{"name":"Line4 regulatory submissions library","licence":"Line4's own text, and the way Line4 has collected and arranged these records, are licensed under CC BY 4.0. The facts themselves (names, codes, dates, frequencies, formats) belong to no one. The regulators' document titles, template names, quoted terms and documents belong to the regulators and are not covered by this licence: see each regulator's reuse terms. Not affiliated with or endorsed by any regulator.","license_url":"https://creativecommons.org/licenses/by/4.0/","credit":"Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai","last_checked":"2026-11-13","url":"https://www.line4.ai/regulatory-returns","regulators":[{"id":"jfsc","last_checked":"2026-11-13","regulator":{"name":"Jersey Financial Services Commission","short_name":"JFSC","country":"Jersey","country_code":"JE","region":"Europe","website":"https://www.jerseyfsc.org/","what_it_does":"The JFSC is Jersey's financial services regulator. It supervises banks, funds and fund services businesses, insurers, investment businesses, trust company businesses, money service businesses and other Schedule 2 businesses for conduct, prudential and anti-money laundering purposes, and it operates Jersey's companies registry. It collects periodic returns so it can check firms' financial soundness and their money-laundering and terrorist-financing risk.","source":"https://www.jerseyfsc.org/about-us/"},"scope":{"text":"12 periodic returns. The file is anchored on the JFSC's own 'Forms' page (which lists each sector's forms page), the sector pages under /industry/sectors/ (banking, funds, insurance, investment business, trust company business, money service business, general insurance mediation business), the Codes of Practice for each sector (which set the reporting and notification duties, with deadlines), the Banking Code's Prudential Reporting, Declaration of Compliance and Financial Statements parts, the 'Risk' pages (risk-based supervision and the supervisory risk data collection exercise), and the JFSC's May 2020 guidance on submitting financial statements online. Banking is covered in most depth: both quarterly prudential returns (Jersey incorporated banks and overseas incorporated banks), each with its own Excel submission template (50 and 28 sheets) and its own set of published validation checks (8,055 and 2,446 checks respectively, counted from the JFSC's named 'Check' tables), plus the annual financial statements and the annual Declaration of Compliance the Banking Code requires with them. A single cross-sector return, the annual AML/CFT/CPF and risk-based supervision data collection, is filed by almost every regulated person and Schedule 2 business (banks, trust company business, fund services business, investment business, money service business, insurers, general insurance mediation business, lawyers, accountants, estate agents, casinos, lenders and virtual asset service providers); it is recorded as one return because the JFSC issues it as one exercise with one deadline, built from a Section I (organisational/footprint, every reporting entity) and sector-specific Section II (and Section III wire transfers) workbooks. A second cross-sector return, the annual financial statements and declarations return (with embedded ANLA and solvency calculations), covers trust company business, investment business, fund services business and general insurance mediation business (not banks or funds, which the JFSC's own guidance excludes from this system). Insurance (Category B permit holders) has its own annual declaration and a six-monthly solvency return. Investment business has the Class B and QSMA quarterly statistical returns and the QSMA annual fee return. Funds has the Jersey Private Fund annual compliance return. Left out: company registry filings (these are not supervisory returns); one-off applications, licence/permit variations and event-driven notifications (ceasing to act, outsourcing notifications, sanctions matches, complaints, subordinated loan consents) because the JFSC does not list them as periodic; the internal ANLA and GIMB/Category A insurance solvency calculations firms must perform and retain but only have to send to the JFSC on renewal or breach, not on a recurring schedule (the Fund Services Business, Investment Business, Trust Company Business and General Insurance Mediation Business Codes); money service business and trust company business beyond the two cross-sector returns, because no sector-specific periodic prudential or financial return for them was found on the pages checked; auditors, non-profit organisations and the financial institutions (e-money/payment) sector, which the sitemap lists but whose own return forms were not examined; the detail of the Collective Investment Funds themselves (as opposed to their fund services business administrator), since no separate public return form for a certified or recognized fund itself was found, only for its FSB administrator; and any form or system behind the myProfile or myJFSC login (JFSC Portals), which this file never requests.","source":"https://www.jerseyfsc.org/industry/forms/"},"submission_systems":[{"name":"myJFSC","what":"The JFSC's single online portal for regulated persons. Firms submit quarterly prudential returns, annual financial statements and declarations, the annual risk-based supervision data collection workbooks, Jersey Private Fund returns and other periodic returns through it; it replaced paper submissions in 2019-2020. A nominated submitter uploads documents, the portal runs validation checks on submission, and the submission is then confirmed. This entry links the JFSC's public pages describing the portal, not the login itself.","url":"https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-incorporated-banks-reporting-guide/"}],"licence":{"name":"Jersey Financial Services Commission: no terms of use for its public website; its 'Terms and conditions' page covers only the JFSC Portals (login systems)","quote":"TERMS AND CONDITIONS OF ACCESS TO AND USE OF THE JFSC PORTALS. The JFSC portals are operated by the Jersey Financial Services Commission. [...] JFSC Portals means together, the myProfile Portal and myRegistry Portal. [...] 2.8. Usage restrictions. Except as set out herein you shall not: [...] (d) use the JFSC Portals by automated means or otherwise for the purposes of scraping, extracting or otherwise obtaining any material from the JFSC Portals for use within a third party website or application; (e) copy, or otherwise reproduce or re-sell any part of the JFSC Portals unless expressly permitted to do so in these Terms and Conditions; [...] [These terms cover only the two login portals and the registry data in them, which this library never requests. The public website's footer links only a privacy policy, and its sitemap (https://www.jerseyfsc.org/sitemapxml) lists no copyright, reuse or terms page for the public website.]","url":"https://www.jerseyfsc.org/terms-and-conditions/","checked":"2026-11-13","redistribution":"unclear","conditions":"None stated for the public website. The portal terms forbid automated scraping and copying of the login portals, which this library does not request.","decision":"link-only","decision_reason":"The JFSC publishes no terms for reusing or sharing the documents on its public website, so the library keeps only the link, size and SHA-256."},"public_filed_data":[{"name":"Banking statistics","level":"aggregate","description":"Quarterly, industry-wide deposit statistics (bank numbers, total deposits by currency since 2018), balance sheet trends for all registered deposit-takers, and (for Jersey incorporated banks) performance and key risk ratios: capital ratios, leverage ratio, LCR/LMR, NSFR, non-performing loans, provisions, interest rate risk and FX risk, back to 2012.","url":"https://www.jerseyfsc.org/industry/sectors/banking/banking-statistics/","format":"PDF, one file per series, updated quarterly","returns":["jib-prudential-return","oib-prudential-return"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/media/fabaiqqy/key-risk-indicators-2026q2.pdf"},{"name":"Supervisory risk data: banking sector report","level":"aggregate","description":"Aggregate key risk indicators for the banking sector (2020-2024): customer numbers, deposits, geographic reach, PEP connections, sanctions exposure and wire transfer flows, built from the risk-based supervision data collection.","url":"https://www.jerseyfsc.org/media/jbamiapf/supervisory-risk-data-banking-sector-report-2024.pdf","format":"PDF","returns":["supervisory-risk-data-collection"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},{"name":"Supervisory risk data: trust company business sector report","level":"aggregate","description":"Aggregate key risk indicators for the trust company business sector (2020-2024): customer jurisdictions, PEP connections, due diligence and activity mix, built from the risk-based supervision data collection.","url":"https://www.jerseyfsc.org/media/xzom1af4/supervisory-risk-data-tcb-sector-report-2024.pdf","format":"PDF","returns":["supervisory-risk-data-collection"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},{"name":"Supervisory risk data: funds sector report","level":"aggregate","description":"Aggregate key risk indicators for collective investment funds and Jersey Private Funds (2020-2024): investor jurisdictions and PEP connections, by fund type, built from the risk-based supervision data collection.","url":"https://www.jerseyfsc.org/media/2dulg0lm/supervisory-risk-data-funds-sector-report-2024.pdf","format":"PDF","returns":["supervisory-risk-data-collection","jpf-annual-return"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},{"name":"Supervisory risk data: investment business sector report","level":"aggregate","description":"Aggregate key risk indicators for the investment business sector (2020-2024), built from the risk-based supervision data collection.","url":"https://www.jerseyfsc.org/media/2lvpwwkl/supervisory-risk-data-ib-sector-report-2024.pdf","format":"PDF","returns":["supervisory-risk-data-collection"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},{"name":"Supervisory risk data: legal sector report","level":"aggregate","description":"Aggregate key risk indicators for lawyers (a Schedule 2 business), built from the risk-based supervision data collection.","url":"https://www.jerseyfsc.org/media/njhgtwmd/supervisory-risk-data-legal-sector-report-2024.pdf","format":"PDF","returns":["supervisory-risk-data-collection"],"reuse":"No reuse terms stated specifically for this dataset; see the file's licence block.