aggregate","description":"OJK's aggregate insurance and reinsurance industry statistics, including the annual 'Statistik Perasuransian' publication.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/asuransi/Default.aspx","format":"Web page / PDF","returns":["asr-bulanan","asr-tahunan"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/asuransi/Default.aspx"},{"name":"Statistik Dana Pensiun (Pension Fund Statistics)","level":"aggregate","description":"OJK's aggregate pension-fund industry statistics, including the annual 'Laporan Perkembangan Dana Pensiun Indonesia' book.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/dana-pensiun/Default.aspx","format":"Web page / PDF","returns":["dapen-bulanan","dapen-tahunan"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/dana-pensiun/Default.aspx"},{"name":"Statistik Lembaga Pembiayaan (Finance Company Statistics)","level":"aggregate","description":"OJK's aggregate finance-company (multifinance) industry statistics. A notice on this page states OJK is moving its publication; linked here by subject only, since the monthly return it is drawn from (PADK 45/2025) is not yet in force.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/lembaga-pembiayaan/Default.aspx","format":"Web page","returns":["pp-bulanan"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/lembaga-pembiayaan/Default.aspx"},{"name":"Statistik Pasar Modal Indonesia (Capital Market Statistics)","level":"aggregate","description":"OJK's aggregate capital-market statistics. From the August 2025 period, weekly and monthly capital-market statistics have moved to OJK's integrated Portal Data; this page keeps the PDF/Excel archive for earlier periods.","url":"https://www.ojk.go.id/id/kanal/pasar-modal/data-dan-statistik/statistik-pasar-modal/Default.aspx","format":"PDF/Excel archive (current periods on the Portal Data instead)","returns":["pe-mkbd"],"reuse":"Same as the regulator's general licence.","source":"https://www.ojk.go.id/id/kanal/pasar-modal/data-dan-statistik/statistik-pasar-modal/Default.aspx"}],"gaps":["BUS and UUS periodic reporting (SEOJK 33/SEOJK.03/2025) mirrors the BUK structure in SEOJK 31/SEOJK.03/2025 almost exactly (the same 4 Kelompok Informasi groups and nearly the same lettered list of named reports, for example its own KPMM, LCR, NSFR, BMPD, profile-risk and governance reports); only its 2 clearly sharia-specific additions (displaced commercial risk/profit-equalisation strategy, BMPD large exposures) are recorded here as separate returns. The remaining ~34 BUS/UUS reports that parallel the BUK list are not re-itemised as their own returns on this page.","SEOJK 33/SEOJK.03/2025 Lampiran II.R, 'Laporan Hasil Pengawasan Dewan Pengawas Syariah' (sharia supervisory board oversight report), is named and described in the circular's completion guide (filed as a PDF document), but its row in the circular's Lampiran I.A summary table (frequency and exact deadline) could not be located with confidence in the time available, so no return is recorded for it; checked in https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf.","The BPR circular's own list of incidental (event-driven) reports (SEOJK 16/SEOJK.03/2024 Lampiran I.B) was not itemised; only its periodic (Lampiran I.A) reports are covered for BPR.","A circular specific to Bank Perekonomian Rakyat Syariah (BPRS) reporting, parallel to SEOJK 16/SEOJK.03/2024 for BPR, was not located, even though the base regulation (POJK 23 Tahun 2024) covers both BPR and BPRS; BPRS is not separately covered on this page.","Insurance and pension-fund returns (asr-* and dapen-*) are recorded at the level the regulations (POJK 22 Tahun 2024, POJK 21 Tahun 2024) state; their own sheet-by-sheet report forms, set out in the implementing circulars (SEOJK 23/SEOJK.05/2024 for insurers; SEOJK 11/SEOJK.05/2025 for pension funds, not opened), were not itemised as templates.","The exact daily filing deadline for the securities-company MKBD report (POJK 52/POJK.04/2020) is not stated on the regulation's own plain-language summary, the only source read for this return; checked https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf.","The exact monthly filing deadline for the finance-company monthly report (PADK 45/PADK.06/2025) is not stated on the regulation's own abstract page, the only source read for this return; checked https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx.","sikepo.ojk.go.id (OJK's online library of banking provisions) answered 403 to every request, including its robots.txt, so it is not used.","jdih.ojk.go.id (OJK's legal documentation network) did not answer (the connection timed out), so it is not used.","data.ojk.go.id, OJK's integrated statistics portal, answered its robots.txt with a firewall rejection page, so it is treated as closed to scripts: nothing from it is used or linked. Several OJK statistics pages say current periods have moved there.","OJK's guarantee institution (Lembaga Penjamin) framework regulation, POJK 11 Tahun 2026, had not yet been given its own implementing rules (left to a future Peraturan Anggota Dewan Komisioner) as of the check date, so no periodic return is recorded for this sector; it is only named in scope.","Venture capital companies, microfinance institutions, peer-to-peer lending (LPBBTI) platforms, crypto-asset/ITSK firms, and capital-market intermediaries other than securities companies (issuers and public companies, exchanges, clearing and custody institutions, mutual fund selling agents) are named by OJK's own sector pages but were not reached in the time available for this page; left out, not asserted to have no returns.","Several legal-basis citations for BUK, BUS and BPR returns point to the implementing circular (SEOJK 31/SEOJK.03/2025, SEOJK 33/SEOJK.03/2025 or SEOJK 16/SEOJK.03/2024) rather than to the separate, older sectoral POJK/SEOJK the circular itself cites by number (for example POJK 11/POJK.03/2016 for capital adequacy, POJK 42/POJK.03/2015 for LCR), because those separate regulations' own OJK pages were not opened and their URLs are not guessed; their numbers and titles are given in each return's legal basis text or purpose instead.","OJK's 'Laporan Publikasi Keuangan Perbankan' page (where it points to each bank's own published financial statement) returned no body text when read (--main extraction found a page title only); it may load its content through client-side script. The underlying publication duty itself is confirmed from POJK 18/2025's own text, so the published-by entry is still recorded as 'firm', but the page's own listing was not read.","Templates counts for several returns record only the headline sheets or forms the regulation's own abstract or table of contents names; a small number of multi-part returns (for example the annual published-financial-statement report, the business-group report) are described by the circular in prose rather than as a named list of sheets, and are recorded with a note rather than a guessed count."],"sources":[{"title":"OJK: Tugas dan Fungsi (role and functions)","url":"https://www.ojk.go.id/id/tentang-ojk/Pages/Tugas-dan-Fungsi.aspx"},{"title":"OJK: Pencarian Regulasi (regulation search)","url":"https://www.ojk.go.id/id/Regulasi/Default.aspx"},{"title":"POJK 22 Tahun 2025: Pelaporan Bank Umum Melalui Sistem Pelaporan OJK","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK 31/SEOJK.03/2025: Pelaporan Bank Umum Konvensional Melalui Sistem Pelaporan OJK","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"POJK 18 Tahun 2025: Transparansi dan Publikasi Laporan Bank","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"},{"title":"SEOJK 33/SEOJK.03/2025: Pelaporan BUS dan UUS melalui Sistem Pelaporan OJK","url":"https://ojk.go.id/id/regulasi/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK.aspx"},{"title":"SEOJK 16/SEOJK.03/2024: Pelaporan Melalui Sistem Pelaporan OJK bagi Bank Perekonomian Rakyat","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK 22 Tahun 2024: Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},{"title":"SEOJK 23/SEOJK.05/2024: Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"},{"title":"POJK 21 Tahun 2024: Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},{"title":"PADK 45/PADK.06/2025: Laporan Bulanan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah","url":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},{"title":"POJK 52/POJK.04/2020: Pemeliharaan dan Pelaporan Modal Kerja Bersih Disesuaikan","url":"https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx"},{"title":"OJK: Peraturan dan Pengawasan Perbankan","url":"https://www.ojk.go.id/id/kanal/perbankan/ikhtisar-perbankan/Pages/Peraturan-dan-Pengawasan-Perbankan.aspx"},{"title":"OJK: Statistik Perbankan Indonesia","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx"},{"title":"OJK: Laporan Publikasi Keuangan Perbankan","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx"},{"title":"OJK: Statistik Asuransi","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/asuransi/Default.aspx"},{"title":"OJK: Statistik Dana Pensiun","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/dana-pensiun/Default.aspx"},{"title":"OJK: Statistik Lembaga Pembiayaan","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/lembaga-pembiayaan/Default.aspx"},{"title":"OJK: Statistik Pasar Modal Indonesia","url":"https://www.ojk.go.id/id/kanal/pasar-modal/data-dan-statistik/statistik-pasar-modal/Default.aspx"}],"returns":[{"id":"buk-likuiditas-harian","code":"Laporan Monitoring Likuiditas Harian","name":"Daily liquidity monitoring report","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"A daily snapshot of a bank's liquidity position: cash and balances at Bank Indonesia, monetary operation instruments, placements with other banks, securities held, loans, deposits and other liquid-asset items, each split between Rupiah and foreign currency.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"daily","text":"Daily (every working day).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"End of the next working day.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025 tentang Pelaporan Bank Umum Melalui Sistem Pelaporan Otoritas Jasa Keuangan","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025 tentang Pelaporan Bank Umum Konvensional Melalui Sistem Pelaporan Otoritas Jasa Keuangan","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Monitoring Likuiditas Harian","name":"Daily liquidity monitoring table (cash, Bank Indonesia balances, monetary operations, placements, securities, loans, deposits, by Rupiah/foreign currency)"}],"note":"One table of financial line items and ratios; first filing for this position is from 1 December 2026.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025","pojk-22-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"]},{"id":"buk-suku-bunga-dasar-kredit","code":"Laporan Rincian Suku Bunga Dasar Kredit","name":"Base lending rate detail report","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's base lending rate (SBDK) by loan category, used by OJK to monitor credit pricing transparency.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 13 Tahun 2024 tentang Transparansi dan Publikasi Suku Bunga Dasar Kredit bagi Bank Umum Konvensional","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Rincian Suku Bunga Dasar Kredit","name":"Base lending rate detail table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"aggregate","text":"OJK's bank published-financial-information page lists the base lending rate (Suku Bunga Dasar Kredit) that each bank itself publishes.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-publikasi-keuangan-bulanan","code":"Laporan Publikasi Keuangan dan Informasi Kinerja Keuangan Bulanan","name":"Monthly published financial statement","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's monthly published balance sheet, income statement and key performance ratios, in the standard format banks must announce to the public under the bank transparency rules.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"End of the following month for reports under the old format (SEOJK 9/SEOJK.03/2020); 31 October 2026 is the first filing in the new format set by SEOJK 29/SEOJK.03/2025.