Line4

1 min readSwitched off by EBAEBA reporting framework 4.2Updated 10 November 2026

Gross carrying amount (Mln EUR) cannot be less than the sum of four columns (D 05.00.a, row 0050, EBA rule v12726_m)

A check in the environmental, social and governance risks return (ESG), on template D 05.00.a, banking book - Indicators of potential climate change physical risk: exposures subject to physical risk (I).

EBA switched this rule off in its 4.2 severity package (January 2026), so it does not run on reporting framework 4.2 filings. EBA's list of validation rules of 12 October 2026 still has it switched off. Line4 Check does not run it either.

The rule in plain words

Gross carrying amount (Mln EUR) cannot be less than these four added up:

  • <= 5 years
  • > 5 year <= 10 years
  • > 10 year <= 20 years
  • > 20 years

All the values are in the water supply; sewerage, waste management and remediation activities row (0050) of D 05.00.a.

EBA writes it out twelve times. These words are for the first; the others are the same rule on other cells.

The template it checks

Banking book - Indicators of potential climate change physical risk: exposures subject to physical risk (I) (D 05.00.a)

Row

  • 0050E - Water supply; sewerage, waste management and remediation activities

Columns

  • 0010Gross carrying amount (Mln EUR)
  • 0020<= 5 years
  • 0030> 5 year <= 10 years
  • 0040> 10 year <= 20 years
  • 0050> 20 years
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{D_05.00.a,r0050,c0010,} >= {D_05.00.a,r0050,c0020,} + {D_05.00.a,r0050,c0030,} + {D_05.00.a,r0050,c0040,} + {D_05.00.a,r0050,c0050,}

And 11 more, the same formula for the other cells it covers.

Every ESG rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.