The rules, by template
Each rule in plain words, its code in brackets. Open one for what to do if your filing fails it. A rule that reads more than one template is listed under the first. Rules are warnings unless marked blocking.
Banking book- Indicators of potential climate Change transition risk: Credit quality of exposures by sector, emissions and residual maturity (D 01.00)49 rules
- Total must equal the sum of its two parts (v12722_m)
- Gross carrying amount (Mln EUR) must equal the sum of its four parts (v12725_m)
- None of the 560 values it checks in banking book- Indicators of potential climate change transition risk can be negative (v12826_s)
- None of the 159 values it checks in banking book- Indicators of potential climate change transition risk can be negative (v12827_s)
- Each of the 168 values it checks in banking book- Indicators of potential climate change transition risk cannot be more than zero (v12828_s)
- Exposures towards sectors that highly contribute to climate change cannot be more than total (v89229_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0010, v89230_m)
- Agriculture, forestry and fishing cannot be more than total (v89231_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0020, v89232_m)
- Mining and quarrying cannot be more than total (v89233_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0030, v89234_m)
- Manufacturing cannot be more than total (v89235_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0090, v89236_m)
- Electricity, gas, steam and air conditioning supply cannot be more than total (v89237_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0340, v89238_m)
- Water supply; sewerage, waste management and remediation activities cannot be more than total (v89239_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0390, v89240_m)
- Construction cannot be more than total (v89241_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0400, v89242_m)
- Wholesale and retail trade; repair of motor vehicles and motorcycles cannot be more than total (v89243_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0440, v89244_m)
- Transportation and storage cannot be more than total (v89245_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0450, v89246_m)
- Accommodation and food service activities cannot be more than total (v89247_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0510, v89248_m)
- Real estate activities, gross carrying amount (Mln EUR) cannot be more than the sum of two cells (v89249_m)
- Gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (row 0520, v89250_m)
- An upper-limit check on banking book- Indicators of potential climate change transition risk (v89251_m)
- A lower-limit check on banking book- Indicators of potential climate change transition risk (v89252_m)
- Gross carrying amount: exposures towards sectors that highly contribute to climate change cannot be more than total (v89253_m)
- Gross carrying amount (Mln EUR) cannot be less than the sum of two columns (v89255_m)
- An upper-limit check on banking book- Indicators of potential climate change transition risk (v89256_m)
- Gross carrying amount: an upper-limit check on banking book- Indicators of potential climate change transition risk (v89258_m)
- Exposures towards sectors that highly contribute to climate change cannot be less than accommodation and food service activities (v89259_m)
- Counterparty, gross carrying amount (aggregate) cannot be more than the sum of two cells (v89260_m)
- Exposures towards sectors that highly contribute to climate change, average weighted maturity cannot be more than 100 (v89262_m)
- Total, average weighted maturity cannot be more than 100 (v89263_m)
- Non-performing exposures cannot be more than gross carrying amount (Mln EUR) (row 0560, v89270_m)
- Non-performing exposures cannot be more than gross carrying amount (Mln EUR) (row 0530, v89271_m)
- GHG financed emissions (scope 1, scope 2 and scope 3 emissions of the counterparty) (in tons of CO2 equivalent) cannot be less than scope 3 financed emissions (v89318_m)
- Electricity, gas, steam and air conditioning supply cannot be less than the sum of three rows (v89319_m)
- Mining and quarrying must equal the sum of its five parts (row 0030, v89441_m)
- Manufacturing must equal the sum of its 24 parts (v89442_m)
- Construction must equal the sum of its three parts (row 0400, v89443_m)
- Transportation and storage must equal the sum of its five parts (row 0450, v89444_m)
- Gross carrying amount (Mln EUR) cannot be less than exposures towards companies excluded from EU Paris-aligned Benchmarks in accordance with Article 12(1) points (d) to (g) and Artic (v89450_m)
- C - Manufacturing: gross carrying amount (Mln EUR) cannot be less than environmentally sustainable (CCM) (v89451_m)