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 18 Tahun 2025 tentang Transparansi dan Publikasi Laporan Bank","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Publikasi Keuangan Bulanan","name":"Monthly published financial statement and performance information"}],"note":"Monetary figures are reported in full units (not thousands or millions).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025","pojk-18-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"firm-level","text":"Banks must announce (mengumumkan) their published financial statements to the public, not just file them with OJK; OJK's own transparency rule (POJK 18/2025) sets this out and its banking page lists banks' published financial reports.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx","source":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx","published_by":"firm"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"]},{"id":"buk-pembiayaan-pendanaan-terbesar","code":"Laporan Pembiayaan dan Pendanaan Terbesar","name":"Largest financing and funding exposures report","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's largest lending (financing) and funding (deposit) exposures, used by OJK to monitor concentration.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month; first filing due 30 November 2026.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Pembiayaan dan Pendanaan Terbesar","name":"Largest financing and funding exposures table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-realisasi-rencana-bisnis","code":"Laporan Realisasi Rencana Bisnis","name":"Business plan realisation report","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"How far the bank has carried out its approved business plan, covering (among others) foreign financial-product agency activity, bancassurance, structured products outstanding, hiring of foreign experts/consultants, trust activities (quantitative and qualitative), problem outsourcing arrangements, and proof that customers and other parties have been paid off when a branch, regional office or overseas office closes.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, for each of the first three quarters of the year (position of quarter 4 is folded into the annual business plan report).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 April (Q1), 31 July (Q2) and 31 October (Q3) of the current year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 5/POJK.03/2016 tentang Rencana Bisnis Bank","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 12/SEOJK.03/2021 tentang Rencana Bisnis Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":8,"items":[{"code":"1","name":"Foreign financial-product agency activity report"},{"code":"2","name":"Periodic bancassurance report"},{"code":"3","name":"Outstanding structured-product transactions report"},{"code":"4","name":"Hiring of foreign nationals as experts or consultants"},{"code":"5","name":"Trust activity report (quantitative and qualitative information)"},{"code":"6","name":"Problem outsourcing arrangements report"},{"code":"7","name":"Proof of settlement of customer rights and obligations on closing a regional office, branch or overseas office"},{"code":"8","name":"Proof of settlement of customer rights and obligations on closing a sub-branch office"}],"note":"Items reported only when the bank carries out the activity concerned.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-publikasi-keuangan-triwulanan","code":"Laporan Publikasi Keuangan dan Informasi Kinerja Keuangan Triwulanan","name":"Quarterly published financial statement","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's quarterly published balance sheet, income statement and key performance ratios, in the standard format banks must announce to the public.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly; a separate position applies for Q4 (filed as the year-end quarter).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Varies by whether the quarter's report carries a public accountant's review or audit opinion: without one, 30 April (Q1)/31 July (Q2)/31 October (Q3); with a limited review, 30 September for Q2; with a full audit, later again; the Q4 position is due 31 March of the following year. Figures under the old format were already being filed; the new format (SEOJK 29/SEOJK.03/2025) starts 30 September 2026.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 18 Tahun 2025 tentang Transparansi dan Publikasi Laporan Bank","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Publikasi Keuangan Triwulanan","name":"Quarterly published financial statement and performance information"}],"note":"Monetary figures are reported in full units.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025","pojk-18-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"firm-level","text":"Published under the same public-announcement duty as the monthly version (POJK 18/2025).","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx","source":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx","published_by":"firm"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"]},{"id":"buk-pengawasan-rencana-bisnis","code":"Laporan Pengawasan Rencana Bisnis","name":"Business plan supervision report","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's own board-level review of how its business plan is being carried out, covering the first half of the year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 August of the current year, for the first half of the year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 5/POJK.03/2016 tentang Rencana Bisnis Bank","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Pengawasan Rencana Bisnis","name":"Business plan supervision report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-rencana-bisnis-bank","code":"Rencana Bisnis Bank","name":"Bank business plan","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's own forward business plan, including (where it runs the activity) its plans for new products, outsourcing, interest rates, export-import credit, third-party lending by purpose of use, the Laku Pandai branchless-banking programme, and KUR (government-subsidised micro credit) lending for the coming year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 November of the year before the plan year starts; updates follow the deadline rule in POJK 11/POJK.03/2022.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 5/POJK.03/2016 tentang Rencana Bisnis Bank","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":8,"items":[{"code":"1","name":"Plan for new bank products"},{"code":"2","name":"Outsourcing plan"},{"code":"3","name":"Interest rate plan"},{"code":"4","name":"Export-import credit plan"},{"code":"5","name":"Third-party lending plan, bank and non-bank, by purpose of use"},{"code":"6","name":"Laku Pandai branchless-banking programme plan"},{"code":"7","name":"Lending plan"},{"code":"8","name":"Current-year KUR (government-subsidised micro credit) lending plan"}],"note":"Items reported only where the bank carries out the activity concerned; the format is set out in Lampiran II of SEOJK 31/SEOJK.03/2025.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-laporan-tahunan-publikasi-keuangan","code":"Laporan Tahunan Terkait Publikasi Keuangan dan Informasi Kinerja Keuangan","name":"Annual published financial statement","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The bank's year-end published financial statement and performance information for the public, following on from the quarterly versions.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 April of the following year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 18 Tahun 2025 tentang Transparansi dan Publikasi Laporan Bank","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Tahunan Terkait Publikasi Keuangan","name":"Annual published financial statement"}],"note":"The circular describes this return in prose, as carrying several pieces of information, rather than as a list of named sheets; the detailed breakdown was not itemised.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025","pojk-18-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"firm-level","text":"Published under the same public-announcement duty (POJK 18/2025); this is normally the audited year-end version of the published financial statement.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/laporan-keuangan-perbankan/Default.aspx","source":"https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx","published_by":"firm"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","https://www.ojk.go.id/id/regulasi/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank.aspx"]},{"id":"buk-laporan-kelompok-usaha","code":"Laporan Bank yang Merupakan Bagian dari Kelompok Usaha","name":"Report of a bank that is part of a business group","group":"Commercial banks: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"Extra information a bank that belongs to a wider business (conglomerate) group must file about that group, on top of its own returns.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK that are part of a business group (financial conglomerate), as defined by OJK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 December 2026 for the first filing.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Kelompok Usaha","name":"Business group report"}],"note":"Described in prose rather than as a list of named sheets.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-kpmm-atmr","code":"Laporan Kewajiban Penyediaan Modal Minimum (KPMM) dan Aset Tertimbang Menurut Risiko (ATMR)","name":"Capital adequacy (KPMM/ATMR) report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's minimum capital adequacy ratio (KPMM, Indonesia's capital-adequacy ratio) and risk-weighted assets (ATMR), on an individual basis, for a foreign bank's branch (KCBLN), and on a consolidated basis for a bank that controls a subsidiary.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly on an individual basis; quarterly on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"7th of the following month (individual); 30 April/31 July/31 October (current year) and 31 January (following year) for the consolidated quarterly positions.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 11/POJK.03/2016 tentang Kewajiban Penyediaan Modal Minimum Bank Umum, as last amended by POJK No. 27 Tahun 2022","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":4,"items":[{"code":"Tabel 1A","name":"KPMM calculation - BUK, individual basis"},{"code":"Tabel 1B","name":"KPMM calculation - KCBLN (foreign bank branch)"},{"code":"Tabel 1C","name":"KPMM calculation - BUK, consolidated basis"},{"code":"2","name":"Additional disclosures and explanations"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"aggregate","text":"Industry capital-adequacy ratios are published in aggregate in OJK's banking statistics; this links to the subject only, not to this specific return.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-lcr","code":"Laporan Liquidity Coverage Ratio (LCR)","name":"Liquidity coverage ratio report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's liquidity coverage ratio: high-quality liquid assets against net cash outflows over 30 days, as quantitative and qualitative information.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly on an individual basis; monthly on a consolidated basis too (end-of-month filing).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month (individual); end of the following month (consolidated).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 42/POJK.03/2015 tentang Kewajiban Pemenuhan Rasio Kecukupan Likuiditas (LCR) bagi Bank Umum, as amended by POJK No. 19 Tahun 2024","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":2,"items":[{"code":"1","name":"LCR quantitative information"},{"code":"2","name":"LCR qualitative information"}],"note":"Reported in millions of Rupiah.