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"}],"gaps":["GIMB solvency calculations: the solvency-calculations guidance page's own PDF link (https://www.jerseyfsc.org/media/3728/gn-solvency-calculations-form.pdf) answered HTTP 404 on 2026-11-13, so the HTML page is recorded as the document instead.","OIB liquidity cashflows and local interbank market validation notes: their own PDF links (gn-branches-111-liquidity-cashflows-validation.pdf and gn-branches-98-local-interbank-market-validation.pdf) both answered HTTP 404 on 2026-11-13, so the HTML validation pages (which print the same tables) are recorded instead.","GIMB, Trust Company Business, Fund Services Business and Investment Business ANLA/solvency calculations: the Codes require the calculation to be performed monthly or quarterly and kept, but only require it to be sent to the JFSC on renewal of registration, on breach of the threshold, or (per the 2020 FAQ) uploaded with the annual financial statements return; no recurring, separately-scheduled submission of the calculation itself was found, so it is not recorded as its own periodic return.","Money service business: beyond the cross-sector supervisory-risk-data-collection return, no sector-specific periodic prudential or financial return was found on the Money Service Business Code of Practice or forms page.","Trust company business: beyond the cross-sector supervisory-risk-data-collection and annual-financial-statements-tcb-ib-fsb-gimb returns, no further sector-specific periodic return was found on the TCB Code of Practice or forms page.","Insurance annual declaration and six-monthly solvency return: no day-count deadline was found on the Insurance Business Code of Practice pages checked (unlike TCB/IB/FSB/GIMB, which have published Accounts, Audits and Reports Orders stating a 4-month deadline); an equivalent Insurance Order was searched for but not found or not read.","Class B and QSMA quarterly returns: the quarterly-returns page states only 'at each quarter end'; no specific number of days to submit after the quarter end is published.","Certified and Recognized Funds (CIFs): no separate public return form for the fund itself (as opposed to its fund services business administrator, covered by annual-financial-statements-tcb-ib-fsb-gimb) was found; the Certified Funds Code of Practice schedules describe investor eligibility, not a periodic return.","Auditors, non-profit organisations (beyond their coverage in the supervisory risk data collection) and the financial institutions / virtual asset service provider sectors: listed in the sitemap but their own return forms, if any, were not examined in this file.","Section II workbooks of the supervisory risk data collection: only the deposit-takers (banking) guide was opened in full; the templates list for that return names the other published sector guides by title only, not by their internal field structure.","Public data for the Class B and QSMA quarterly returns: the JFSC's own page says these figures are incorporated into quarterly statistics provided to Jersey Finance Limited for publication, but jerseyfinance.com was not requested (it is not a cleared host for this file), so the published figures were not opened or verified."],"sources":[{"title":"Forms","url":"https://www.jerseyfsc.org/industry/forms/"},{"title":"Banking","url":"https://www.jerseyfsc.org/industry/sectors/banking/"},{"title":"Jersey Incorporated Banks (prudential reporting)","url":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/jersey-incorporated-banks/"},{"title":"Overseas Incorporated Banks (prudential reporting)","url":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/overseas-incorporated-banks/"},{"title":"Deposit-taking Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-2/"},{"title":"Risk","url":"https://www.jerseyfsc.org/industry/risk/"},{"title":"Supervisory risk data collection exercise","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/"},{"title":"2025 AML/CFT/CPF and other Supervisory Risk Data Collection exercise","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/2025-amlcftcpf-and-other-supervisory-risk-data-collection-exercise/"},{"title":"Sector-based aggregated data 2020-2024","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},{"title":"Submitting online financial statements","url":"https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/"},{"title":"Insurance","url":"https://www.jerseyfsc.org/industry/sectors/insurance/"},{"title":"Insurance Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},{"title":"Investment Business","url":"https://www.jerseyfsc.org/industry/sectors/investment-business/"},{"title":"Quarterly returns (investment business)","url":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},{"title":"Funds","url":"https://www.jerseyfsc.org/industry/sectors/funds/"},{"title":"Jersey Private Fund Guide","url":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},{"title":"Trust Company Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/trust-company-business-code-of-practice/"},{"title":"Fund Services Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/fund-services-business-code-of-practice/"},{"title":"General Insurance Mediation Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/general-insurance-mediation-business-code-of-practice/"},{"title":"About us","url":"https://www.jerseyfsc.org/about-us/"},{"title":"Terms and conditions","url":"https://www.jerseyfsc.org/terms-and-conditions/"}],"returns":[{"id":"jib-prudential-return","code":"Prudential Return (JIBs)","name":"Quarterly prudential return (Jersey incorporated banks)","official_name":"Prudential Return, as required by the Code of Practice for Deposit-taking Business: Prudential Reporting, under Article 16 of the Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023","group":"Banking: prudential returns","status":"in force","purpose":{"text":"The main prudential return for Jersey incorporated banks (JIBs). It covers liquidity ratios (HQLA, LCR, LMR, NSFR), the balance sheet and profit and loss, standardised credit risk, operational risk, standardised market risk, capital ratios and the leverage ratio, interest rate risk in the banking book (IRRBB), loans and deposits data, and other prudential and liquidity supporting data.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-incorporated-banks-reporting-guide/"},"who_files":{"text":"Every Jersey incorporated bank (a Registered Person incorporated in Jersey under the Banking Business (Jersey) Law 1991).","source":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-prudential-returns-february-2024/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December of the bank's financial year.","source":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/"},"deadline":{"text":"On or before the 20th business day after the reporting date. Where the bank's year end falls outside the normal quarter dates, an extra return is required at the year end, also within 20 business days; the year-end return must be certified by the bank's external auditor and the certified copy is due within 3 months of the year end.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-incorporated-banks-reporting-guide/"},"formats":{"values":["Excel","Web form"],"text":"Completed as an Excel workbook (the Submission template) with a Submission Certificate, then uploaded through the myJFSC portal, which runs validation checks on submission.