- Gross carrying amount (Mln EUR) cannot be less than stage 2 exposures (v89452_m)
- Gross carrying amount (Mln EUR) cannot be less than non-performing exposures (v89453_m)
Banking book - Indicators of potential climate change transition risk: Loans collateralised by immovable property - Energy efficiency of the collateral (I) (D 02.00.a)47 rules
- Total gross carrying amount (in M EUR) must equal the sum of its eight parts (v16047_m)
- Total EU area, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16049_m)
- Total EU area cannot be less than the sum of three rows (v16052_m)
- Level of energy efficiency (EPC label of collateral): total non-EU area cannot be less than the sum of three rows (v16053_m)
- None of the 80 values it checks in banking book: Indicators of potential climate change transition risk can be negative (v16056_s)
- None of the 56 values it checks in banking book: Indicators of potential climate change transition risk can be negative (v16057_s)
- Total non-EU area: loans collateralised by residential immovable property, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16078_m)
- Total non-EU area, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16082_m)
- Total EU area: loans collateralised by commercial immovable property, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16084_m)
- Total EU area: loans collateralised by residential immovable property, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16086_m)
- Collateral obtained by taking possession: residential and commercial immovable properties, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16088_m)
- Level of energy efficiency (EP score in kWh/m² of collateral) estimated, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16090_m)
- Total non-EU area: loans collateralised by commercial immovable property, total gross carrying amount (in M EUR) must equal a sum of seven terms (v16092_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0030, v89272_m)
- The sum of six cells cannot be negative (v89273_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89274_m)
- The sum of eight cells cannot be negative (v89275_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89276_m)
- A sum of eight cells cannot be negative (row 0020, v89277_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89278_m)
- A sum of eight cells cannot be negative (row 0020, v89279_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0050, v89280_m)
- A sum of twelve cells cannot be negative (v89281_m)
- The sum of four cells cannot be negative (row 0050, v89282_m)
- The sum of four cells cannot be negative (row 0050, v89283_m)
- The sum of four cells cannot be negative (row 0050, v89284_m)
- The sum of 24 cells cannot be negative (v89285_m)
- The sum of four rows cannot be negative (row 0020, v89286_m)
- The sum of four rows cannot be negative (row 0020, v89287_m)
- The sum of two rows cannot be negative (row 0030, v89288_m)
- The sum of two rows cannot be negative (row 0030, v89289_m)
- The sum of two rows cannot be negative (row 0020, v89290_m)
- The sum of two rows cannot be negative (row 0020, v89291_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0050, v89301_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0050, v89302_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0050, v89303_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89304_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89305_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89306_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0030, v89307_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0030, v89308_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89309_m)
- An upper-limit check on banking book: Indicators of potential climate change transition risk (row 0020, v89310_m)
- Total gross carrying amount (in M EUR) cannot be less than the sum of six columns (v89321_m)
- Total gross carrying amount (in M EUR) cannot be less than the sum of eight columns (v89322_m)
- Total EU area cannot be less than the sum of three rows (v89323_m)
- Level of energy efficiency (EP score in kWh/m² of collateral): total non-EU area cannot be less than the sum of three rows (v89324_m)
Banking book - Indicators of potential climate change transition risk: Loans collateralised by immovable property - Energy efficiency of the collateral (II) (D 02.00.b)1 rule
Banking book - Indicators of potential climate change transition risk: Exposures to top 20 carbon-intensive firms (D 04.00)3 rules
Banking book - Indicators of potential climate change physical risk: Exposures subject to physical risk (I) (D 05.00.a)5 rules
- None of the 132 values it checks in banking book: Indicators of potential climate change physical risk can be negative (v12822_s)