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"aggregate","text":"Aggregate industry liquidity ratios are published in OJK's banking statistics; by subject only.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-likuiditas-intrahari","code":"Laporan Likuiditas Intrahari","name":"Intraday liquidity report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's intraday liquidity position, as part of its internal liquidity adequacy assessment process (ILAAP).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month; first filing 31 December 2028 for BUK in capital group KBMI 3, KBMI 4 and foreign banks, 31 December 2030 for KBMI 1 and KBMI 2 banks other than foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"SEOJK No. 26/SEOJK.03/2025 tentang Proses Asesmen Kecukupan Likuiditas Secara Internal (ILAAP) bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Likuiditas Intrahari","name":"Intraday liquidity table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-lcr-valas-signifikan","code":"Laporan LCR dalam Mata Uang Asing yang Signifikan","name":"LCR in a significant foreign currency report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's liquidity coverage ratio calculated separately for any foreign currency that makes up a significant share of its balance sheet.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month; first filing 31 December 2026 (KBMI 3, KBMI 4, foreign banks) or 31 December 2028 (KBMI 1 and KBMI 2 other than foreign banks).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"SEOJK No. 26/SEOJK.03/2025 tentang ILAAP bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan LCR Mata Uang Asing Signifikan","name":"Significant foreign-currency LCR table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-profil-pendanaan","code":"Laporan Profil Pendanaan","name":"Funding profile report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"A profile of the bank's funding sources (concentration, stability, cost), as part of its ILAAP.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month; first filing 31 December 2026 or 31 December 2028, by capital group as for the intraday liquidity report.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"SEOJK No. 26/SEOJK.03/2025 tentang ILAAP bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Profil Pendanaan","name":"Funding profile table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-bmpk","code":"Laporan BMPK dan Penyediaan Dana Besar","name":"Lending limit and large exposures report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's compliance with the legal lending limit (BMPK) and its exposures to large borrowers and related parties.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly on an individual basis; quarterly on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month (individual); 30 April/31 July/31 October and 31 January for the consolidated quarterly positions.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 32/POJK.03/2018 tentang Batas Maksimum Pemberian Kredit dan Penyediaan Dana Besar bagi Bank Umum, as amended by POJK No. 38/POJK.03/2019","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan BMPK","name":"Lending limit and large exposures table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-cema-kcbln","code":"Laporan dari KCBLN tentang Pemenuhan Capital Equivalency Maintained Assets (CEMA)","name":"Foreign bank branch CEMA compliance report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"Proof that a foreign bank's Indonesian branch (KCBLN) holds Capital Equivalency Maintained Assets (CEMA), the asset buffer Indonesia requires branches to hold instead of locally incorporated capital.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Kantor Cabang dari Bank yang Berkedudukan di Luar Negeri (KCBLN): Indonesian branches of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"7th of the following month; first filing 31 May 2026.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 11/POJK.03/2016 tentang Kewajiban Penyediaan Modal Minimum Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan CEMA","name":"CEMA compliance table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-rasio-pengungkit","code":"Laporan Kewajiban Pemenuhan Rasio Pengungkit","name":"Leverage ratio report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's leverage ratio: Tier 1 capital against total exposure, on an individual and consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, both individual and consolidated.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"7 April/7 July/7 October (current year) and 7 January (following year) for the individual report; 30 April/31 July/31 October and 31 January for the consolidated report.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 31/POJK.03/2019 tentang Kewajiban Pemenuhan Rasio Pengungkit bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Rasio Pengungkit","name":"Leverage ratio table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-nsfr","code":"Kertas Kerja dan Laporan Net Stable Funding Ratio (NSFR)","name":"Net stable funding ratio (NSFR) report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's net stable funding ratio: available stable funding against required stable funding, with its supporting working papers.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, both individual and consolidated.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Individual: 15 April/15 July/15 October (current year) and 15 January (following year). Consolidated: 30 April/31 July/31 October (current year) and 31 January (following year).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 50/POJK.03/2017 tentang Kewajiban Pemenuhan Rasio Pendanaan Stabil Bersih (NSFR) bagi Bank Umum, as amended by POJK No. 20 Tahun 2024","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Kertas Kerja dan Laporan NSFR","name":"NSFR working paper and report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-kualitas-aset-ppka-konsolidasi","code":"Laporan Kualitas Aset dan Pembentukan PPKA - Secara Konsolidasi","name":"Consolidated asset quality and provisioning report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The consolidated quality of the bank's productive assets and the provisions (PPKA) it holds against them, for a bank that controls a subsidiary.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK that controls a subsidiary company, on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 April/31 July/31 October (current year) and 31 January (following year).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 38/POJK.03/2017 tentang Penerapan Manajemen Risiko Secara Konsolidasi bagi Bank yang Melakukan Pengendalian Terhadap Perusahaan Anak","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Kualitas Aset dan PPKA Konsolidasi","name":"Consolidated asset quality and provisioning table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-survival-period-monitoring","code":"Laporan Survival Period Monitoring","name":"Survival period monitoring report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"How long the bank's liquid assets would let it survive a liquidity stress scenario, as part of its ILAAP.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 April/31 July/31 October (current year) and 31 January (following year); first filing 31 December 2026 or 31 December 2028, by capital group.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"SEOJK No. 26/SEOJK.03/2025 tentang ILAAP bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Survival Period Monitoring","name":"Survival period monitoring table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-sensitivity-market-risk-suku-bunga","code":"Laporan Sensitivity to Market Risk - Suku Bunga","name":"Interest rate market-risk sensitivity report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's Rupiah and foreign-currency exposures affected by interest-rate market risk, mapped by maturity band, used to help assess the bank's health rating for sensitivity to market risk.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15 April/15 July/15 October (current year) and 15 January (following year).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Sensitivity to Market Risk","name":"Interest rate sensitivity table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-profil-risiko","code":"Laporan Profil Risiko","name":"Risk profile report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's own assessment of its risk profile across the risk types OJK's risk-management rules cover, on an individual and consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Twice a year (the circular places it in its 'Triwulanan' (quarterly) group, but only the Q1 and Q3 positions carry a report, not all four quarters).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 April (Q1 position) and 31 October (Q3 position), both individual and consolidated; 31 March 2026 for the first filing (individual).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 18/POJK.03/2016 tentang Penerapan Manajemen Risiko bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":2,"items":[{"code":"1","name":"Risk profile for the bank"},{"code":"2","name":"Supporting documents"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-audit-intern","code":"Laporan Pelaksanaan dan Pokok-Pokok Hasil Audit Intern","name":"Internal audit report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"A summary of the bank's internal audit work and its main findings.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 July (first half) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 1/POJK.03/2019 tentang Penerapan Fungsi Audit Intern pada Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":2,"items":[{"code":"1","name":"Internal audit summary"},{"code":"2","name":"Internal audit implementation and main findings report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-self-assessment-tingkat-kesehatan","code":"Laporan Hasil Penilaian Sendiri (Self-Assessment) Tingkat Kesehatan Bank","name":"Bank health self-assessment report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's own rating of its soundness (health level), on an individual and consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK on an individual basis; a BUK that controls a subsidiary company also files it on a consolidated basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual, both individual and consolidated.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Individual: 31 July (first half) and 31 January (second half), first filing for the 30 June 2026 position. Consolidated: 15 August (first half) and 15 February (second half), same first filing.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 4/POJK.03/2016 tentang Penilaian Tingkat Kesehatan Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":2,"items":[{"code":"1","name":"Bank health self-assessment"},{"code":"2","name":"Supporting documents"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-kepatuhan","code":"Laporan Kepatuhan","name":"Compliance function report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"A report on the bank's compliance function.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 July (first half, 30 June 2026 first filing) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 46/POJK.03/2017 tentang Pelaksanaan Fungsi Kepatuhan Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Kepatuhan","name":"Compliance function report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-apu-ppt","code":"Laporan Anti Pencucian Uang dan Pencegahan Pendanaan Terorisme (APU dan PPT)","name":"Anti-money laundering and counter-terrorist financing (AML/CFT) report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The bank's implementation of its anti-money laundering and counter-terrorist financing programme.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15 August (first half) and 15 February (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan APU PPT","name":"AML/CFT report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-ilaap","code":"Laporan Penerapan Internal Liquidity Adequacy Assessment Process (ILAAP)","name":"Internal liquidity adequacy assessment process (ILAAP) report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"How the bank runs its own internal process for assessing whether its liquidity is adequate.