The facts
- Who files
- Any card issuer that was a party to one or more college credit card agreements in effect at any time during the calendar year. Source
- How often
- Annually, for each calendar year in which the issuer was party to a college credit card agreement. Source
- Deadline
- The first business day on or after 31 March following the calendar year covered (12 CFR 1026.57(d)(3)). Source
- Format
- Web form. Submitted through Collect. Source
- How it is filed
- Filing routes recorded for the CFPB: HMDA Platform; Collect; Small Business Lending Data Filing Platform (beta). See how firms file with the CFPB.
- Status
- In force
- Legal basis
- Group
- Credit card data
Templates (0)
The library lists no templates for this return.
A single annual report naming the agreements and the accounts opened under them; not divided into separate schedules. Source
Validation rules
No published validation rules were found for this return. No standalone, published catalogue of edit checks was found on the pages read. Source
Public data
Published firm by firm. The Bureau keeps the agreements and the reports to Congress publicly accessible. Source
Official documents (2)
The CFPB's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- College credit card agreements submission
Guidance · HTML · 140.6 KB
Describes the annual report card issuers file on college credit card marketing agreements, also submitted through Collect.
- 12 CFR Part 1026, Truth in Lending (Regulation Z) (2025 annual edition)
Legal text · PDF · 90.4 MB · 1 January 2025
Section 1026.58 (quarterly credit card agreement submission) and § 1026.57(d) (annual college credit card agreement report) are the provisions relied on here.
SHA-256
4e583ccebe0fshow in full4e583ccebe0f81a5603040083c4f70f6004c81717d17af3e257a2e3f0e5c131f
Sources
Every page and document this return's facts were read from.
- consumerfinance.gov/data-research/credit-card-data/college-credit-card-agreement-submission/
- govinfo.gov/content/pkg/CFR-2025-title12-vol9/pdf/CFR-2025-title12-vol9-part1026.pdf
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
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Last checked 13 November 2026.