- Each of the 36 values it checks in banking book: Indicators of potential climate change physical risk cannot be more than zero (v12823_s)
- Gross carrying amount (Mln EUR) cannot be less than the sum of four columns (row 0110, v89329_m)
- The sum of 24 cells cannot be negative (row 0010, v89374_m)
- The sum of 24 cells cannot be negative (row 0010, v89375_m)
Banking book - Indicators of potential climate change physical risk: Exposures subject to physical risk (II) (D 05.00.b)2 rules
Summary of GAR KPIs (gar) (I) (D 06.00.a)6 rules
- None of the six values it checks in summary of GAR KPIs (gar) (I) can be negative (v12843_s)
- GAR stock, total (climate change mitigation + climate change adaptation) cannot be more than 1 (v89294_m)
- GAR flow, total (climate change mitigation + climate change adaptation) cannot be more than 1 (v89298_m)
- Total GAR assets, environmentally sustainable (taxonomy-aligned) must equal GAR stock, climate change mitigation times total assets in the denominator (GAR), total gross carrying amount (v89378_m)
- Total GAR assets, environmentally sustainable (taxonomy-aligned) must equal GAR stock, climate change adaptation times total assets in the denominator (GAR), total gross carrying amount (v89379_m)
- A calculation check across mitigating actions and summary of GAR KPIs (gar) (D 07.00.a, v89380_m)
Summary of GAR KPIs (cov) (II) (D 06.00.b)2 rules
- % coverage (over total assets)* cannot be negative (v12824_s)
- GAR stock cannot be more than 1 (v89297_m)
Mitigating actions: Assets for the calculation of GAR (I) (D 07.00.a)52 rules
- Total GAR assets must equal the sum of its two parts (v12727_m)
- Total assets in the denominator (GAR) must equal the sum of its seven parts (v12729_m)
- Total assets excluded from numerator and denominator must equal the sum of its three parts (v12730_m)
- Total assets must equal the sum of its two parts (v12731_m)
- None of the 248 values it checks in mitigating actions can be negative (v12817_s)
- None of the 52 values it checks in mitigating actions can be negative (v12818_s)
- None of the 108 values it checks in mitigating actions can be negative (v12819_s)
- Specialised lending cannot be negative (v12820_s)
- EU non-financial corporations (not subject to NFRD disclosure obligations) must equal the sum of its three parts (v23934_h)
- Non-EU non-financial corporations (not subject to NFRD disclosure obligations) must equal the sum of its three parts (v23935_h)
- Total gross carrying amount cannot be negative (v89219_s)
- Non-financial corporations (subject to NFRD disclosure obligations): total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89264_m)
- Investment firms: total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89267_m)
- Towards taxonomy relevant sectors (taxonomy-eligible) cannot be less than environmentally sustainable (taxonomy-aligned) (v89312_m)
- Total GAR assets cannot be more than total assets (v89315_m)
- Environmentally sustainable (taxonomy-aligned): loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation must equal the sum of its four parts (v89334_m)
- GAR - covered assets in both numerator and denominator: total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (row 0320, v89335_m)
- GAR - covered assets in both numerator and denominator: total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (row 0310, v89336_m)
- Management companies: total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89337_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than specialised lending (v89338_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than transitional (v89339_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than enabling environmentally sustainable (taxonomy-aligned) (v89340_m)
- Towards taxonomy relevant sectors (taxonomy-eligible), total (CCM + CCA) must equal the sum of its two parts (v89341_m)
- Environmentally sustainable (taxonomy-aligned) (column 0130) must equal the sum of its two parts (v89342_m)
- Specialised lending (column 0140) must equal the sum of its two parts (v89343_m)
- Transitional or adaptation must equal adaptation plus transitional (v89344_m)
- Enabling environmentally sustainable (taxonomy-aligned) (column 0160) must equal the sum of its two parts (v89345_m)
- Loans collateralised by residential immovable property cannot be more than households (v89376_m)
- Building renovation loans cannot be more than households (v89377_m)
- Loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation, total (CCM + CCA): a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, v89382_m)
- Loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation, towards taxonomy relevant sectors (taxonomy-eligible): a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, v89383_m)
- Loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation, environmentally sustainable (taxonomy-aligned): a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, row 0200, v89384_m)
- Loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation, environmentally sustainable (taxonomy-aligned): a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, row 0200, v89385_m)
- Loans and advances, debt securities and equity instruments not HfT eligible for GAR calculation, environmentally sustainable (taxonomy-aligned): a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, row 0200, v89386_m)
- Households: towards taxonomy relevant sectors (taxonomy-eligible) must equal proportion of eligible assets funding taxonomy relevant sectors times total gross carrying amount (v89387_m)
- Households: environmentally sustainable (taxonomy-aligned) must equal environmentally sustainable times total gross carrying amount (v89388_m)
- Households: specialised lending in D 07.00.a must equal specialised lending in D 08.00.a times total gross carrying amount (v89389_m)
- Households: transitional or adaptation in D 07.00.a must equal transitional or adaptation in D 08.00.a times total gross carrying amount (v89390_m)
- Households: enabling environmentally sustainable (taxonomy-aligned) must equal enabling environmentally sustainable times total gross carrying amount (v89391_m)
- GAR - covered assets in both numerator and denominator: a calculation check across mitigating actions and GAR (%) (stock) (D 08.00.a, v89392_m)
- Total GAR assets, environmentally sustainable (taxonomy-aligned) must equal GAR, environmentally sustainable times total assets in the denominator (GAR), total gross carrying amount (v89393_m)
- Total GAR assets, specialised lending must equal GAR, specialised lending times total assets in the denominator (GAR), total gross carrying amount (v89394_m)
- Total GAR assets, transitional or adaptation must equal GAR, transitional or adaptation times total assets in the denominator (GAR), total gross carrying amount (v89395_m)
- Total GAR assets, enabling environmentally sustainable (taxonomy-aligned) must equal GAR, enabling environmentally sustainable times total assets in the denominator (GAR), total gross carrying amount (v89396_m)
- A calculation check across mitigating actions and GAR (%) (coverage) (D 08.00.e, v89398_m)
- Households, total gross carrying amount must equal households, proportion of total assets covered times total assets, total gross carrying amount (v89399_m)
- Other financial corporations: total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89422_m)
- Investment firms must equal the sum of its three parts (v89810_h)
- Credit institutions must equal the sum of its three parts (v89811_h)
- Management companies must equal the sum of its three parts (v89812_h)
- Insurance undertakings must equal the sum of its three parts (v89813_h)
- Non-financial corporations (subject to NFRD disclosure obligations) must equal the sum of its three parts (v89814_h)
Mitigating actions: Assets for the calculation of GAR (II) (D 07.00.b)14 rules
- Total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89265_m)
- Total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89268_m)
- Total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89346_m)
- Total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89347_m)
- Total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89348_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than specialised lending (v89349_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than transitional (v89350_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than enabling environmentally sustainable (taxonomy-aligned) (v89351_m)
- Towards taxonomy relevant sectors (taxonomy-eligible), total (CCM + CCA) must equal the sum of its two parts (v89352_m)
- Environmentally sustainable (taxonomy-aligned) (column 0130) must equal the sum of its two parts (v89353_m)
- Specialised lending (column 0140) must equal the sum of its two parts (v89354_m)
- Transitional or adaptation must equal adaptation plus transitional (v89355_m)
- Enabling environmentally sustainable (taxonomy-aligned) (column 0160) must equal the sum of its two parts (v89356_m)
- Total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89421_m)
GAR (%) (stock) (I) (D 08.00.a)4 rules
- None of the 160 values it checks in GAR (%) (stock) (I) can be negative (v12830_s)
- None of the 45 values it checks in GAR (%) (stock) (I) can be negative (v12831_s)
- Non-financial corporations subject to NFRD disclosure obligations, environmentally sustainable cannot be more than 1 (v89295_m)
- Households, environmentally sustainable cannot be more than 1 (v89296_m)
GAR (%) (stock) (II) (D 08.00.b)1 rule
GAR (%) (flow) (III) (D 08.00.c)4 rules