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 July (first half, due 31 December 2026 or 2028 by capital group for the first filing) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["PDF"],"text":"Filed as a PDF document through APOLO, not a structured data table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"SEOJK No. 26/SEOJK.03/2025 tentang ILAAP bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan ILAAP","name":"ILAAP implementation report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-rencana-aksi-pemulihan","code":"Laporan Pengkinian Rencana Aksi Pemulihan","name":"Recovery plan update report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"An update of the bank's recovery plan: the actions it would take to recover from severe financial stress.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual, or event-driven after a stress test shows a significant impact.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"End of November for the regular annual update; within one month of a stress test that shows a significant effect on the bank, if sooner.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["PDF"],"text":"Filed as a PDF document through APOLO, not a structured data table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 5 Tahun 2024 tentang Penetapan Status Pengawasan dan Penanganan Permasalahan Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan Pengkinian Rencana Aksi Pemulihan","name":"Recovery plan update"}],"note":"Filed as a PDF document that can still be processed further, not a structured table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-atmr-risiko-operasional","code":"Laporan Aset Tertimbang Menurut Risiko untuk Risiko Operasional","name":"Operational risk-weighted assets report","group":"Commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The risk-weighted assets the bank holds against operational risk, calculated under the standard approach.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 January of the following year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 11/POJK.03/2016 tentang Kewajiban Penyediaan Modal Minimum Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 6/SEOJK.03/2020 tentang Perhitungan ATMR untuk Risiko Operasional Dengan Menggunakan Pendekatan Standar Bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan ATMR Risiko Operasional","name":"Operational risk-weighted assets table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"aggregate","text":"Aggregate industry capital ratios are published; by subject only.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-laku-pandai","code":"Laporan Perkembangan Penyelenggaraan Laku Pandai","name":"Branchless banking (Laku Pandai) progress report","group":"Commercial banks: products and activities (Kelompok Informasi Produk, Aktivitas dan Kegiatan)","status":"in force","purpose":{"text":"The bank's branchless banking (Laku Pandai) activity run through agents: active and closed agents, volumes, service refusals, agent breaches, customer problems and their resolution, and an aggregate summary.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"BUK that run the Laku Pandai branchless-banking programme.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15 April/15 July/15 October (current year) and 15 January (following year); 31 March 2026 for the first filing in the new format.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 1/POJK.03/2022 tentang Layanan Keuangan Tanpa Kantor Dalam Rangka Keuangan Inklusif (Laku Pandai) oleh Bank","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 6/SEOJK.03/2015 tentang Layanan Keuangan Tanpa Kantor Dalam Rangka Keuangan Inklusif oleh Bank","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":8,"items":[{"code":"Form 010","name":"Active and closed Laku Pandai agents report"},{"code":"Form 02A","name":"Laku Pandai activity quantitative data"},{"code":"Form 03A","name":"Other quantitative data for Laku Pandai carried out without an agent"},{"code":"Form 04A","name":"Service refusals under Laku Pandai"},{"code":"Form 060","name":"Breaches by Laku Pandai agents and their follow-up"},{"code":"Form 070","name":"Problems with Laku Pandai agents and their follow-up"},{"code":"Form 080","name":"Customer problems and their follow-up"},{"code":"Form 090","name":"Aggregate Laku Pandai progress report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. 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The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-kondisi-terkini-ti","code":"Laporan Kondisi Terkini Penyelenggaraan Teknologi Informasi","name":"Current IT operations report","group":"Commercial banks: products and activities (Kelompok Informasi Produk, Aktivitas dan Kegiatan)","status":"in force","purpose":{"text":"The current state of the bank's information technology operations.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"21 January of the following year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["PDF"],"text":"Filed as a PDF document through APOLO, not a structured data table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 11/POJK.03/2022 tentang Penyelenggaraan Teknologi Informasi oleh Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":0,"items":[],"note":"Uploaded as a PDF document, not a structured table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-data-jaringan-kantor","code":"Laporan Data Jaringan Kantor","name":"Office network data report","group":"Commercial banks: core data (Kelompok Informasi Data Pokok)","status":"in force","purpose":{"text":"The bank's full office network: every office's status, address, opening/closing/relocation history, electronic banking terminals and staff numbers, kept as a position (not just a change log).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"7th of the following month.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Data Jaringan Kantor","name":"Office network data table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"aggregate","text":"OJK's own directory pages list bank head and branch office addresses drawn from this kind of data; by subject only.","url":"https://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Default.aspx","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-pihak-terkait","code":"Laporan Daftar Rincian Pihak Terkait dengan Bank","name":"Related-party detail report","group":"Commercial banks: core data (Kelompok Informasi Data Pokok)","status":"in force","purpose":{"text":"The bank's list of related parties under the lending-limit rules: controllers, controlled entities, family links between directors/commissioners, cross-directorships, and connected financing relationships, plus any sharia supervisory board members named as related parties.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual (position at end of June and end of December). If there is no change, the bank still re-files the previous period's data.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 July (first half, 30 June 2026 first filing) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 32/POJK.03/2018 tentang Batas Maksimum Pemberian Kredit dan Penyediaan Dana Besar bagi Bank Umum, as amended by POJK No. 38/POJK.03/2019","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":12,"items":[{"code":"Form 1","name":"Individuals or companies that control the bank"},{"code":"Form 2","name":"Legal entities where the bank itself acts as controller"},{"code":"Form 3","name":"Companies where an individual or company acts as controller alongside the bank"},{"code":"Form 4","name":"Parties with a horizontal or vertical family relationship"},{"code":"Form 5","name":"Directors and/or commissioners who are also officers of another company"},{"code":"Form 6","name":"Companies whose directors/commissioners are also commissioners of the bank"},{"code":"Form 7","name":"Companies where 50% or more of the directors/commissioners overlap with the bank"},{"code":"Form 8","name":"Companies whose directors/commissioners act as controller of the bank"},{"code":"Form 9","name":"Collective investment contracts where the bank or a related party holds 10% or more of the investment manager"},{"code":"Form 10","name":"Companies with a financial relationship with the bank"},{"code":"Form 11","name":"Borrowers with a financial relationship through a guarantee"},{"code":"Form 12","name":"Other banks with a financial relationship through a guarantee given"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-data-sdm","code":"Laporan Data Sumber Daya Manusia Perbankan Indonesia","name":"Indonesian banking workforce data report","group":"Commercial banks: core data (Kelompok Informasi Data Pokok)","status":"in force","purpose":{"text":"Data on the bank's workforce: personal and position data, career history, employment history, education history, training/certification history, HR management performance, workforce-need predictions, remuneration data and shareholding data.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"31 July (first half) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":9,"items":[{"code":"Tabel 1","name":"Core workforce data"},{"code":"Tabel 2","name":"Position history data"},{"code":"Tabel 3","name":"Employment history data"},{"code":"Tabel 4","name":"Formal education history data"},{"code":"Tabel 5","name":"Training/certification history data"},{"code":"Tabel 6","name":"HR management performance data"},{"code":"Tabel 7","name":"Workforce-need prediction data"},{"code":"Tabel 8","name":"Bank workforce remuneration data"},{"code":"Tabel 9","name":"Shareholder data"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"kpbln-debitur-indonesia","code":"Laporan KPBLN terkait Debitur di Indonesia yang Menerima Pinjaman dan/atau Memperoleh Garansi Bank","name":"KPBLN report on Indonesian borrowers funded from abroad","group":"Foreign bank representative offices: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"Loans and bank guarantees that Indonesian borrowers receive directly from the foreign head office or a foreign branch of the bank the KPBLN represents, reported in full Rupiah units.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"7th of the month after the quarter ends; first filing 30 June 2026.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 12/POJK.03/2021 tentang Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan KPBLN Debitur Indonesia","name":"Indonesian borrowers report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"kpbln-rencana-kerja","code":"Rencana Kerja KPBLN","name":"KPBLN work plan","group":"Foreign bank representative offices: financial information (Kelompok Informasi Keuangan)","status":"in force","purpose":{"text":"The representative office's own work plan for the coming year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"30 November of the year before the plan year.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["PDF"],"text":"Filed as a PDF document through APOLO, not a structured data table.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 12/POJK.03/2021 tentang Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":0,"items":[],"note":"Uploaded as a PDF document.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-insidental-pengawasan","code":"Laporan Insidental - Kelompok Informasi Pengawasan","name":"Incidental reports: supervision and prudential events","group":"Commercial banks: incidental reports (Laporan Insidental)","status":"in force","purpose":{"text":"A group of 37 event-driven notifications BUK and KPBLN must file when a specific event happens (for example a management change, an office closure, a breach, or a corporate-action milestone); OJK's own circular lists each one separately with its own legal basis and deadline, counted from the triggering event.