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-incorporated-banks-reporting-guide/"},"legal_basis":[{"title":"Banking Business (Jersey) Law 1991","url":"https://www.jerseylaw.je/laws/current/l_19_1991"},{"title":"Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023, Article 16 'Prudential returns'","url":"https://www.jerseylaw.je/laws/current/ro_64_2023"},{"title":"Code of Practice for Deposit-taking Business: Prudential Reporting","url":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-prudential-returns-february-2024/"}],"templates":{"count":54,"items":[{"code":"Contents","name":"Contents"},{"code":"Submission Header","name":"Submission Header"},{"code":"1.1 HQLA","name":"High-quality liquid assets"},{"code":"1.2 LCR-LMR","name":"Liquidity coverage ratio / liquidity maturity ratio"},{"code":"1.3 NSFR","name":"Net stable funding ratio"},{"code":"2.1 BS Assets","name":"Balance sheet - assets"},{"code":"2.2 Credit Summary","name":"Credit summary"},{"code":"2.3 BS Liabilities","name":"Balance sheet - liabilities"},{"code":"2.4 Off Balance Sheet","name":"Off balance sheet items"},{"code":"2.5 Profit and Loss","name":"Profit and loss"},{"code":"3.1 SAC BS","name":"Standardised approach to credit risk - balance sheet"},{"code":"3.2 SAC OBS","name":"Standardised approach to credit risk - off balance sheet"},{"code":"3.3 OTC - Interest rates","name":"OTC derivatives - interest rates"},{"code":"3.4 OTC - FX & gold","name":"OTC derivatives - FX and gold"},{"code":"3.5 OTC - Equities","name":"OTC derivatives - equities"},{"code":"3.6 OTC - Precious metals","name":"OTC derivatives - precious metals"},{"code":"3.7 OTC - Commodities","name":"OTC derivatives - commodities"},{"code":"3.8 SAC Netted Exposures","name":"Standardised approach to credit risk - netted exposures"},{"code":"3.9 SAC Summary","name":"Standardised approach to credit risk - summary"},{"code":"4.1 BIA","name":"Operational risk - basic indicator approach"},{"code":"4.2 SAO","name":"Operational risk - standardised approach"},{"code":"5.1 FX & Gold","name":"Standardised market risk - FX and gold"},{"code":"5.2 Commodities","name":"Standardised market risk - commodities"},{"code":"5.3 Settlement Risk-Credit Risk","name":"Settlement risk - credit risk"},{"code":"5.4 Settlement Risk - Capital","name":"Settlement risk - capital"},{"code":"6.1 Capital Adequacy","name":"Capital adequacy / capital ratios"},{"code":"6.2 Leverage Ratio","name":"Leverage ratio"},{"code":"7.1 IRRBB - Summary","name":"Interest rate risk in the banking book - summary"},{"code":"7.2 IRRBB - Accounting Currency","name":"IRRBB - accounting currency"},{"code":"7.3 IRRBB - Major 1","name":"IRRBB - major currency 1"},{"code":"7.4 IRRBB - Major 2","name":"IRRBB - major currency 2"},{"code":"7.5 IRRBB - Major 3","name":"IRRBB - major currency 3"},{"code":"7.6 IRRBB - Minor","name":"IRRBB - minor currencies"},{"code":"8.1 Asset Quality & Provisions","name":"Loans and deposits - asset quality and provisions"},{"code":"8.2 Loan Security","name":"Loans and deposits - loan security"},{"code":"8.3 Total Deposits","name":"Loans and deposits - total deposits"},{"code":"8.4 Lending by Sector","name":"Loans and deposits - lending by sector"},{"code":"8.5 Large Exposures","name":"Loans and deposits - large exposures"},{"code":"8.6 Exempt Large Exposures","name":"Loans and deposits - exempt large exposures"},{"code":"9.1 Fiduciary Activity","name":"Other prudential data - fiduciary activity"},{"code":"9.2 Parent Accounts","name":"Other prudential data - parent accounts"},{"code":"9.3 Additional Detail","name":"Other prudential data - additional detail"},{"code":"9.4 Commentary on Movements","name":"Other prudential data - commentary on movements"},{"code":"9.5 DCS Data","name":"Other prudential data - Depositor Compensation Scheme data"},{"code":"9.6 FIRB Detail","name":"Other prudential data - foundation IRB detail"},{"code":"9.7 AIRB Detail","name":"Other prudential data - advanced IRB detail"},{"code":"9.8 Local Interbank Market","name":"Other prudential data - local interbank market"},{"code":"9.9 Other Information","name":"Other prudential data - other information"},{"code":"9.10 Directors Interests","name":"Other prudential data - directors' interests"},{"code":"10.1 Funding Concentrations","name":"Liquidity supporting data - funding concentrations"},{"code":"10.2 HQLA Details","name":"Liquidity supporting data - HQLA details"},{"code":"10.3 LCR History","name":"Liquidity supporting data - LCR history"},{"code":"10.4 LMR History","name":"Liquidity supporting data - LMR history"},{"code":"10.5 Cashflows","name":"Liquidity supporting data - cashflows"}],"source":"https://www.jerseyfsc.org/media/8141/prudential-return-template-jibs-version-23.xlsx","note":"Sheet names of the published Submission template, version 2.3."},"documents":["jib-prudential-reporting-page","jib-submission-template","jib-submission-certificate","jib-reporting-guide","banking-code-prudential-reporting","jib-hqla-validation-note","jib-large-exposures-validation-note","jib-irrbb-major1-validation-note","banking-statistics-page","banking-key-risk-ratios","banking-key-performance-indicators","banking-deposits"],"validation_rules":{"published":true,"count":8055,"count_basis":"Sum of the highest 'Check' number on each of the 51 named validation pages linked from the JIB prudential-reporting page (one page per schedule, e.g. 'Liquidity ratios HQLA validation'). Each page is a table of Check | Sheet | Item | Column | Cell Ref | Validation Message/Formula rows, numbered sequentially; the highest Check number on a page is that page's count of checks. Checked page by page on 2026-11-13.","where":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/jersey-incorporated-banks/","machine_readable":true,"rule_format":"Web page and PDF tables of named checks: a data-entry check gives the allowed value range or pattern for a named cell; a calculated-field check gives the Excel formula (for example '=ROUND(MAX(G22-(15/85)*(G20+G21),G22-(1/4)*G20,0),0)') for a named cell.","note":"34 of the 51 pages include an explicit Excel formula column for their calculated fields; the rest give data-entry ranges or patterns only. The myJFSC portal re-runs these checks on submission: failed checks block submission (reporting guide, section 4).","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/liquidity-ratios-hqla-validation/"},"public_data":{"level":"aggregate","text":"The JFSC publishes industry-wide, quarterly deposit statistics, balance sheet trends, and (for JIBs) performance and key risk ratios (capital ratios, leverage ratio, LCR/LMR, NSFR, non-performing loans, interest rate risk and FX risk) built from this return. No bank-by-bank figures.","url":"https://www.jerseyfsc.org/industry/sectors/banking/banking-statistics/","format":"PDF, updated quarterly","source":"https://www.jerseyfsc.org/media/fabaiqqy/key-risk-indicators-2026q2.pdf"},"sources":["https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/jersey-incorporated-banks/","https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-incorporated-banks-reporting-guide/","https://www.jerseyfsc.org/media/8141/prudential-return-template-jibs-version-23.xlsx","https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-prudential-returns-february-2024/","https://www.jerseyfsc.org/industry/guidance-and-policy/liquidity-ratios-hqla-validation/","https://www.jerseyfsc.org/industry/sectors/banking/banking-statistics/"]},{"id":"oib-prudential-return","code":"Prudential Return (OIBs)","name":"Quarterly prudential return (overseas incorporated banks, Jersey branches)","official_name":"Prudential Return, as required by the Code of Practice for Deposit-taking Business: Prudential Reporting, under Article 16 of the Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023","group":"Banking: prudential returns","status":"in force","purpose":{"text":"The prudential return for the Jersey branches of overseas incorporated banks (OIBs). It covers financial data (balance sheet and profit and loss), standardised market risk, loans and deposits data, other prudential data and whole-bank liquidity data.","source":"https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf"},"who_files":{"text":"Persons incorporated overseas and registered under the Banking Business (Jersey) Law 1991 to carry on deposit-taking business through a Jersey branch.","source":"https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December of the bank's financial year.","source":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/"},"deadline":{"text":"On or before the 20th business day after the reporting date. Where the branch's year end falls outside the normal quarter dates, an extra return is required at the year end, also within 20 business days; the year-end return must be certified by the OIB's external auditor and the certified copy is due within 3 months of the year end (the OIB's separate 'true and fair' audited accounts are due within 4 months of the year end, see banking-annual-financial-statements).","source":"https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf"},"formats":{"values":["Excel","Web form"],"text":"Completed as an Excel workbook (the Branch Submission Template) with a Submission Certificate, then uploaded through the myJFSC portal.","source":"https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf"},"legal_basis":[{"title":"Banking Business (Jersey) Law 1991","url":"https://www.jerseylaw.je/laws/current/l_19_1991"},{"title":"Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023, Article 16 'Prudential returns'","url":"https://www.jerseylaw.je/laws/current/ro_64_2023"},{"title":"Code of Practice for Deposit-taking Business: Prudential Reporting","url":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-prudential-returns-february-2024/"}],"templates":{"count":28,"items":[{"code":"Contents","name":"Contents"},{"code":"Submission Header","name":"Submission Header"},{"code":"2.1 BS Assets","name":"Balance sheet - assets"},{"code":"2.3 BS Liabilities","name":"Balance sheet - liabilities"},{"code":"2.4 Off Balance Sheet","name":"Off balance sheet items"},{"code":"2.5 Profit and Loss","name":"Profit and loss"},{"code":"2.6 Liquidity Summary","name":"Liquidity summary"},{"code":"5.1 FX & Gold","name":"Standardised market risk - FX and gold"},{"code":"5.2 Commodities","name":"Standardised market risk - commodities"},{"code":"5.5 Branch Settlement Risk","name":"Branch settlement risk"},{"code":"5.6 OTC","name":"OTC derivatives"},{"code":"8.1 Asset Quality & Provisions","name":"Loans and deposits - asset quality and provisions"},{"code":"8.2 Loan Security","name":"Loans and deposits - loan security"},{"code":"8.3 Total Deposits","name":"Loans and deposits - total deposits"},{"code":"8.4 Lending by Sector","name":"Loans and deposits - lending by sector"},{"code":"8.5 Large Exposures","name":"Loans and deposits - large exposures"},{"code":"8.6 Exempt Large Exposures","name":"Loans and deposits - exempt large exposures"},{"code":"9.1 Fiduciary Activity","name":"Other prudential data - fiduciary activity"},{"code":"9.2 Parent Accounts","name":"Other prudential data - parent accounts"},{"code":"9.3 Additional Detail","name":"Other prudential data - additional detail"},{"code":"9.4 Commentary on Movements","name":"Other prudential data - commentary on movements"},{"code":"9.5 DCS Data","name":"Other prudential data - Depositor Compensation Scheme data"},{"code":"9.8 Local Interbank Market","name":"Other prudential data - local interbank market"},{"code":"9.9 Other Information","name":"Other prudential data - other information"},{"code":"9.11 Whole-bank Prudential Data","name":"Whole-bank prudential data"},{"code":"11.1 Liquidity - Cashflows","name":"Liquidity - cashflows"},{"code":"11.2 Liquidity - Large Deposits","name":"Liquidity - large deposits"},{"code":"11.3 Whole-bank Liquidity Data","name":"Whole-bank liquidity data"}],"source":"https://www.jerseyfsc.org/media/2350/branch-submission-template-september-2019.xlsx","note":"Sheet names of the published Branch Submission Template, September 2019."