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Jersey · Last checked 13 November 2026

Jersey Financial Services Commission (JFSC): regulatory returns

The JFSC is Jersey's financial services regulator. It supervises banks, funds and fund services businesses, insurers, investment businesses, trust company businesses, money service businesses and other Schedule 2 businesses for conduct, prudential and anti-money laundering purposes, and it operates Jersey's companies registry. It collects periodic returns so it can check firms' financial soundness and their money-laundering and terrorist-financing risk. Source

Website: www.jerseyfsc.org/

12returns
3 of 12returns with published validation rules
0 of 12returns with firm-by-firm public data
50official documents, 35 with a SHA-256 fingerprint

File formats: Excel, PDF, Web form, Other.

What this page covers

12 periodic returns. The file is anchored on the JFSC's own 'Forms' page (which lists each sector's forms page), the sector pages under /industry/sectors/ (banking, funds, insurance, investment business, trust company business, money service business, general insurance mediation business), the Codes of Practice for each sector (which set the reporting and notification duties, with deadlines), the Banking Code's Prudential Reporting, Declaration of Compliance and Financial Statements parts, the 'Risk' pages (risk-based supervision and the supervisory risk data collection exercise), and the JFSC's May 2020 guidance on submitting financial statements online. Banking is covered in most depth: both quarterly prudential returns (Jersey incorporated banks and overseas incorporated banks), each with its own Excel submission template (50 and 28 sheets) and its own set of published validation checks (8,055 and 2,446 checks respectively, counted from the JFSC's named 'Check' tables), plus the annual financial statements and the annual Declaration of Compliance the Banking Code requires with them. A single cross-sector return, the annual AML/CFT/CPF and risk-based supervision data collection, is filed by almost every regulated person and Schedule 2 business (banks, trust company business, fund services business, investment business, money service business, insurers, general insurance mediation business, lawyers, accountants, estate agents, casinos, lenders and virtual asset service providers); it is recorded as one return because the JFSC issues it as one exercise with one deadline, built from a Section I (organisational/footprint, every reporting entity) and sector-specific Section II (and Section III wire transfers) workbooks. A second cross-sector return, the annual financial statements and declarations return (with embedded ANLA and solvency calculations), covers trust company business, investment business, fund services business and general insurance mediation business (not banks or funds, which the JFSC's own guidance excludes from this system). Insurance (Category B permit holders) has its own annual declaration and a six-monthly solvency return. Investment business has the Class B and QSMA quarterly statistical returns and the QSMA annual fee return. Funds has the Jersey Private Fund annual compliance return. Left out: company registry filings (these are not supervisory returns); one-off applications, licence/permit variations and event-driven notifications (ceasing to act, outsourcing notifications, sanctions matches, complaints, subordinated loan consents) because the JFSC does not list them as periodic; the internal ANLA and GIMB/Category A insurance solvency calculations firms must perform and retain but only have to send to the JFSC on renewal or breach, not on a recurring schedule (the Fund Services Business, Investment Business, Trust Company Business and General Insurance Mediation Business Codes); money service business and trust company business beyond the two cross-sector returns, because no sector-specific periodic prudential or financial return for them was found on the pages checked; auditors, non-profit organisations and the financial institutions (e-money/payment) sector, which the sitemap lists but whose own return forms were not examined; the detail of the Collective Investment Funds themselves (as opposed to their fund services business administrator), since no separate public return form for a certified or recognized fund itself was found, only for its FSB administrator; and any form or system behind the myProfile or myJFSC login (JFSC Portals), which this file never requests. Source

How firms file

  • myJFSC

    The JFSC's single online portal for regulated persons. Firms submit quarterly prudential returns, annual financial statements and declarations, the annual risk-based supervision data collection workbooks, Jersey Private Fund returns and other periodic returns through it; it replaced paper submissions in 2019-2020. A nominated submitter uploads documents, the portal runs validation checks on submission, and the submission is then confirmed. This entry links the JFSC's public pages describing the portal, not the login itself. Source

The returns (12)

Plain name first, the JFSC's code in brackets. Each return has its own page: what it is for, who files it, the deadline, the templates, the validation rules, the documents and the sources.

Quarterly prudential return, Jersey incorporated banks (Prudential Return, JIBs)Group: Banking: prudential returnsHow often: QuarterlyFormat: Excel, Web formIn force
Quarterly prudential return, overseas incorporated banks, Jersey branches (Prudential Return, OIBs)Group: Banking: prudential returnsHow often: QuarterlyFormat: Excel, Web formIn force
Annual audited financial statements and directors' report, banks (Financial Statements, Banking Code)Group: Banking: financial statements and complianceHow often: YearlyFormat: PDF, Web formIn force
Annual declaration of compliance, banks (Declaration of Compliance, Banking Code)Group: Banking: financial statements and complianceHow often: YearlyFormat: PDF, Web formIn force
Annual AML/CFT/CPF and supervisory risk data collection (Risk-Based Supervision Data Collection)Group: Cross-sector: financial crime and risk dataHow often: YearlyFormat: Excel, Web formIn force
Annual financial statements and declarations, trust company, investment, fund services and general insurance mediation business (myJFSC Financial Statements)Group: Cross-sector: financial statements and declarationsHow often: YearlyFormat: Web form, PDFIn force
Annual declaration, Category B insurance permit holders (Annual Declaration, Insurance Code 3.2.2.13)Group: Insurance: financial returnsHow often: YearlyFormat: Web form, PDFIn force
Six-monthly solvency margin financial statements, Category B insurance permit holders (Solvency margin financial statements, Insurance Code 5.16)Group: Insurance: financial returnsHow often: Every six monthsFormat: ExcelIn force
Quarterly clients and assets under management return, Class B investment business (Class B quarterly return)Group: Investment business: statistical returnsHow often: QuarterlyFormat: Web formIn force
Quarterly return for qualifying segregated managed accounts (QSMA quarterly return)Group: Investment business: statistical returnsHow often: QuarterlyFormat: Web formIn force
Annual fee return for qualifying segregated managed accounts (QSMA Annual Fee Return)Group: Investment business: feesHow often: YearlyFormat: OtherIn force
Jersey Private Fund annual compliance return (JPF Return)Group: Funds: compliance returnsHow often: YearlyFormat: Web formIn force