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK. and, where named, Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"event-driven","text":"Event-driven: filed only when the triggering event happens, not on a fixed calendar.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Varies by notification: typically 2 to 30 working days (or, for some, calendar days) after the triggering event, each counted from a specific article of the law or regulation named against that item; see the circular's own Lampiran I.B list for each one.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed through APOLO as a 2-part text-file notification (a cover form plus the content form for the specific notification).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":0,"items":[],"note":"Each of the 37 named notifications in this group has its own short form, filed as 2 parts (a general-information cover form plus the content form) through APOLO; the individual notification names and legal triggers are listed in the circular's Lampiran I.B and Lampiran III, not reproduced item by item here.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-insidental-kegiatan-usaha","code":"Laporan Insidental - Kelompok Informasi Kegiatan Usaha","name":"Incidental reports: business activities","group":"Commercial banks: incidental reports (Laporan Insidental)","status":"in force","purpose":{"text":"A group of 11 event-driven notifications BUK and KPBLN must file when a specific event happens (for example a management change, an office closure, a breach, or a corporate-action milestone); OJK's own circular lists each one separately with its own legal basis and deadline, counted from the triggering event.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK. and, where named, Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"event-driven","text":"Event-driven: filed only when the triggering event happens, not on a fixed calendar.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Varies by notification: typically 2 to 30 working days (or, for some, calendar days) after the triggering event, each counted from a specific article of the law or regulation named against that item; see the circular's own Lampiran I.B list for each one.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed through APOLO as a 2-part text-file notification (a cover form plus the content form for the specific notification).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":0,"items":[],"note":"Each of the 11 named notifications in this group has its own short form, filed as 2 parts (a general-information cover form plus the content form) through APOLO; the individual notification names and legal triggers are listed in the circular's Lampiran I.B and Lampiran III, not reproduced item by item here.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-insidental-kelembagaan","code":"Laporan Insidental - Kelompok Informasi Kelembagaan","name":"Incidental reports: institutional and governance events","group":"Commercial banks: incidental reports (Laporan Insidental)","status":"in force","purpose":{"text":"A group of 33 event-driven notifications BUK and KPBLN must file when a specific event happens (for example a management change, an office closure, a breach, or a corporate-action milestone); OJK's own circular lists each one separately with its own legal basis and deadline, counted from the triggering event.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK. and, where named, Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"event-driven","text":"Event-driven: filed only when the triggering event happens, not on a fixed calendar.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Varies by notification: typically 2 to 30 working days (or, for some, calendar days) after the triggering event, each counted from a specific article of the law or regulation named against that item; see the circular's own Lampiran I.B list for each one.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed through APOLO as a 2-part text-file notification (a cover form plus the content form for the specific notification).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":0,"items":[],"note":"Each of the 33 named notifications in this group has its own short form, filed as 2 parts (a general-information cover form plus the content form) through APOLO; the individual notification names and legal triggers are listed in the circular's Lampiran I.B and Lampiran III, not reproduced item by item here.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"buk-insidental-lainnya","code":"Laporan Insidental - Kelompok Informasi Lainnya","name":"Incidental reports: other events","group":"Commercial banks: incidental reports (Laporan Insidental)","status":"in force","purpose":{"text":"A group of 7 event-driven notifications BUK and KPBLN must file when a specific event happens (for example a management change, an office closure, a breach, or a corporate-action milestone); OJK's own circular lists each one separately with its own legal basis and deadline, counted from the triggering event.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Konvensional (BUK), the general-purpose commercial bank licence under conventional principles, including the Indonesian branches of foreign banks that operate as BUK. and, where named, Kantor Perwakilan dari Bank yang Berkedudukan di Luar Negeri (KPBLN): the Indonesian representative offices of foreign banks.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"event-driven","text":"Event-driven: filed only when the triggering event happens, not on a fixed calendar.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"Varies by notification: typically 2 to 30 working days (or, for some, calendar days) after the triggering event, each counted from a specific article of the law or regulation named against that item; see the circular's own Lampiran I.B list for each one.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed through APOLO as a 2-part text-file notification (a cover form plus the content form for the specific notification).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 22 Tahun 2025","url":"https://www.ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"},{"title":"SEOJK No. 31/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan.aspx"}],"templates":{"count":0,"items":[],"note":"Each of the 7 named notifications in this group has its own short form, filed as 2 parts (a general-information cover form plus the content form) through APOLO; the individual notification names and legal triggers are listed in the circular's Lampiran I.B and Lampiran III, not reproduced item by item here.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-31-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"bus-dcr-perataan-bagi-hasil","code":"Laporan Nasabah Displaced Commercial Risk dan Strategi Perataan Bagi Hasil","name":"Displaced commercial risk and profit-equalisation strategy report","group":"Sharia commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"A sharia-specific risk report: how far the bank's profit-sharing customers bear displaced commercial risk (the risk that the bank pays a competitive return out of its own reserves rather than strictly from investment profit), and the bank's profit-equalisation (perataan bagi hasil) strategy.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Syariah (BUS) and Unit Usaha Syariah (UUS, a sharia business unit of a conventional bank).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month; first filing 31 December 2026 (BUS in capital group KBMI 3, KBMI 4 and foreign-owned) or 31 December 2028 (KBMI 1 and KBMI 2 other than foreign-owned); for a UUS, from the first filing of the BUS that is its parent.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 20 Tahun 2025 tentang Kewajiban Pemenuhan Rasio Kecukupan Likuiditas (LCR) dan Rasio Pendanaan Stabil Bersih (NSFR) bagi Bank Umum Syariah dan Unit Usaha Syariah","url":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 26/SEOJK.03/2025 tentang ILAAP bagi Bank Umum","url":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},{"title":"SEOJK No. 33/SEOJK.03/2025","url":"https://ojk.go.id/id/regulasi/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan DCR dan Strategi Perataan Bagi Hasil","name":"Displaced commercial risk and profit-equalisation table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-33-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","https://ojk.go.id/id/regulasi/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK.aspx"]},{"id":"bus-bmpd","code":"Laporan BMPD dan Penyaluran Dana Besar","name":"Sharia lending limit and large exposures report","group":"Sharia commercial banks: risk and capital (Kelompok Informasi Risiko dan Permodalan)","status":"in force","purpose":{"text":"The sharia equivalent of the legal lending limit report: the bank's compliance with the maximum fund-disbursement limit (BMPD) and its exposures to large counterparties, on an individual basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"who_files":{"text":"Bank Umum Syariah (BUS), individual basis.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"deadline":{"text":"15th of the following month.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"legal_basis":[{"title":"POJK No. 26/POJK.03/2021 tentang Batas Maksimum Penyaluran Dana dan Penyaluran Dana Besar bagi Bank Umum Syariah","url":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"}],"templates":{"count":1,"items":[{"code":"Laporan BMPD","name":"Sharia lending limit and large exposures table"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"documents":["seojk-33-2025"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf"]},{"id":"bpr-bulanan","code":"Laporan Bulanan","name":"Monthly report","group":"Rural banks: financial information","status":"in force","purpose":{"text":"The BPR's core monthly financial report to OJK.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10th of the following month.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 8 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Bulanan","name":"Monthly report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-kelembagaan","code":"Laporan Kelembagaan","name":"Institutional event notices (monthly bulletin)","group":"Rural banks: institutional events","status":"in force","purpose":{"text":"19 separate institutional-event notices BPR must file as part of its monthly bulletin whenever the event happens: opening, closing, relocating or changing the status of a head office, regional office, branch, sub-branch office, cash office or special finance centre; installing, adding or moving an electronic banking terminal; and appointing, reappointing, changing, dismissing or losing a member of the board of directors or board of commissioners.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"event-driven","text":"Event-driven, reported within the monthly bulletin for the period the event falls in.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"Varies by event (for example, the date an office opens, closes, relocates or changes status; the date a director or commissioner is appointed, reappointed, changed, dismissed, resigns or dies); each is its own article of POJK 7 Tahun 2024.