},"documents":["oib-prudential-reporting-page","oib-submission-template","oib-submission-certificate","oib-reporting-guide","banking-code-prudential-reporting","oib-cashflows-validation-page","oib-local-interbank-market-validation-page","banking-statistics-page","banking-deposits"],"validation_rules":{"published":true,"count":2446,"count_basis":"Sum of the highest 'Check' number on each of the 26 named validation pages linked from the OIB prudential-reporting page, counted the same way as the JIB return (see jib-prudential-return). Checked page by page on 2026-11-13. Several sheets (FX & Gold, OTC market risk) are shared with the JIB template and use the same validation page, so their checks are counted in both returns.","where":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/overseas-incorporated-banks/","machine_readable":true,"rule_format":"Same format as the JIB return: named checks with either a value range/pattern or an Excel formula, tied to a sheet and cell reference.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/validation-checks-of-liquidity-cashflows/"},"public_data":{"level":"aggregate","text":"The JFSC publishes industry-wide, quarterly bank numbers and total deposits (Sterling and other currencies) covering all registered deposit-takers, which includes OIB branches. No branch-by-branch figures, and no OIB-only performance or risk-ratio series (those are published for JIBs only).","url":"https://www.jerseyfsc.org/industry/sectors/banking/banking-statistics/","format":"PDF, updated quarterly","source":"https://www.jerseyfsc.org/media/io0ndurk/banks-and-bank-deposits-2026q2.pdf"},"sources":["https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/overseas-incorporated-banks/","https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf","https://www.jerseyfsc.org/media/2350/branch-submission-template-september-2019.xlsx","https://www.jerseyfsc.org/industry/guidance-and-policy/validation-checks-of-liquidity-cashflows/","https://www.jerseyfsc.org/industry/sectors/banking/banking-statistics/"]},{"id":"banking-annual-financial-statements","code":"Financial Statements (Banking Code)","name":"Annual audited financial statements and directors' report (banks)","group":"Banking: financial statements and compliance","status":"in force","purpose":{"text":"The bank's audited financial statements, directors' report and auditor's reports for its accounting period, which do not replace the prudential return but are reconciled against it.","source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf"},"who_files":{"text":"Every registered person (JIB or OIB) under the Banking Business (Jersey) Law 1991.","source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf"},"frequency":{"value":"annual","text":"Annually, for each accounting period.","source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf"},"deadline":{"text":"Financial statements must be provided within 3 months of the end of the accounting period for JIBs, and within 4 months for OIBs.","source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf"},"formats":{"values":["PDF","Web form"],"text":"Uploaded as PDF documents through the myJFSC portal.","source":"https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/"},"legal_basis":[{"title":"Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023","url":"https://www.jerseylaw.je/laws/current/ro_64_2023"},{"title":"Code of Practice for Deposit-taking Business: Financial Statements","url":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-financial-statements-february-2024/"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf","note":"No JFSC-published template: the bank's own audited financial statements, in its own format, are uploaded as a document."},"documents":["banking-code-financial-statements","myjfsc-financial-statements-faq","regulated-entities-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The Code sets content requirements, not a published automated check.","source":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf"},"public_data":{"level":"none found","text":"No public register of banks' submitted financial statements was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/regulated-entities/"},"sources":["https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf","https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/"]},{"id":"banking-declaration-of-compliance","code":"Declaration of Compliance (Banking Code)","name":"Annual declaration of compliance (banks)","group":"Banking: financial statements and compliance","status":"in force","purpose":{"text":"A director-signed declaration for each accounting period stating whether the bank has complied with the Banking Law, Orders and Codes of Practice, kept proper accounting records, and complied with AML/CFT legislation; details of any material failures and the remedy taken. The bank's auditor reports on the declaration.","source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"},"who_files":{"text":"Every registered person (JIB or OIB) under the Banking Business (Jersey) Law 1991.","source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"},"frequency":{"value":"annual","text":"Annually, for each accounting period, provided to the JFSC together with the bank's financial statements, directors' report and the auditor's reports.","source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"},"deadline":{"text":"Not stated as a separate date on the page checked: filed together with the annual financial statements (3 months for JIBs, 4 months for OIBs after the accounting period end).","source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"},"formats":{"values":["PDF","Web form"],"text":"Uploaded as a PDF document through the myJFSC portal.","source":"https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/"},"legal_basis":[{"title":"Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023","url":"https://www.jerseylaw.je/laws/current/ro_64_2023"},{"title":"Code of Practice for Deposit-taking Business: Declaration of Compliance","url":"https://www.jerseyfsc.org/industry/codes-of-practice/deposit-taking-business-code-of-practice-declaration-of-compliance-february-2024/"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf","note":"No separate JFSC-published form was found distinct from the declaration's required content, set out in the Code."},"documents":["banking-code-declaration-of-compliance","myjfsc-financial-statements-faq"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The Code sets what the declaration must state; no published automated check was found.","source":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"},"public_data":{"level":"none found","text":"No public data from this return was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/sectors/banking/"},"sources":["https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf"]},{"id":"supervisory-risk-data-collection","code":"Risk-Based Supervision Data Collection","name":"Annual AML/CFT/CPF and supervisory risk data collection","group":"Cross-sector: financial crime and risk data","status":"in force","purpose":{"text":"An annual data request the JFSC uses to feed its risk model and risk-based supervision, and in aggregated form to refresh Jersey's National Risk Assessments. Section I collects organisational/footprint data, SAR handling, sanctions screening and customer data from almost every reporting entity. Sector-specific Section II workbooks add detail by business type, and Section III collects wire transfer data.","source":"https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf"},"who_files":{"text":"Regulated persons under the Financial Services (Jersey) Law 1998 (trust company business, fund/AIF services business, investment business, money service business, class P/Q general insurance mediation business), deposit-takers under the Banking Business (Jersey) Law 1991, functionaries of Recognized Funds under the Collective Investment Funds (Jersey) Law 1988, insurance permit holders under the Insurance Business (Jersey) Law 1996, and Schedule 2 businesses registered under the Proceeds of Crime (Supervisory Bodies) (Jersey) Law 2008 (lawyers, accountants, estate agents, casinos, lenders, virtual asset service providers and others). Prescribed non-profit organisations are also covered, mostly through their trust company business administrator.","source":"https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf"},"frequency":{"value":"annual","text":"Annually, for the preceding calendar year.","source":"https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf"},"deadline":{"text":"The 2026 collection window (for 2025 data) ran from Monday 2 February 2026 until 17:00 on Thursday 30 April 2026.