What this page covers

Mortgage loan and application data financial institutions file under the Home Mortgage Disclosure Act (Regulation C); small business lending data covered financial institutions will file under section 1071 of the Dodd-Frank Act (Regulation B), once the Bureau's extended compliance date arrives; credit card agreement, college credit card marketing agreement and Terms of Credit Card Plans Survey submissions under Regulation Z; prepaid account agreement submissions under Regulation E and Regulation Z; the registry of nonbank covered persons subject to agency and court orders, kept here as a discontinued return because the Bureau rescinded it in 2025; and the Interstate Land Sales Full Disclosure Act's developer registration and annual report of activity. Left out: the Bureau's consumer complaint portal, where firms respond to individual complaints rather than file a periodic return, its supervisory examination and enforcement work, and licensing systems such as the Nationwide Multistate Licensing System that other regulators, not the Bureau itself, run. Source

How firms file

HMDA Platform
Where financial institutions upload their loan/application register, review the Bureau's automated edits, and certify and submit their HMDA data for the filing year. Source
Collect
The Bureau's online system for card issuers and prepaid account issuers to submit, amend or withdraw credit card agreements, college credit card marketing agreement annual reports, the Terms of Credit Card Plans Survey, and prepaid account agreements. Source
Small Business Lending Data Filing Platform (beta)
The planned filing system for small business lending data under section 1071. Its beta version is currently offline while the Bureau updates it to match the data points changed by the May 2026 final rule. Source

The returns (8)

Plain name first, the CFPB's code in brackets. Each return has its own page: what it is for, who files it, the deadline, the templates, the validation rules, the documents and the sources.

Return	Group	How often	Format	Status
Mortgage loan/application register (HMDA LAR)	Group: Mortgage lending data	How often: Yearly	Format: Flat file	In force
Small business lending data collection (Small Business Lending Data, section 1071)	Group: Small business lending data	How often: Yearly	Format: Web form	Upcoming
Credit card agreement submissions	Group: Credit card data	How often: Quarterly	Format: Web form	In force
College credit card marketing agreement annual report (College Credit Card Agreement Annual Report)	Group: Credit card data	How often: Yearly	Format: Web form	In force
Terms of credit card plans survey (TCCP Survey)	Group: Credit card data	How often: Every six months	Format: Web form	In force
Prepaid account agreement submissions	Group: Prepaid accounts	How often: When an event happens	Format: Web form	In force
Registry of nonbank covered persons subject to agency and court orders (Nonbank Registry, 12 CFR Part 1092)	Group: Registration programs	How often: When an event happens	Format: Other	Discontinued
Interstate land sales registration and annual report (ILSA Registration and Annual Report of Activity)	Group: Registration programs	How often: Varies	Format: Web form, PDF	In force

Download this list: CFPB returns (CSV) or everything on this page (JSON), free to reuse under CC BY 4.0 with the credit line on the library page.

Data the CFPB publishes from the returns

HMDA data
Firm by firm · Flat file
Modified loan-level mortgage data for every covered institution, published each year, plus historical data back to 2007. Source
From: HMDA LAR
Reuse: No reuse terms specific to this dataset were found; see the licence section for the Bureau's general public-domain notice.
Terms of Credit Card Plans Survey data
Firm by firm · CSV
Credit card terms for each surveyed issuer, published twice a year with a data dictionary. Source
From: TCCP Survey
Reuse: No reuse terms specific to this dataset were found; see the licence section for the Bureau's general public-domain notice.
Credit card and prepaid account agreement databases
Firm by firm · Web search
Searchable databases of the agreements submitted by card issuers and prepaid account issuers. Source
From: Credit Card Agreement Submission, Prepaid Account Agreement Submission
Reuse: No reuse terms specific to this dataset were found; see the licence section for the Bureau's general public-domain notice.

Reuse terms for the CFPB's documents

Website Privacy Policy and Legal Notices, checked 13 November 2026. In the CFPB's words:

Information created by the CFPB is in the public domain and you may reproduce, publish, or otherwise use it without the Bureau's permission. Please consider appropriate citation to the Bureau as the source.

Can others share copies?: Allowed.
Conditions: Citation to the CFPB as the source is requested, not required. The Bureau's logo and the names "Consumer Financial Protection Bureau" and "CFPB" are registered trademarks and are not used here as a trade name, trademark or domain name. Third-party copyrighted material that may appear on the site is not relied on.
What the library does: Links each document on the regulator's own site, with its size and SHA-256 fingerprint so a change can be spotted. Documents are never hosted on line4.ai.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

ffiec.cfpb.gov, which hosts the HMDA Platform, is a JavaScript single-page application: a plain request returns an empty shell, so its documentation, resources and FAQ pages could not be read directly, and the exact file layout and published edit-check catalogue for HMDA submissions could not be confirmed from that site this round.
www.federalregister.gov served a CAPTCHA page for the 1 May 2026 small business lending final rule's Federal Register notice; it was not retried. The Bureau's own consumerfinance.gov pages for that rule were relied on instead, which do not give every data point and compliance-date detail a full Federal Register reading would.
The small business lending data points and validation specification CSV files are the 2025 collection-year versions linked from the Bureau's page; the Bureau has not yet published updated versions reflecting the 1 May 2026 final rule's changes to coverage, the small business definition and the data points collected.
The original rulemaking history of the now-rescinded nonbank registry (12 CFR Part 1092), including when it was first finalised and whether any nonbank covered person had already registered before the rescission, was not researched this round; only the rescission final rule, which is what currently governs, was read.
Whether the CFPB collects any other periodic return beyond the eight built here (for example under the Military Lending Act or the SAFE Act, whose mortgage loan originator registration is filed through the Nationwide Multistate Licensing System rather than directly with the Bureau) was not separately confirmed within this round's request budget.

Sources

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see CFPB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Last checked 13 November 2026.

Consumer Financial Protection Bureau (CFPB): regulatory returns