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 7 Tahun 2024 (BPR institutional provisions, multiple articles)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":19,"items":[{"code":"1","name":"Closure of a cash office"},{"code":"2","name":"Closure of a regional office, branch and/or special finance centre"},{"code":"3","name":"Relocation of a special finance centre and/or cash office"},{"code":"4","name":"Relocation of a head office, regional office and/or branch"},{"code":"5","name":"Use, addition and/or relocation of an electronic banking terminal"},{"code":"6","name":"Opening of a special finance centre"},{"code":"7","name":"Opening of a cash office"},{"code":"8","name":"Opening of a branch"},{"code":"9","name":"Appointment, change and/or dismissal of an executive officer"},{"code":"10","name":"Reappointment of a director and/or commissioner"},{"code":"11","name":"Change of position of a director and/or commissioner"},{"code":"12","name":"Death of a director and/or commissioner"},{"code":"13","name":"Dismissal and/or resignation of a director and/or commissioner"},{"code":"14","name":"Appointment of a director and/or commissioner where the BPR held a shareholder meeting before OJK approval"},{"code":"15","name":"Appointment of a director and/or commissioner where the shareholder meeting was held after OJK approval"},{"code":"16","name":"Opening of a regional office"},{"code":"17","name":"Change of status of a special finance centre or cash office to a branch"},{"code":"18","name":"Change of status of a branch or cash office to a special finance centre"},{"code":"19","name":"Change of status of a branch or special finance centre to a cash office"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-bmpk","code":"Laporan Batas Maksimum Pemberian Kredit (BMPK) BPR","name":"Lending limit report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"The BPR's compliance with its legal lending limit.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10th of the following month.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2022 tentang Batas Maksimum Pemberian Kredit BPR, Pasal 30 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Batas Maksimum Pemberian Kredit (BMPK) BPR","name":"Lending limit report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-laporan-keuangan-publikasi","code":"Laporan Keuangan Publikasi BPR","name":"Published financial statement","group":"Rural banks: financial information","status":"in force","purpose":{"text":"The BPR's published (public-facing) quarterly financial statement.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, filed as part of the monthly bulletin for the month after the quarter ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10th of the month after the end of the relevant quarter.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 9 huruf a","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Keuangan Publikasi BPR","name":"Published financial statement"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-kualitas-aset-produktif","code":"Laporan Perbedaan Kualitas Aset Produktif","name":"Productive asset quality discrepancy report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"Any difference between the BPR's own asset-quality classification and OJK's assessment of its productive assets.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"quarterly","text":"Quarterly (end of March, June, September, December), filed within the monthly bulletin.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10th of the month after the quarter-end position.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 1 Tahun 2024, Pasal 6 ayat (4)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Perbedaan Kualitas Aset Produktif","name":"Productive asset quality discrepancy report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-risk-assessment-tppu","code":"Laporan Dokumen Penilaian Risiko TPPU, TPPT dan/atau PPSPM","name":"Money-laundering/terrorist-financing risk assessment report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"The BPR's own written risk assessment of money laundering, terrorist financing and proliferation financing (TPPU/TPPT/PPSPM).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"annual","text":"Annual, with a related monthly-cycle notice.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"End of June each year for the risk-assessment document; 10th of the month after the May position for the related monthly notice.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 8 Tahun 2023, Pasal 74 ayat (1) huruf a dan b","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 8 ayat (1) dan Pasal 51 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Dokumen Penilaian Risiko TPPU, TPPT dan/atau PPSPM","name":"Money-laundering/terrorist-financing risk assessment report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. 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the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 32 ayat (6)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Bukti Pengumuman Laporan Tahunan","name":"Proof of annual report publication"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-pengumuman-laporan-keuangan-publikasi","code":"Laporan Bukti Pengumuman Laporan Keuangan Publikasi","name":"Proof of published financial statement publication","group":"Rural banks: financial information","status":"in force","purpose":{"text":"Proof that the BPR has publicly announced its quarterly published financial statement.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"quarterly","text":"Event-driven, tied to each quarterly publication.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10th of the month after the published financial statement is announced, within its own publication deadline.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 38 ayat (2)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Bukti Pengumuman Laporan Keuangan Publikasi","name":"Proof of published financial statement publication"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-laku-pandai","code":"Laporan Perkembangan Penyelenggaraan Layanan Keuangan Tanpa Kantor (Laku Pandai)","name":"Branchless banking (Laku Pandai) progress report","group":"Rural banks: products and activities","status":"in force","purpose":{"text":"The BPR's branchless-banking (Laku Pandai) activity, for BPR that run the programme.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"15th of the month after the quarter ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 1/POJK.03/2022, Pasal 35 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Perkembangan Penyelenggaraan Layanan Keuangan Tanpa Kantor (Laku Pandai)","name":"Branchless banking (Laku Pandai) progress report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-tingkat-kesehatan","code":"Laporan Penilaian Tingkat Kesehatan (Self-Assessment)","name":"Health-level self-assessment report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"The BPR's own self-rating of its soundness (health level).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"31 July (first half) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 3/POJK.03/2022, Pasal 3 ayat (5)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Penilaian Tingkat Kesehatan (Self-Assessment)","name":"Health-level self-assessment report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-profil-risiko","code":"Laporan Profil Risiko","name":"Risk profile report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"The BPR's own assessment of its risk profile.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"31 July (first half) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 13/POJK.03/2015, Pasal 22 ayat (3)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Profil Risiko","name":"Risk profile report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-tata-kelola","code":"Laporan Pelaksanaan Tata Kelola","name":"Governance implementation report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"A group of three governance reports: the BPR's own self-assessment of its governance, the compliance director's main duties report, and the internal audit implementation/findings report.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"31 July (first half) and 31 January (second half).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 9 Tahun 2024, Pasal 103 ayat (2)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":3,"items":[{"code":"1","name":"Governance self-assessment"},{"code":"2","name":"Main duties report of the director in charge of the compliance function"},{"code":"3","name":"Internal audit implementation and main findings report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-pelaksanaan-pengawasan-rencana-bisnis","code":"Laporan Pelaksanaan dan Pengawasan Rencana Bisnis","name":"Business plan implementation and oversight report","group":"Rural banks: financial information","status":"in force","purpose":{"text":"How far the BPR has carried out its business plan, and the board's oversight of that.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"One month after the half-year ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 15/POJK.03/2021, Pasal 22 ayat (2)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Pelaksanaan dan Pengawasan Rencana Bisnis","name":"Business plan implementation and oversight report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-realisasi-pengkinian-data","code":"Laporan Realisasi Pengkinian Data","name":"Customer due-diligence data refresh realisation report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"How far the BPR has carried out its plan to refresh customer due-diligence data.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"End of January after the data-refresh period ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 8 Tahun 2023, Pasal 74 ayat (1) huruf e","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Realisasi Pengkinian Data","name":"Customer due-diligence data refresh realisation report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-strategi-anti-fraud","code":"Laporan Penerapan Strategi Anti Fraud","name":"Anti-fraud strategy implementation report","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"How the BPR has carried out its anti-fraud strategy.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"semi-annual","text":"Semi-annual (end of June and end of December positions).","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"31st of the month after the half-year position ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 12 Tahun 2024, Pasal 14 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Penerapan Strategi Anti Fraud","name":"Anti-fraud strategy implementation report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-rencana-bisnis","code":"Laporan Rencana Bisnis","name":"Business plan","group":"Rural banks: financial information","status":"in force","purpose":{"text":"The BPR's own forward business plan.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"15 December of the year before the plan year starts.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 15/POJK.03/2021, Pasal 19 ayat (1)","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Rencana Bisnis","name":"Business plan"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-rencana-pengkinian-data","code":"Laporan Rencana Pengkinian Data","name":"Customer due-diligence data refresh plan","group":"Rural banks: risk and capital","status":"in force","purpose":{"text":"The BPR's plan to refresh customer due-diligence data.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"End of December before the data-refresh period, and 15 December before the plan year under POJK 23 Tahun 2024.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 8 Tahun 2023, Pasal 74 ayat (1) huruf d","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 23 Tahun 2024, Pasal 11 huruf a dan Pasal 50","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Rencana Pengkinian Data","name":"Customer due-diligence data refresh plan"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. 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The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-penunjukan-ap-kap","code":"Laporan Penunjukan Akuntan Publik (AP) dan/atau Kantor Akuntan Publik (KAP)","name":"Public accountant appointment report","group":"Rural banks: financial information","status":"in force","purpose":{"text":"Notice of which public accountant or accountancy firm the BPR has appointed.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"event-driven","text":"Event-driven, once a year when the engagement is signed.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"10 working days after the BPR and the public accountant/firm sign the engagement letter.