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/2025-amlcftcpf-and-other-supervisory-risk-data-collection-exercise/"},"formats":{"values":["Excel","Web form"],"text":"Each reporting entity submits a completed Excel workbook through myJFSC: a Section I (Global Footprint) workbook plus the Section II workbook(s) for its sector(s), and Section III if it carries out wire transfers. Independent prescribed non-profit organisations answer an online survey by direct email instead.","source":"https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf"},"legal_basis":[{"title":"Financial Services (Jersey) Law 1998","url":"https://www.jerseylaw.je/laws/current/l_32_1998"},{"title":"Banking Business (Jersey) Law 1991","url":"https://www.jerseylaw.je/laws/current/l_19_1991"},{"title":"Insurance Business (Jersey) Law 1996","url":"https://www.jerseylaw.je/laws/current/l_12_1996"},{"title":"Collective Investment Funds (Jersey) Law 1988","url":"https://www.jerseylaw.je/laws/current/l_6_1988"}],"templates":{"count":22,"items":[{"code":"Section I","name":"Organisational data / global footprint (every reporting entity)"},{"code":"Section II - Accountants","name":"Accountants"},{"code":"Section II - Casinos","name":"Casinos"},{"code":"Section II - Deposit-takers","name":"Deposit-takers"},{"code":"Section II - JPF designated service providers","name":"Designated service providers to Jersey Private Funds"},{"code":"Section II - Estate agents","name":"Real estate agents"},{"code":"Section II - FSB","name":"Fund services business"},{"code":"Section II - FSB (public funds)","name":"Fund services business with respect to public funds"},{"code":"Section II - FSB (unregulated funds)","name":"Fund services business with respect to unregulated funds"},{"code":"Section II - Investment business","name":"Investment business"},{"code":"Section II - Lenders","name":"Lenders (not banks)"},{"code":"Section II - Lawyers","name":"Lawyers"},{"code":"Section II - Insurance","name":"Long-term insurance"},{"code":"Section II - MoME","name":"Managers of managed entities"},{"code":"Section II - MSB","name":"Money service business (not banks)"},{"code":"Section II - Prepaid cards","name":"Prepaid cards"},{"code":"Section II - TCB","name":"Trust company business"},{"code":"Section II - TCB/NPO","name":"Trust company businesses with respect to prescribed non-profit organisations"},{"code":"Section II - VASP","name":"Virtual asset service provider"},{"code":"Section II - LPA (companies)","name":"TCB-administered Jersey companies (legal persons and arrangements)"},{"code":"Section II - LPA (trusts)","name":"TCB-administered trusts (legal persons and arrangements)"},{"code":"Section III","name":"Wire transfers"}],"source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/2025-amlcftcpf-and-other-supervisory-risk-data-collection-exercise/","note":"Section I is one workbook for every reporting entity. Section II has a separate workbook per sector (this lists the ones the JFSC published guidance for in the 2025 collection); a reporting entity completes only the sections for its own business."},"documents":["supervisory-risk-data-collection-page","supervisory-risk-2025-collection-page","supervisory-risk-section-i-guidance","supervisory-risk-section-i-integrity-checking","supervisory-risk-workbook-changes","supervisory-risk-section-ii-banking","sector-report-banking-2024","sector-report-tcb-2024","sector-report-funds-2024","sector-report-ib-2024","sector-report-legal-2024"],"validation_rules":{"published":true,"count":52,"count_basis":"30 mandatory-question rows plus 22 relational (cross-field) rows in the 'Guide to integrity checking your Section I risk-based supervision data', counted row by row. This covers only Section I; the Section II sector workbooks' own checks were not counted.","where":"https://www.jerseyfsc.org/media/crrdvwqt/section-i-global-footprint-integrity-checking-2025.pdf","machine_readable":false,"rule_format":"PDF tables naming each question and, for mandatory questions, its data type; for relational questions, a prose description of the relationship (not a formula or schema).","note":"myJFSC sends an automated email on submission listing any unanswered mandatory questions.","source":"https://www.jerseyfsc.org/media/crrdvwqt/section-i-global-footprint-integrity-checking-2025.pdf"},"public_data":{"level":"aggregate","text":"The JFSC publishes sector-based aggregated reports built from this collection: key risk indicators such as customers from higher-risk jurisdictions, PEP connections and due diligence levels, by sector and year.","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data/","format":"PDF reports, one per sector","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},"sources":["https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/","https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/2025-amlcftcpf-and-other-supervisory-risk-data-collection-exercise/","https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf","https://www.jerseyfsc.org/media/crrdvwqt/section-i-global-footprint-integrity-checking-2025.pdf","https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"]},{"id":"annual-financial-statements-tcb-ib-fsb-gimb","code":"myJFSC Financial Statements","name":"Annual financial statements and declarations (trust company, investment, fund services and general insurance mediation business)","group":"Cross-sector: financial statements and declarations","status":"in force","purpose":{"text":"The annual audited financial statements, directors' declaration and auditor's reports for registered persons carrying on trust company business, investment business, fund services/AIF services business, or general insurance mediation business. The online form also collects the registered person's Adjusted Net Liquid Assets (ANLA) to Expenditure ratio and, for GIMB, its solvency calculation, as attachments to the same submission. It does not apply to deposit-takers (which have their own return, see banking-annual-financial-statements) or to regulated funds.","source":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf"},"who_files":{"text":"Registered persons under the Financial Services (Jersey) Law 1998 carrying on trust company business, investment business, fund services business or AIF services business, or class P/Q general insurance mediation business.","source":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf"},"frequency":{"value":"annual","text":"Annually, for each accounting period.","source":"https://www.jerseylaw.je/laws/current/ro_183_2007"},"deadline":{"text":"Within 4 months of the end of the registered person's accounting period (Trust Company and Investment Business Order, Article 9; Fund Services Business Order, Article 8; General Insurance Mediation Business Order, Article 8); the JFSC may permit up to 8 months in special circumstances.","source":"https://www.jerseylaw.je/laws/current/ro_183_2007"},"formats":{"values":["Web form","PDF"],"text":"An online form on the myJFSC portal with balance sheet, profit and loss and declaration fields, plus uploads of the audited financial statements, directors' declaration, auditor's declaration on that declaration, ISA 260 letter, ANLA calculation and (for GIMB) the solvency calculation.","source":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf"},"legal_basis":[{"title":"Financial Services (Trust Company and Investment Business (Accounts, Audits and Reports)) (Jersey) Order 2007","url":"https://www.jerseylaw.je/laws/current/ro_183_2007"},{"title":"Financial Services (Fund Services Business (Accounts, Audits and Reports)) (Jersey) Order 2007","url":"https://www.jerseylaw.je/laws/current/ro_154_2007"},{"title":"Financial Services (General Insurance Mediation Business (Accounts, Audits, Reports and Solvency)) (Jersey) Order 2005","url":"https://www.jerseylaw.je/laws/current/ro_12_2005"},{"title":"Trust Company Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/trust-company-business-code-of-practice/"},{"title":"Investment Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/investment-business-code-of-practice/"},{"title":"Fund Services Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/fund-services-business-code-of-practice/"},{"title":"General Insurance Mediation Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/general-insurance-mediation-business-code-of-practice/"}],"templates":{"count":32,"items":[{"code":"Q3","name":"Audit opinion"},{"code":"Q4","name":"Prepared on a going concern basis"},{"code":"Q5","name":"Additional contact for the reporting entity"},{"code":"Q6","name":"Directors' declaration: compliance with the regulatory law, Orders and Codes"},{"code":"Q7","name":"Directors' declaration: compliance with the relevant Code of Practice"},{"code":"Q8","name":"Whether the JFSC has been made aware of the non-compliance"},{"code":"Q9","name":"Directors' declaration: AML/CFT compliance"},{"code":"Q10","name":"Directors' declaration: details of breaches, material failures or exceptions"},{"code":"Q11","name":"Whether breaches, failures and exceptions have been reported to the JFSC"},{"code":"Q12","name":"Auditor's report: nothing come to attention indicating the declaration is incorrect"},{"code":"Q13","name":"Reporting entity details"},{"code":"Q14","name":"Form of rounding used"},{"code":"Q15","name":"Non-current assets"},{"code":"Q16","name":"Current assets"},{"code":"Q17","name":"Non-current liabilities"},{"code":"Q18","name":"Current liabilities"},{"code":"Q19","name":"Revenue"},{"code":"Q20","name":"Operating / administrative expenditure"},{"code":"Q21","name":"Result for the period after tax"},{"code":"Q22","name":"Adjusted Net Liquid Assets to Expenditure ratio"},{"code":"Q23","name":"Excess over solvency margin"},{"code":"Q24","name":"Compliance with minimum solvency margin requirements"},{"code":"Q25","name":"Long term business fund"},{"code":"Q26","name":"Declarations"},{"code":"Q27","name":"Confirmation: audited financial statements uploaded"},{"code":"Q28","name":"Confirmation: directors' declaration uploaded"},{"code":"Q29","name":"Confirmation: auditor's declaration on the directors' declaration uploaded"},{"code":"Q30","name":"Confirmation: ISA 260 letter uploaded"},{"code":"Q31","name":"Confirmation: ANLA calculation uploaded"},{"code":"Q32","name":"Confirmation: Category B insurance solvency calculation uploaded"},{"code":"Q33","name":"Confirmation: auditors' 6-monthly report on permit conditions uploaded"},{"code":"Q34","name":"Confirmation: GIMB solvency calculation uploaded"}],"source":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf","note":"Fields of the single myJFSC online financial-statements form, as listed in the JFSC's FAQ and guidance (questions 3 to 34; questions 1-2 are about who submits, not form fields). Questions 32-33 are relevant to Category B insurance permit holders, who also use this form; question 34 to GIMB."