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In forceCredit card dataLast checked 13 November 2026

Terms of credit card plans survey (TCCP Survey)

A regulatory return listed by the Consumer Financial Protection Bureau (CFPB), United States.

A survey of credit card terms from over 150 issuers, run twice a year and published to promote competition and transparency in the credit card market; data has been collected since 1990. Source

Official title: Terms of Credit Card Plans (TCCP) Survey

The facts

Who files
Card issuers the Bureau selects for the survey panel. The Bureau no longer invites voluntary submissions. Source
How often
Twice a year: the January to June reporting period is due the following September, and the July to December period is due the following March. Source
Deadline
The January-June submission is due in September of the same year; the July-December submission is due in March of the following year. Source
Format
Web form. Selected issuers submit through Collect. Source
How it is filed
Filing routes recorded for the CFPB: HMDA Platform; Collect; Small Business Lending Data Filing Platform (beta). See how firms file with the CFPB.
Status
In force
Legal basis
Group
Credit card data

Templates (0)

The library lists no templates for this return.

A structured data return of card terms across many issuers; not divided into separate schedules. Source

Validation rules

No published validation rules were found for this return. No standalone, published catalogue of edit checks was found on the page read. Source

Public data

Published firm by firm. Data for all surveyed issuers, and a data dictionary, is published twice a year and free for anyone to use. Source

Where it is published (CSV)

Official documents (1)

The CFPB's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Terms of Credit Card Plans (TCCP) survey

    Guidance · HTML · 143.4 KB

    States the survey has run since 1990 under the Fair Credit and Charge Card Disclosure Act of 1988, now covers over 150 issuers, and that each reporting period is due the following September or March.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see CFPB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Last checked 13 November 2026.