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 9 Tahun 2023, Pasal 12 ayat (1) huruf a","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Penunjukan Akuntan Publik (AP) dan/atau Kantor Akuntan Publik (KAP)","name":"Public accountant appointment report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"bpr-realisasi-penggunaan-ap-kap","code":"Laporan Realisasi Penggunaan Jasa Akuntan Publik (AP) dan/atau Kantor Akuntan Publik (KAP)","name":"Public accountant engagement realisation report","group":"Rural banks: financial information","status":"in force","purpose":{"text":"How the BPR's engagement of its public accountant or accountancy firm was actually carried out.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"who_files":{"text":"Bank Perekonomian Rakyat (BPR), the rural/community bank licence.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"deadline":{"text":"6 months after the financial year ends.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"legal_basis":[{"title":"POJK No. 23 Tahun 2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat dan Bank Perekonomian Rakyat Syariah","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"SEOJK No. 16/SEOJK.03/2024","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"},{"title":"POJK No. 9 Tahun 2023, Pasal 12 ayat (1) huruf b","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"}],"templates":{"count":1,"items":[{"code":"Laporan Realisasi Penggunaan Jasa Akuntan Publik (AP) dan/atau Kantor Akuntan Publik (KAP)","name":"Public accountant engagement realisation report"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"documents":["seojk-16-2024"],"validation_rules":{"published":false,"count":null,"count_basis":"Not counted: the circular does not publish a list of its own edit or validation rules, only the report formats and completion instructions.","where":null,"machine_readable":false,"rule_format":"Not published. The circular states only that a report is treated as filed once it has passed the APOLO server's own validation and a receipt is issued; the rules behind that server check are not published.","note":"APOLO (the OJK reporting application) runs its own acceptance checks before issuing a filing receipt, but OJK does not publish those checks as a rule file or schema.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf"},"sources":["https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","https://ojk.go.id/id/regulasi/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi.aspx"]},{"id":"asr-bulanan","code":"Laporan Bulanan","name":"Monthly report","group":"Insurers: financial information","status":"in force","purpose":{"text":"The insurer's or reinsurer's core monthly financial and operating report to OJK.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"who_files":{"text":"Perusahaan Asuransi, Perusahaan Asuransi Syariah, Perusahaan Reasuransi, Perusahaan Reasuransi Syariah, and a conventional insurer's Unit Syariah (sharia business unit): life, general, reinsurance and sharia insurers and reinsurers.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"deadline":{"text":"10th of the following month.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"formats":{"values":["Other"],"text":"Filed online through OJK's reporting system.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"legal_basis":[{"title":"POJK No. 22 Tahun 2024 tentang Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},{"title":"SEOJK No. 23/SEOJK.05/2024 tentang Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"}],"templates":{"count":0,"items":[],"note":"The report's own form and composition (sheets/tables) is set out in SEOJK 23/SEOJK.05/2024's lampiran, which was not itemised sheet by sheet.","source":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"},"documents":["pojk-22-2024-asuransi","seojk-23-2024-asuransi"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"public_data":{"level":"aggregate","text":"OJK publishes aggregate insurance-industry statistics drawn from this kind of return; by subject only.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/asuransi/Default.aspx","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"]},{"id":"asr-triwulanan-pialang","code":"Laporan Triwulanan","name":"Quarterly report (insurance and reinsurance brokers)","group":"Insurers: financial information","status":"in force","purpose":{"text":"The core quarterly financial and operating report insurance and reinsurance brokers file to OJK (brokers file quarterly rather than monthly).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"who_files":{"text":"Perusahaan Pialang Asuransi (insurance brokers) and Perusahaan Pialang Reasuransi (reinsurance brokers).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"frequency":{"value":"quarterly","text":"Quarterly.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"deadline":{"text":"Within 1 month of the end of the relevant quarter.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"legal_basis":[{"title":"POJK No. 22 Tahun 2024 tentang Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},{"title":"SEOJK No. 23/SEOJK.05/2024 tentang Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"}],"templates":{"count":0,"items":[],"note":"Form and composition set out in the sector's implementing circular for brokers (SEOJK 13/SEOJK.05/2025), not opened.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"documents":["pojk-22-2024-asuransi"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"]},{"id":"asr-tahunan","code":"Laporan Tahunan","name":"Annual report","group":"Insurers: financial information","status":"in force","purpose":{"text":"The insurer's or reinsurer's annual report to OJK.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"who_files":{"text":"Perusahaan Asuransi, Perusahaan Asuransi Syariah, Perusahaan Reasuransi, Perusahaan Reasuransi Syariah, and a conventional insurer's Unit Syariah (sharia business unit): life, general, reinsurance and sharia insurers and reinsurers. Perusahaan Pialang Asuransi (insurance brokers) and Perusahaan Pialang Reasuransi (reinsurance brokers).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"deadline":{"text":"30 April of the following year.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"legal_basis":[{"title":"POJK No. 22 Tahun 2024 tentang Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},{"title":"SEOJK No. 23/SEOJK.05/2024 tentang Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"}],"templates":{"count":0,"items":[],"note":"Form and composition not itemised.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"documents":["pojk-22-2024-asuransi","seojk-23-2024-asuransi"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"]},{"id":"asr-publikasi","code":"Laporan Publikasi","name":"Published summary report","group":"Insurers: financial information","status":"in force","purpose":{"text":"A summary the insurer or reinsurer submits to OJK: a monthly-report summary, and a summary of the audited annual financial statement.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"who_files":{"text":"Perusahaan Asuransi, Perusahaan Asuransi Syariah, Perusahaan Reasuransi, Perusahaan Reasuransi Syariah, and a conventional insurer's Unit Syariah (sharia business unit): life, general, reinsurance and sharia insurers and reinsurers.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"frequency":{"value":"varies","text":"Two parts: a monthly summary, and an annual audited-statement summary; the regulation itself states it this way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"deadline":{"text":"10 working days after the relevant month ends (monthly summary); 1 month after the Annual Report deadline (audited annual financial statement summary).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"legal_basis":[{"title":"POJK No. 22 Tahun 2024 tentang Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},{"title":"SEOJK No. 23/SEOJK.05/2024 tentang Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi.aspx"}],"templates":{"count":0,"items":[],"note":"Form not itemised; the regulation does not say on this page whether firms must also announce this report publicly, only that it is submitted to OJK.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"documents":["pojk-22-2024-asuransi"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian.aspx"]},{"id":"dapen-bulanan","code":"Laporan Bulanan","name":"Monthly report","group":"Pension funds: financial information","status":"in force","purpose":{"text":"The pension fund's core monthly financial report to OJK.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"who_files":{"text":"Dana Pensiun: Dana Pensiun Pemberi Kerja (DPPK, employer pension funds, running a defined-benefit and/or defined-contribution programme) and Dana Pensiun Lembaga Keuangan (DPLK, financial-institution pension funds).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"deadline":{"text":"10th of the following month.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"legal_basis":[{"title":"POJK No. 21 Tahun 2024 tentang Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},{"title":"SEOJK No. 11/SEOJK.05/2025 tentang Bentuk dan Susunan Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"}],"templates":{"count":0,"items":[],"note":"Form and composition set out in SEOJK 11/SEOJK.05/2025, not itemised.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"documents":["pojk-21-2024-dapen"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"public_data":{"level":"aggregate","text":"OJK publishes aggregate pension-fund industry statistics; by subject only.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/dana-pensiun/Default.aspx","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"]},{"id":"dapen-tahunan","code":"Laporan Tahunan","name":"Annual report","group":"Pension funds: financial information","status":"in force","purpose":{"text":"The pension fund's annual report to OJK.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"who_files":{"text":"Dana Pensiun: Dana Pensiun Pemberi Kerja (DPPK, employer pension funds, running a defined-benefit and/or defined-contribution programme) and Dana Pensiun Lembaga Keuangan (DPLK, financial-institution pension funds).","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"frequency":{"value":"annual","text":"Annual.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"deadline":{"text":"30 April of the following year.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"legal_basis":[{"title":"POJK No. 21 Tahun 2024 tentang Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},{"title":"SEOJK No. 11/SEOJK.05/2025 tentang Bentuk dan Susunan Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"}],"templates":{"count":0,"items":[],"note":"Form and composition not itemised.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"documents":["pojk-21-2024-dapen"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun.aspx"]},{"id":"pp-bulanan","code":"Laporan Bulanan Perusahaan Pembiayaan","name":"Monthly report of finance companies","group":"Finance companies: financial information","status":"upcoming","status_note":{"text":"PADK 45/PADK.06/2025 takes effect 1 July 2027; it replaces the older SEOJK 3/SEOJK.05/2016 (conventional) and SEOJK 4/SEOJK.05/2016 (sharia) monthly reports, which remain in force until then.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"purpose":{"text":"The finance company's (multifinance company's) core monthly report: a statement of financial position, a statement of profit or loss and other comprehensive income, a cash flow statement, an asset-liability maturity matching analysis report, and other reports.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"who_files":{"text":"Perusahaan Pembiayaan (finance/multifinance companies) and Perusahaan Pembiayaan Syariah and their sharia business units (UUS); a UUS reports separately from its parent's own report.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"frequency":{"value":"monthly","text":"Monthly.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"deadline":{"text":"Not stated on the regulation's own abstract page checked; the exact filing date is set in the regulation's own lampiran, not reproduced there.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"formats":{"values":["Other"],"text":"Filed online through APOLO as a structured table/form; the circular's own format is a spreadsheet-style table, not a separate file format firms exchange.