},"documents":["myjfsc-financial-statements-faq","tcb-code","ib-code","fsb-code","gimb-code","gimb-solvency-calculation-template","gimb-solvency-calculation-guidance-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The FAQ explains what each field and upload means; no published automated cross-check of the submitted figures was found.","source":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf"},"public_data":{"level":"none found","text":"No public register of these financial statements was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/regulated-entities/"},"sources":["https://www.jerseyfsc.org/news-and-events/submitting-online-financial-statements/","https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf","https://www.jerseylaw.je/laws/current/ro_183_2007","https://www.jerseylaw.je/laws/current/ro_154_2007","https://www.jerseylaw.je/laws/current/ro_12_2005"]},{"id":"insurance-annual-declaration","code":"Annual Declaration (Insurance Code 3.2.2.13)","name":"Annual declaration (Category B insurance permit holders)","group":"Insurance: financial returns","status":"in force","purpose":{"text":"A director-signed annual declaration, provided with the permit holder's audited financial statements, confirming compliance (or the details of non-compliance) with the Insurance Business (Jersey) Law 1996, related Orders and the Insurance Code, including keeping adequate records that let it monitor its solvency and reserves.","source":"https://www.jerseyfsc.org/pdf/d87f1a01-3e09-44e2-86a1-c24764c1921c.pdf"},"who_files":{"text":"Category B insurance permit holders (Jersey-incorporated insurers) under the Insurance Business (Jersey) Law 1996.","source":"https://www.jerseyfsc.org/pdf/d87f1a01-3e09-44e2-86a1-c24764c1921c.pdf"},"frequency":{"value":"annual","text":"Annually, with the permit holder's audited financial statements.","source":"https://www.jerseyfsc.org/pdf/d87f1a01-3e09-44e2-86a1-c24764c1921c.pdf"},"deadline":{"text":"Not stated as a specific day count on the Code page checked (3.2.2.13 requires it 'with its audited financial statements'); no Insurance Business Accounts, Audits and Reports Order equivalent to the TCB/IB/FSB/GIMB Orders was found.","source":"https://www.jerseyfsc.org/pdf/d87f1a01-3e09-44e2-86a1-c24764c1921c.pdf"},"formats":{"values":["Web form","PDF"],"text":"Completed using the proforma in the First Schedule to the Insurance Code (also published as a standalone Word template) and uploaded, with the audited financial statements, through myJFSC.","source":"https://www.jerseyfsc.org/industry/sectors/insurance/insurance-forms/"},"legal_basis":[{"title":"Insurance Business (Jersey) Law 1996, Article 42","url":"https://www.jerseylaw.je/laws/current/l_12_1996"},{"title":"Insurance Business Code of Practice, 3.2.2.13","url":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/media/1208/f-ins-annual-declaration-cat-b-template-form.doc","note":"A single-page declaration and signature form, not a workbook of sheets."},"documents":["insurance-code","insurance-annual-declaration-template","insurance-forms-page","myjfsc-financial-statements-faq"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published automated check of the declaration was found.","source":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},"public_data":{"level":"none found","text":"No public data from this return was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/sectors/insurance/"},"sources":["https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/","https://www.jerseyfsc.org/industry/sectors/insurance/insurance-forms/"]},{"id":"insurance-six-monthly-solvency-return","code":"Solvency margin financial statements (Insurance Code 5.16)","name":"Six-monthly solvency margin financial statements (Category B insurance permit holders)","group":"Insurance: financial returns","status":"in force","purpose":{"text":"Financial statements submitted at six-monthly intervals showing the permit holder's ability to meet its liabilities and its minimum solvency margin requirement under the Insurance Business (Solvency Margin) (Jersey) Order 1996, using the general insurance or long-term insurance solvency calculation template.","source":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},"who_files":{"text":"Category B insurance permit holders (Jersey-incorporated insurers) under the Insurance Business (Jersey) Law 1996.","source":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},"frequency":{"value":"semi-annual","text":"At six-monthly intervals.","source":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},"deadline":{"text":"Not stated as a specific day count on the Code page checked (5.16 requires submission 'at six-monthly intervals' without naming the exact due day).","source":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"},"formats":{"values":["Excel"],"text":"Completed using the JFSC's published solvency calculation workbook (general insurance business or long term insurance business, as applicable).","source":"https://www.jerseyfsc.org/industry/sectors/insurance/insurance-forms/"},"legal_basis":[{"title":"Insurance Business (Solvency Margin) (Jersey) Order 1996","url":"https://www.jerseylaw.je/laws/current/ro_8974"},{"title":"Insurance Business Code of Practice, 5.16","url":"https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/"}],"templates":{"count":1,"items":[{"code":"General / Long Term","name":"Solvency calculation (one sheet, general insurance or long term insurance version)"}],"source":"https://www.jerseyfsc.org/media/3723/solvency-calculation-gen-ins.xlsx","note":"Each of the two published workbooks (general and long term insurance) has a single sheet."},"documents":["insurance-code","insurance-solvency-calc-general","insurance-solvency-calc-long-term","insurance-forms-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The workbook performs the solvency margin calculation itself; no separate published list of checks on the submission was found.","source":"https://www.jerseyfsc.org/media/3723/solvency-calculation-gen-ins.xlsx"},"public_data":{"level":"none found","text":"No public data from this return was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/sectors/insurance/"},"sources":["https://www.jerseyfsc.org/industry/codes-of-practice/insurance-business-code-of-practice/","https://www.jerseyfsc.org/industry/sectors/insurance/insurance-forms/"]},{"id":"ib-class-b-quarterly-return","code":"Class B quarterly return","name":"Quarterly clients and assets under management return (Class B investment business)","group":"Investment business: statistical returns","status":"in force","purpose":{"text":"States the number of clients and the assets under management of a Class B (discretionary investment management) registration at each quarter end, excluding any fund assets reported under a fund services business registration, so the JFSC can compile industry statistics.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"who_files":{"text":"Investment businesses registered for Class B (discretionary investment management).","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"frequency":{"value":"quarterly","text":"Quarterly, at each quarter end.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"deadline":{"text":"Not stated on the page checked beyond 'at each quarter end'; no specific number of days to submit is published.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"formats":{"values":["Web form"],"text":"Submitted through the myJFSC portal; no downloadable template is published.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"legal_basis":[{"title":"Financial Services (Jersey) Law 1998","url":"https://www.jerseylaw.je/laws/current/l_32_1998"},{"title":"Investment Business Code of Practice","url":"https://www.jerseyfsc.org/industry/codes-of-practice/investment-business-code-of-practice/"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/","note":"Web form only; no published template."},"documents":["ib-quarterly-returns-page","ib-code","ib-forms-page","investment-business-sector-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published validation rules were found for this return.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"public_data":{"level":"aggregate","text":"The JFSC says it incorporates these client and assets-under-management figures into the quarterly industry statistics it provides to Jersey Finance Limited, for publication. This library did not request jerseyfinance.com to verify the published figures (outside the cleared hosts for this file).","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"sources":["https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"]},{"id":"qsma-quarterly-return","code":"QSMA quarterly return","name":"Quarterly return for qualifying segregated managed accounts (QSMA)","group":"Investment business: statistical returns","status":"in force","purpose":{"text":"A quarterly statistical return for operators relying on the Qualifying Segregated Managed Accounts exemption from investment business registration, for the JFSC's industry statistics.