- None of the 150 values it checks in GAR (%) (flow) (III) can be negative (v89223_s)
- None of the 40 values it checks in GAR (%) (flow) (III) can be negative (v89224_s)
- Non-financial corporations subject to NFRD disclosure obligations, environmentally sustainable cannot be more than 1 (v89299_m)
- Households, environmentally sustainable cannot be more than 1 (v89300_m)
GAR (%) (flow) (IV) (D 08.00.d)1 rule
GAR (%) (coverage) (V) (D 08.00.e)1 rule
Mitigating actions: Assets for the calculation of BTAR (D 09.01)26 rules
- Total BTAR assets must equal the sum of its three parts (v12732_m)
- Total assets in the denominator must equal the sum of its five parts (v12733_m)
- Total assets must equal the sum of its two parts (v12734_m)
- Total gross carrying amount cannot be negative (v12833_s)
- None of the 120 values it checks in mitigating actions can be negative (v12834_s)
- None of the 50 values it checks in mitigating actions can be negative (v12835_s)
- EU non-financial corporations (not subject to NFRD disclosure obligations) must equal the sum of its three parts (v89357_m)
- Environmentally sustainable (taxonomy-aligned): non-EU non-financial corporations (not subject to NFRD disclosure obligations) must equal the sum of its three parts (v89358_m)
- Total BTAR assets must equal the sum of its three parts (v89359_m)
- Total assets in the denominator must equal the sum of its five parts (v89360_m)
- Total assets must equal the sum of its two parts (v89361_m)
- Assets excluded from the numerator for GAR calculation (covered in the denominator) but included in the numerator and denominator of the BTAR: total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89362_m)
- Non-EU non-financial corporations (not subject to NFRD disclosure obligations): total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89363_m)
- EU non-financial corporations (not subject to NFRD disclosure obligations): total gross carrying amount cannot be less than towards taxonomy relevant sectors (taxonomy-eligible) (v89364_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than specialised lending (v89365_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than transitional (v89366_m)
- Environmentally sustainable (taxonomy-aligned) cannot be less than enabling environmentally sustainable (taxonomy-aligned) (v89367_m)
- Towards taxonomy relevant sectors (taxonomy-eligible), total (CCM + CCA) must equal the sum of its two parts (v89368_m)
- Environmentally sustainable (taxonomy-aligned) (column 0130) must equal the sum of its two parts (v89369_m)
- Specialised lending (column 0140) must equal the sum of its two parts (v89370_m)
- Transitional or adaptation must equal adaptation plus transitional (v89371_m)
- Enabling environmentally sustainable (taxonomy-aligned) (column 0160) must equal the sum of its two parts (v89372_m)
- Non-EU non-financial corporations (not subject to NFRD disclosure obligations): total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (row 0100, v89417_m)
- Non-EU non-financial corporations (not subject to NFRD disclosure obligations): total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (row 0110, v89419_m)
- EU non-financial corporations (not subject to NFRD disclosure obligations): total gross carrying amount cannot be less than environmentally sustainable (taxonomy-aligned) (v89420_m)
- Towards taxonomy relevant sectors (taxonomy-eligible): non-EU non-financial corporations (not subject to NFRD disclosure obligations) must equal the sum of its three parts (v89815_h)
BTAR % (stock) (I) (D 09.02.a)2 rules
BTAR % (flow) (II) (D 09.02.b)2 rules
BTAR % (cov-btar) (III) (D 09.02.c)1 rule
BTAR % (cov-gar) (IV) (D 09.02.d)1 rule
Summary table - BTAR % (btar) (I) (D 09.03.a)2 rules
Summary table - BTAR % (cov) (II) (D 09.03.b)1 rule
Other climate change mitigating actions that are not covered in the EU Taxonomy (D 10.00)1 rule
Templates with no rule of their own
Rules on other templates can still read them.
- Banking book - Indicators of potential climate change transition risk: Alignment metrics (IAE/NACE codes) (D 03.01)
- Banking book - Indicators of potential climate change transition risk: Alignment metrics (D 03.02)
26 rules EBA has switched off
EBA has switched these off, in its 4.2 severity package or since then in its list of validation rules (latest update 12 October 2026): they do not apply to 4.2 filings.
v12723_m, v12724_m, v12726_m, v12728_m, v16080_m, v23942_h, v89254_m, v89257_m, v89269_m, v89292_m, v89293_m, v89311_m, v89313_m, v89314_m, v89320_m, v89325_m, v89326_m, v89327_m, v89328_m, v89332_m, v89381_m, v89397_m, v89785_h, v89786_h, v89787_h, v89788_h
Checks like this one, run at the point of submission, are the first step to real-time supervision. See every return on EBA validation rules in plain words.