The rule in plain words

Total non-EU area cannot be less than these four added up:

Loans collateralised by commercial immovable property
Loans collateralised by residential immovable property
Collateral obtained by taking possession: residential and commercial immovable properties
Level of energy efficiency (EP score in kWh/m² of collateral) estimated

All the values are in the 0; <= 100 column (0020) of D 02.00.a.

EBA writes it out seven times. These words are for the first; the others are the same rule on other cells.

The template it checks

Rows

0060Total non-EU area
0070Of which Loans collateralised by commercial immovable property
0080Of which Loans collateralised by residential immovable property
0090Of which Collateral obtained by taking possession: residential and commercial immovable properties
0100Of which Level of energy efficiency (EP score in kWh/m² of collateral) estimated

Column

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{D_02.00.a,r0060,c0020,} >= {D_02.00.a,r0070,c0020,} + {D_02.00.a,r0080,c0020,} + {D_02.00.a,r0090,c0020,} + {D_02.00.a,r0100,c0020,}

And 6 more, the same formula for the other cells it covers.

Checks like this one, run at the point of submission, are the first step to real-time supervision.