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"who_files":{"text":"Operators placing reliance on the exemption in Article 3(1) of the Financial Services (Investment Business (Qualifying Segregated Managed Accounts - Exemption)) (Jersey) Order 2014.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"frequency":{"value":"quarterly","text":"Quarterly, at each quarter end.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"deadline":{"text":"Not stated on the page checked beyond 'quarterly returns'; no specific number of days to submit is published.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"formats":{"values":["Web form"],"text":"Submitted through the myJFSC portal; no downloadable template is published.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"legal_basis":[{"title":"Financial Services (Investment Business (Qualifying Segregated Managed Accounts - Exemption)) (Jersey) Order 2014","url":"https://www.jerseylaw.je/laws/current/ro_182_2014"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/","note":"Web form only; no published template."},"documents":["ib-quarterly-returns-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published validation rules were found for this return.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"public_data":{"level":"none found","text":"No public data specific to this return was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"},"sources":["https://www.jerseyfsc.org/industry/sectors/investment-business/investment-business-statistics/quarterly-returns/"]},{"id":"qsma-annual-fee-return","code":"QSMA Annual Fee Return","name":"Annual fee return for qualifying segregated managed accounts (QSMA)","group":"Investment business: fees","status":"in force","purpose":{"text":"Computes and declares the annual fee an operator owes for relying on the QSMA exemption, based on the number of Relevant QSMAs as at 1 July.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"who_files":{"text":"FSB-licensed operators (manager, trustee, investment manager or partnership member) relying on the exemption in Article 3(1) of the QSMA Order on or after 1 July following the Initial Charging Period, and each subsequent 1 July.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"frequency":{"value":"annual","text":"Annually, for the twelve months from 1 July.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"deadline":{"text":"The Annual Fee is due by 31 July in the relevant year; payment is due by electronic transfer by 31 July.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"formats":{"values":["Other"],"text":"A Word document with form fields (number of Relevant QSMAs, fee amount, signed declaration), sent to the JFSC.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"legal_basis":[{"title":"Financial Services (Investment Business (Qualifying Segregated Managed Accounts - Exemption)) (Jersey) Order 2014, Article 3(1)","url":"https://www.jerseylaw.je/laws/current/ro_182_2014"},{"title":"Financial Services (Jersey) Law 1998, Article 28","url":"https://www.jerseylaw.je/laws/current/l_32_1998"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx","note":"A single form with two numeric fields and a signature block, not a workbook of sheets."},"documents":["qsma-annual-fee-return-form","funds-forms-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The form carries a statutory warning (Article 28 of the Financial Services (Jersey) Law 1998) against false or misleading information; no separate published check was found.","source":"https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"},"public_data":{"level":"none found","text":"No public data from this return was found on the pages checked.","source":"https://www.jerseyfsc.org/industry/sectors/funds/funds-forms/"},"sources":["https://www.jerseyfsc.org/media/5358/f-qsma-annual-fee-return-updated.docx"]},{"id":"jpf-annual-return","code":"JPF Return","name":"Jersey Private Fund annual compliance return","group":"Funds: compliance returns","status":"in force","purpose":{"text":"An annual compliance return for each Jersey Private Fund (JPF), covering the period to 30 June, filed by the fund's Designated Service Provider (DSP) alongside the annual fee due under the CoBO Fees Notice.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"who_files":{"text":"The Designated Service Provider of a Jersey Private Fund (a private fund vehicle offered to a restricted circle of no more than 50 investors, consented under the Control of Borrowing (Jersey) Order 1958).","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"frequency":{"value":"annual","text":"Annually, for the period up to 30 June ('each relevant year').","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"deadline":{"text":"By 31 July in each relevant year.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"formats":{"values":["Web form"],"text":"Submitted through the JFSC's online authorisations tool (a portal account); paper submissions are no longer accepted.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"legal_basis":[{"title":"Collective Investment Funds (Jersey) Law 1988","url":"https://www.jerseylaw.je/laws/current/l_6_1988"},{"title":"Jersey Private Fund Guide","url":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"}],"templates":{"count":0,"items":[],"source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/","note":"Online form only, inside the authorisations tool; no downloadable template is published."},"documents":["jpf-guide","funds-forms-page"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published validation rules were found for this return.","source":"https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"},"public_data":{"level":"none found","text":"No public, firm-level or aggregate data published specifically from the JPF Return was found; the funds sector risk-data report (built from the separate supervisory-risk-data-collection return) covers JPFs by subject only.","source":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/sector-based-aggregated-data-2020-2024/"},"sources":["https://www.jerseyfsc.org/industry/guidance-and-policy/jersey-private-fund-guide/"]}],"documents":[{"id":"jib-prudential-reporting-page","title":"Jersey Incorporated Banks (prudential reporting)","url":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/jersey-incorporated-banks/","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"Landing page: submission template, submission certificate, completion guidance and the index of validation pages for each schedule."},{"id":"oib-prudential-reporting-page","title":"Overseas Incorporated Banks (prudential reporting)","url":"https://www.jerseyfsc.org/industry/sectors/banking/prudential-reporting/overseas-incorporated-banks/","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"Landing page: submission template, submission certificate, completion guidance and the index of validation pages for each schedule."},{"id":"jib-submission-template","title":"Prudential Return Template - JIBs, version 2.3","url":"https://www.jerseyfsc.org/media/8141/prudential-return-template-jibs-version-23.xlsx","role":"template","file_type":"xlsx","downloadable":true,"size_bytes":260868,"sha256":"6b7189e12aa1fe9fbc1952d47c74423c20bd8fada6c5c0ac30c15115532d9fc8","date":"2025-12-17","note":"50 sheets (plus Contents and Submission Header): HQLA, LCR-LMR, NSFR, balance sheet, credit summary, off balance sheet, profit and loss, standardised credit risk, operational risk, standardised market risk, capital ratios, leverage ratio, IRRBB, loans and deposits, other prudential data, and liquidity supporting data."},{"id":"jib-submission-certificate","title":"Prudential Reporting Certificate for Submission","url":"https://www.jerseyfsc.org/media/1386/prudential-reporting-certifcate-submission-word.docx","role":"template","file_type":"docx","downloadable":true,"size_bytes":50633,"sha256":"9d749b12818f42c27d4efaebe86b67936e228fe07036c594512c4f55cac89d3a","date":"2025-12-17"},{"id":"oib-submission-template","title":"Branch Submission Template, September 2019","url":"https://www.jerseyfsc.org/media/2350/branch-submission-template-september-2019.xlsx","role":"template","file_type":"xlsx","downloadable":true,"size_bytes":334826,"sha256":"49e188532bc7c7c4e77aef77063ad9946bd4870bf16bba918a5d9a04ced4cf18","date":"2025-12-17","note":"28 sheets (plus Contents and Submission Header): financial data, standardised market risk, loans and deposits, other prudential data, and whole-bank liquidity data."},{"id":"oib-submission-certificate","title":"Branch Prudential Submission Certificate Template","url":"https://www.jerseyfsc.org/media/2137/f-branch-prudential-submission-certificate-template.docx","role":"template","file_type":"docx","downloadable":true,"size_bytes":60945,"sha256":"f8b592a3d2e1cac959248ebd709377e7d3d18ee9cbeb4606840e049fd362686b","date":"2025-12-17"},{"id":"jib-reporting-guide","title":"Jersey incorporated banks reporting guide","url":"https://www.jerseyfsc.org/media/5754/gn-jibs-prudential-reporting-submission-guide.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":144994,"sha256":"daee1cc29029bbe77bed647276e059b9b5bfb643e844e890e35a5a090249a56d","date":"2025-12-17","note":"Issued 1 Feb 2019, last revised 1 Aug 2019. Submission process, data requirements and validation; the 20-business-day deadline and the year-end return rules."