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"legal_basis":[{"title":"PADK No. 45/PADK.06/2025 tentang Laporan Bulanan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah","url":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"}],"templates":{"count":5,"items":[{"code":"1","name":"Statement of financial position"},{"code":"2","name":"Statement of profit or loss and other comprehensive income"},{"code":"3","name":"Cash flow statement"},{"code":"4","name":"Asset-liability maturity matching analysis report"},{"code":"5","name":"Other reports"}],"note":"Format 1 applies to conventional finance companies; Format 2 to sharia finance companies and sharia business units.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"documents":["padk-45-2025-pembiayaan"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"public_data":{"level":"aggregate","text":"OJK publishes aggregate finance-company industry statistics; by subject only.","url":"https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/lembaga-pembiayaan/Default.aspx","source":"https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"},"sources":["https://www.ojk.go.id/id/regulasi/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah.aspx"]},{"id":"pe-mkbd","code":"Laporan Modal Kerja Bersih Disesuaikan (MKBD)","name":"Net adjusted working capital (MKBD) report","group":"Securities companies: risk and capital","status":"in force","purpose":{"text":"A securities company's net adjusted working capital (MKBD): current assets minus liabilities and ranking liabilities, plus subordinated debt, with further risk adjustments; OJK sets a minimum MKBD value by business licence (underwriter, broker-dealer, investment manager) and requires it to be maintained and reported using the form in the regulation's own annex.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"},"who_files":{"text":"Perusahaan Efek (securities companies): underwriters (Penjamin Emisi Efek), broker-dealers (Perantara Pedagang Efek) and investment managers (Manajer Investasi), and any combination of these licences.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"},"frequency":{"value":"daily","text":"Maintained every working day; reported using the MKBD calculation form.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"},"deadline":{"text":"Not stated on the summary page checked; the exact daily filing time is set in the regulation's own text, not reproduced on the summary page.","source":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"},"formats":{"values":["Other"],"text":"Filed using the regulation's own MKBD calculation form through OJK's reporting system; the Exchange's own examiners also check compliance on-site.","source":"https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx"},"legal_basis":[{"title":"POJK No. 52/POJK.04/2020 tentang Pemeliharaan dan Pelaporan Modal Kerja Bersih Disesuaikan","url":"https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx"}],"templates":{"count":1,"items":[{"code":"Formulir Laporan Perhitungan MKBD","name":"MKBD calculation report form"}],"source":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"},"documents":["pojk-52-2020-mkbd","pojk-52-2020-mkbd-summary"],"validation_rules":{"published":false,"count":null,"count_basis":"Not stated on the page checked.","where":null,"machine_readable":false,"rule_format":"Not stated on the page checked.","note":"The regulation's own abstract page does not mention published validation rules; the regulation's implementing circular (named in legal basis/documents) was not opened in enough detail to confirm either way.","source":"https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx"},"public_data":{"level":"none found","text":"No publication of data from this specific return was found on OJK's own statistics pages.","source":"https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx"},"sources":["https://ojk.go.id/id/regulasi/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan.aspx","https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf"]}],"documents":[{"id":"pojk-22-2025","title":"Peraturan Otoritas Jasa Keuangan Nomor 22 Tahun 2025 tentang Pelaporan Bank Umum Melalui Sistem Pelaporan Otoritas Jasa Keuangan","url":"https://www.ojk.go.id/id/regulasi/Documents/Pages/POJK-22-Tahun-2025-Pelaporan-Bank-Umum-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/POJK%2022%20Tahun%202025%20Pelaporan%20Bank%20Umum%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":316057,"sha256":"5f73aff2fee2fee62b9d9a12108a83afb28afde44353e00beeb4446a91fb2c5d","date":"2025-10-02","note":"Sets the duty for BUK, BUS, UUS and KPBLN to report online through APOLO; revokes POJK 63/POJK.03/2020."},{"id":"seojk-31-2025","title":"Surat Edaran Otoritas Jasa Keuangan Nomor 31/SEOJK.03/2025 tentang Pelaporan Bank Umum Konvensional Melalui Sistem Pelaporan Otoritas Jasa Keuangan","url":"https://ojk.go.id/id/regulasi/Documents/Pages/31-SEOJK03-2025-Pelaporan-Bank-Umum-Konvensional-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan/SEOJK%2031-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Konvensional%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":2448265,"sha256":"113ee8fe3d7d3acf8a472dc8abe43551f6c6761ff5f508d46fba403ce0fd13d2","date":"2025-11-28","note":"The main source for this file's BUK and KPBLN returns: Lampiran I lists every periodic and incidental report (with legal basis, frequency and deadline); Lampiran II and III give the report formats and completion instructions. Replaces SEOJK 26/SEOJK.03/2020."},{"id":"pojk-18-2025","title":"Peraturan Otoritas Jasa Keuangan Nomor 18 Tahun 2025 tentang Transparansi dan Publikasi Laporan Bank","url":"https://www.ojk.go.id/id/regulasi/Documents/Pages/POJK-18-Tahun-2025-Transparansi-dan-Publikasi-Laporan-Bank/POJK%2018%20Tahun%202025%20Transparansi%20dan%20Publikasi%20Laporan%20Bank.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":536889,"sha256":"e0e0cb3531b4d0f36ebbee03ff04ce906e5cc159ce3166c4f3a13a70cf64948f","date":"2025-09-03","note":"Requires banks to announce (publish) their financial-performance and risk/capital-exposure reports to the public, not only file them with OJK; replaces POJK 37/POJK.03/2019."},{"id":"seojk-33-2025","title":"Surat Edaran Otoritas Jasa Keuangan Nomor 33/SEOJK.03/2025 tentang Pelaporan Bank Umum Syariah dan Unit Usaha Syariah melalui Sistem Pelaporan Otoritas Jasa Keuangan","url":"https://ojk.go.id/id/regulasi/Documents/Pages/33-SEOJK03-2025-Pelaporan-BUS-dan-UUS-melalui-Sistem-Pelaporan-OJK/SEOJK%2033-SEOJK03-2025%20Pelaporan%20Bank%20Umum%20Syariah%20dan%20Unit%20Usaha%20Syariah%20melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":2874128,"sha256":"c5154c249904f749acabbdc94a9235a1bb352a63290e9c598d3a732f05f63ed6","date":"2025-11-28","note":"The BUS/UUS counterpart of SEOJK 31/SEOJK.03/2025, read for this file only for its sharia-specific additions (displaced commercial risk/profit-equalisation, BMPD); it otherwise mirrors the BUK structure, which was not re-itemised. Replaces SEOJK 27/SEOJK.03/2020."},{"id":"seojk-16-2024","title":"Surat Edaran Otoritas Jasa Keuangan Nomor 16/SEOJK.03/2024 tentang Pelaporan Melalui Sistem Pelaporan Otoritas Jasa Keuangan dan Transparansi Kondisi Keuangan bagi Bank Perekonomian Rakyat","url":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-16-SEOJK.03-2024-Pelaporan-Melalui-Sistem-Pelaporan-Otoritas-Jasa-Keuangan-dan-Transparansi-Kondisi-Keuangan-bagi/SEOJK%2016-SEOJK.03-2024%20Pelaporan%20Melalui%20Sistem%20Pelaporan%20Otoritas%20Jasa%20Keuangan%20dan%20Transparansi%20Kondisi%20Keuangan%20bagi%20Bank%20Perekonomian%20Rakyat.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":3777537,"sha256":"b3dc507d160b09329e90e80a875fe18db4c0629fc56e453541126e361fb03965","date":"2024-12-01","note":"This file's source for BPR returns. Its Lampiran I lists periodic and incidental reports; Lampiran II-V give monthly/annual/incidental report formats and the reporting-officer appointment form. Implements POJK 23 Tahun 2024, which also covers Bank Perekonomian Rakyat Syariah (BPRS); a BPRS-specific circular was not located."},{"id":"pojk-22-2024-asuransi","title":"Peraturan Otoritas Jasa Keuangan Nomor 22 Tahun 2024 tentang Laporan Berkala Perusahaan Perasuransian","url":"https://ojk.go.id/id/regulasi/Documents/Pages/POJK-22-Tahun-2024-Laporan-Berkala-Perusahaan-Perasuransian/POJK%2022%20Tahun%202024%20Laporan%20Berkala%20Perusahaan%20Perasuransian.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":201933,"sha256":"4540df37237081997b4977606320d193c535bdf5f36f7a0dd3f5998638472081","date":"2024-12-03","note":"Sets the duty for insurers, reinsurers and their sharia and broker counterparts to file periodic reports; replaces POJK 55/POJK.05/2017."},{"id":"seojk-23-2024-asuransi","title":"Surat Edaran Otoritas Jasa Keuangan Nomor 23/SEOJK.05/2024 tentang Bentuk dan Susunan Laporan Berkala Perusahaan Asuransi dan Perusahaan Reasuransi","url":"https://ojk.go.id/id/regulasi/Documents/Pages/SEOJK-23-2024-Bentuk-dan-Susunan-Laporan-Berkala-Perusahaan-Asuransi-dan-Perusahaan-Reasuransi/SEOJK%2023-SEOJK05-2024%20Bentuk%20dan%20Susunan%20Laporan%20Berkala%20Perusahaan%20Asuransi%20dan%20Perusahaan%20Reasuransi.pdf","role":"template","file_type":"pdf","downloadable":true,"size_bytes":11537674,"sha256":"bbb07dfa137ced2f1144121b4e17fe91364e82941a228e4d861b2acf4fd58ef9","date":"2025-01-22","note":"Sets the form and structure of insurers' and reinsurers' periodic reports; not itemised sheet by sheet. Over 5 MB."},{"id":"pojk-21-2024-dapen","title":"Peraturan Otoritas Jasa Keuangan Nomor 21 Tahun 2024 tentang Laporan Berkala Dana Pensiun","url":"https://ojk.go.id/id/regulasi/Documents/Pages/POJK-21-Tahun-2024-Laporan-Berkala-Dana-Pensiun/POJK%2021%20Tahun%202024%20Laporan%20Berkala%20Dana%20Pensiun.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":286787,"sha256":"71f8aaa0b78ed6564ad5902cd851cc12de809dcf850b309b4b48fee7a658a683","date":"2024-12-03","note":"Sets the duty for pension funds (DPPK and DPLK) to file periodic reports; replaces POJK 5/POJK.05/2018."},{"id":"padk-45-2025-pembiayaan","title":"Peraturan Anggota Dewan Komisioner Otoritas Jasa Keuangan Nomor 45/PADK.06/2025 tentang Laporan Bulanan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah","url":"https://www.ojk.go.id/id/regulasi/Documents/Pages/PADK-45-PADK06-2025-Laporan-Bulanan-Perusahaan-Pembiayaan-dan-Perusahaan-Pembiayaan-Syariah/PADK%2045-PADK06-2025%20Laporan%20Bulanan%20Perusahaan%20Pembiayaan%20dan%20Perusahaan%20Pembiayaan%20Syariah.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":1803725,"sha256":"01cd6f4792eb3e0c1575a46f3564da9f1f6bf990e255f3b83c640bca1b2365a1","date":"2025-12-23","note":"Not yet in force (effective 1 July 2027); replaces SEOJK 3/SEOJK.05/2016 (conventional) and SEOJK 4/SEOJK.05/2016 (sharia) monthly finance-company reports once it takes effect."},{"id":"pojk-52-2020-mkbd","title":"Peraturan Otoritas Jasa Keuangan Nomor 52/POJK.04/2020 tentang Pemeliharaan dan Pelaporan Modal Kerja Bersih Disesuaikan","url":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/POJK%2052%20-%2004%20-%202020.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":388930,"sha256":"5a41a78e75b9b967120667eb6a9071bfc4e4cf7db923202ec3b14a4025e21c67","date":"2020-12-18","note":"Sets the minimum net adjusted working capital (MKBD) securities companies must maintain and report, and its calculation form."},{"id":"pojk-52-2020-mkbd-summary","title":"Ringkasan Peraturan Otoritas Jasa Keuangan Nomor 52/POJK.04/2020 tentang Pemeliharaan dan Pelaporan Modal Kerja Bersih Disesuaikan","url":"https://ojk.go.id/id/regulasi/Documents/Pages/Pemeliharaan-dan-Pelaporan-Modal-Kerja-Bersih-Disesuaikan/summary%20pojk%2052%20-%2004%20-%202020.pdf","role":"guidance","file_type":"pdf","downloadable":true,"size_bytes":85527,"sha256":"e3d5d784f79ebd06e76386e3bb30a746e7b8579b772615402f1e66011c305cb2","date":"2020-12-18","note":"OJK's own plain-language summary of the MKBD regulation; used here because the regulation's own page carries no abstract text."}]}]}