Download this list: JFSC returns (CSV) or everything on this page (JSON), free to reuse under CC BY 4.0 with the credit line on the library page.

Data the JFSC publishes from the returns

Reuse terms for the JFSC's documents

Jersey Financial Services Commission: no terms of use for its public website; its 'Terms and conditions' page covers only the JFSC Portals (login systems), checked 13 November 2026. In the JFSC's words:

TERMS AND CONDITIONS OF ACCESS TO AND USE OF THE JFSC PORTALS. The JFSC portals are operated by the Jersey Financial Services Commission. [...] JFSC Portals means together, the myProfile Portal and myRegistry Portal. [...] 2.8. Usage restrictions. Except as set out herein you shall not: [...] (d) use the JFSC Portals by automated means or otherwise for the purposes of scraping, extracting or otherwise obtaining any material from the JFSC Portals for use within a third party website or application; (e) copy, or otherwise reproduce or re-sell any part of the JFSC Portals unless expressly permitted to do so in these Terms and Conditions; [...] [These terms cover only the two login portals and the registry data in them, which this library never requests. The public website's footer links only a privacy policy, and its sitemap (https://www.jerseyfsc.org/sitemapxml) lists no copyright, reuse or terms page for the public website.]
Can others share copies?
Unclear.
Conditions
None stated for the public website. The portal terms forbid automated scraping and copying of the login portals, which this library does not request.
What the library does
Keeps only the link, size and SHA-256 fingerprint of each document. The JFSC publishes no terms for reusing or sharing the documents on its public website, so the library keeps only the link, size and SHA-256.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

  • GIMB solvency calculations: the solvency-calculations guidance page's own PDF link (https://www.jerseyfsc.org/media/3728/gn-solvency-calculations-form.pdf) answered HTTP 404 on 2026-11-13, so the HTML page is recorded as the document instead.
  • OIB liquidity cashflows and local interbank market validation notes: their own PDF links (gn-branches-111-liquidity-cashflows-validation.pdf and gn-branches-98-local-interbank-market-validation.pdf) both answered HTTP 404 on 2026-11-13, so the HTML validation pages (which print the same tables) are recorded instead.
  • GIMB, Trust Company Business, Fund Services Business and Investment Business ANLA/solvency calculations: the Codes require the calculation to be performed monthly or quarterly and kept, but only require it to be sent to the JFSC on renewal of registration, on breach of the threshold, or (per the 2020 FAQ) uploaded with the annual financial statements return; no recurring, separately-scheduled submission of the calculation itself was found, so it is not recorded as its own periodic return.
  • Money service business: beyond the cross-sector supervisory-risk-data-collection return, no sector-specific periodic prudential or financial return was found on the Money Service Business Code of Practice or forms page.
  • Trust company business: beyond the cross-sector supervisory-risk-data-collection and annual-financial-statements-tcb-ib-fsb-gimb returns, no further sector-specific periodic return was found on the TCB Code of Practice or forms page.
  • Insurance annual declaration and six-monthly solvency return: no day-count deadline was found on the Insurance Business Code of Practice pages checked (unlike TCB/IB/FSB/GIMB, which have published Accounts, Audits and Reports Orders stating a 4-month deadline); an equivalent Insurance Order was searched for but not found or not read.
  • Class B and QSMA quarterly returns: the quarterly-returns page states only 'at each quarter end'; no specific number of days to submit after the quarter end is published.
  • Certified and Recognized Funds (CIFs): no separate public return form for the fund itself (as opposed to its fund services business administrator, covered by annual-financial-statements-tcb-ib-fsb-gimb) was found; the Certified Funds Code of Practice schedules describe investor eligibility, not a periodic return.
  • Auditors, non-profit organisations (beyond their coverage in the supervisory risk data collection) and the financial institutions / virtual asset service provider sectors: listed in the sitemap but their own return forms, if any, were not examined in this file.
  • Section II workbooks of the supervisory risk data collection: only the deposit-takers (banking) guide was opened in full; the templates list for that return names the other published sector guides by title only, not by their internal field structure.
  • Public data for the Class B and QSMA quarterly returns: the JFSC's own page says these figures are incorporated into quarterly statistics provided to Jersey Finance Limited for publication, but jerseyfinance.com was not requested (it is not a cleared host for this file), so the published figures were not opened or verified.

Sources

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see JFSC's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 13 November 2026.