},{"id":"oib-reporting-guide","title":"Guidance note: Prudential Reporting - OIBs","url":"https://www.jerseyfsc.org/media/3110/prudential-reporting-guide-oibs.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":143433,"sha256":"d1e06a98e82f70f0db7a3853bac1184e82947973807a577a3806e7e063fad8de","date":"2025-12-17","note":"Issued Aug 2019, amended Sept 2019. Same structure as the JIB guide, for branches of overseas banks."},{"id":"banking-code-prudential-reporting","title":"Deposit-taking Business Code of Practice: Prudential Returns, February 2024","url":"https://www.jerseyfsc.org/media/7386/cop-deposit-taking-business-code-prudential-reporting-february-2024.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":151128,"sha256":"c00416ad42a26730d60406bf8e2c8514e2c1ac7857963e4548f357069dd2421c","date":"2024-02-23","note":"Defines the Prudential Return (the term used in Article 16 of the Banking Business (Accounts, Auditors and Reports) (Jersey) Order 2023, the BAO) and the Code requirements around it."},{"id":"banking-code-declaration-of-compliance","title":"Deposit-taking Business Code of Practice: Declaration of Compliance, February 2024","url":"https://www.jerseyfsc.org/media/7383/cop-deposit-taking-business-code-declaration-of-compliance-february-2024.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":131394,"sha256":"0670f2d58f0e906774d3590aa9619935b479e3b52d1859981967d74370a7c35f","date":"2024-02-23"},{"id":"banking-code-financial-statements","title":"Deposit-taking Business Code of Practice: Financial Statements, February 2024","url":"https://www.jerseyfsc.org/media/7393/cop-deposit-taking-business-code-financial-statements-february-2024.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":133860,"sha256":"b26f492bf4b279bbaca75ef0c370118f20c7b1dae3ef472ad144192167a7d560","date":"2024-02-23","note":"Sets the deadline: within 3 months of the accounting period end for JIBs, 4 months for OIBs."},{"id":"jib-hqla-validation-note","title":"Liquidity ratios HQLA validation","url":"https://www.jerseyfsc.org/media/3518/gn-jibs-11-hqla-validation.pdf","role":"validation rules","file_type":"pdf","downloadable":true,"size_bytes":134258,"sha256":"9cb80a1c53f0481324a660e9673759175f224d26b36ba05830c598bb23447a4f","date":"2025-12-17","note":"One of 51 named validation notes for the JIB template (one per schedule): a table of named checks (Check, Sheet, Item, Column, Cell Ref, Validation Message/Formula). This one covers the 1.1 HQLA sheet: 120 checks."},{"id":"jib-large-exposures-validation-note","title":"Loans and deposits - Large exposures validation","url":"https://www.jerseyfsc.org/media/3472/gn-jibs-85-large-exposures-validation.pdf","role":"validation rules","file_type":"pdf","downloadable":true,"size_bytes":346636,"sha256":"a1140c7e5c5244f50981cc46f0d02281f7a4843b63dcc76c946018a4ddf41c44","date":"2025-12-17","note":"The largest of the 51 JIB validation notes: 1,100 named checks (11 fields x up to 100 counterparty rows, LE.1 to LE.100)."},{"id":"jib-irrbb-major1-validation-note","title":"Interest rate risk in the banking book - major 1 validation","url":"https://www.jerseyfsc.org/media/3464/gn-jibs-73-irrbb-major-1-validation.pdf","role":"validation rules","file_type":"pdf","downloadable":true,"size_bytes":148372,"sha256":"7b28209ac76ef29a084001bc031ecc1467b5945c5f09ca0781812688fb1875a2","date":"2025-12-17","note":"209 named checks, including Excel formulas for the calculated-field checks."},{"id":"oib-cashflows-validation-page","title":"Validation checks of liquidity cashflows (OIBs)","url":"https://www.jerseyfsc.org/industry/guidance-and-policy/validation-checks-of-liquidity-cashflows/","role":"validation rules","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"356 named checks. The page's own PDF link (gn-branches-111-liquidity-cashflows-validation.pdf) answered HTTP 404 on 2026-11-13, so the HTML page (which prints the same table) is recorded instead."},{"id":"oib-local-interbank-market-validation-page","title":"Validation checks Local Interbank Market (OIBs)","url":"https://www.jerseyfsc.org/industry/guidance-and-policy/validation-checks-local-interbank-market/","role":"validation rules","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"321 named checks. The page's own PDF link (gn-branches-98-local-interbank-market-validation.pdf) answered HTTP 404 on 2026-11-13, so the HTML page is recorded instead."},{"id":"supervisory-risk-data-collection-page","title":"Supervisory risk data collection exercise","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null},{"id":"supervisory-risk-2025-collection-page","title":"2025 AML/CFT/CPF and other Supervisory Risk Data Collection exercise","url":"https://www.jerseyfsc.org/industry/risk/supervisory-risk-data-collection-exercise/2025-amlcftcpf-and-other-supervisory-risk-data-collection-exercise/","role":"instructions","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"The 2026 collection window (2 Feb to 30 Apr 2026, for 2025 data) and the index of Section I/II/III guidance by sector."},{"id":"supervisory-risk-section-i-guidance","title":"Guidance to Section I of risk-based supervision data","url":"https://www.jerseyfsc.org/media/stbhy5rx/section-i-global-footprint-guidance-2025.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":969253,"sha256":"265133e573fb1a7e552a14102c29073d1d3ed2572fa645dfdbb1f151445a56f6","date":"2026-02-02","note":"42 pages, question-by-question guidance on who must report (scope 2.2), the reporting period (calendar year) and the submission deadline (17:00 on 30 April 2026)."},{"id":"supervisory-risk-section-i-integrity-checking","title":"Guide to integrity checking your Section I risk-based supervision data","url":"https://www.jerseyfsc.org/media/crrdvwqt/section-i-global-footprint-integrity-checking-2025.pdf","role":"validation rules","file_type":"pdf","downloadable":true,"size_bytes":319898,"sha256":"6bf7bc877b9c8fc1aad3827ca7f07287d026d52b2627ef4b6bab5efb456c75e2","date":"2026-02-02","note":"Lists 30 mandatory questions and 22 relational (cross-field) rules for the Section I workbook, as prose tables, not a formula or schema."},{"id":"supervisory-risk-workbook-changes","title":"Guide to workbook question changes (2025 collection)","url":"https://www.jerseyfsc.org/media/kigalv5w/workbook-question-changes.pdf","role":"release note","file_type":"pdf","downloadable":true,"size_bytes":397178,"sha256":"d89694626af5ea4002cb2321b7a5521e2766fc671b9af0e84b81765270fed4c8","date":"2026-02-02"},{"id":"supervisory-risk-section-ii-banking","title":"Section II: Deposit-takers (2025 risk data collection)","url":"https://www.jerseyfsc.org/media/wfzpz4m0/section-ii-banking-2025.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":1129876,"sha256":"71619273cc247cad0537a1d90b58d57f758f31534d6c5e59d22684ae4be63f66","date":"2026-02-03","note":"One of about 19 Section II sector guides (deposit-takers, TCB, FSB, investment business, MSB, insurance, GIMB, VASP, accountants, lawyers, estate agents, lenders, wire transfers and others). Only this one was opened in full."},{"id":"sector-report-banking-2024","title":"Supervisory risk data: banking sector report 2024","url":"https://www.jerseyfsc.org/media/jbamiapf/supervisory-risk-data-banking-sector-report-2024.pdf","role":"other","file_type":"pdf","downloadable":true,"size_bytes":7570748,"sha256":"ce76301c356105fd96e651b5d4b58b8644db4406306036cac705aa298b495e3f","date":"2026-01-29","note":"Aggregate key risk indicators for the banking sector, 2020-2024, built from the risk-based supervision data collection."},{"id":"sector-report-tcb-2024","title":"Supervisory risk data: trust company business sector report 2024","url":"https://www.jerseyfsc.org/media/xzom1af4/supervisory-risk-data-tcb-sector-report-2024.pdf","role":"other","file_type":"pdf","downloadable":true,"size_bytes":5750114,"sha256":"0a900d2169f759c3188a67a314036378baab4e6887fb942c45a3ba550637527b","date":"2026-01-29"},{"id":"sector-report-funds-2024","title":"Supervisory risk data: funds sector report 2024","url":"https://www.jerseyfsc.org/media/2dulg0lm/supervisory-risk-data-funds-sector-report-2024.pdf","role":"other","file_type":"pdf","downloadable":true,"size_bytes":5555539,"sha256":"7d54be14b80d046d72e4378379676eb7950d3d55bd0ad38f51f696b1765bd7ef","date":"2026-03-03"},{"id":"sector-report-ib-2024","title":"Supervisory risk data: investment business sector report 2024","url":"https://www.jerseyfsc.org/media/2lvpwwkl/supervisory-risk-data-ib-sector-report-2024.pdf","role":"other","file_type":"pdf","downloadable":true,"size_bytes":6223712,"sha256":"866d0c5bac213591e3507fe690f2a7d2f87c28e29eed5b3f927f1bdedf9ea080","date":"2026-01-29"},{"id":"sector-report-legal-2024","title":"Supervisory risk data: legal sector report 2024","url":"https://www.jerseyfsc.org/media/njhgtwmd/supervisory-risk-data-legal-sector-report-2024.pdf","role":"other","file_type":"pdf","downloadable":true,"size_bytes":9363218,"sha256":"6eac3b52914028506d83381ea58e10e4a6f22da41c44d67eb25e932c5808cf63","date":"2026-02-03","note":"Covers lawyers (a Schedule 2 business the JFSC supervises for AML/CFT/CPF), not a financial-services sector."},{"id":"myjfsc-financial-statements-faq","title":"FAQs and guidance to uploading financial statements and associated documents to the myJFSC portal","url":"https://www.jerseyfsc.org/media/3567/jfsc-guidance-faq-financial-statement-may-2020.pdf","role":"instructions","file_type":"pdf","downloadable":true,"size_bytes":843741,"sha256":"e355e7e7c59053503217a87da12c93b3c09edd5ad0e0e5abf52ded5f74b38d35","date":"2025-12-17","note":"Issued May 2020. Lists the online form's fields (audit opinion, going concern, directors' declaration, balance sheet and P&L lines, ANLA ratio, excess over solvency margin, long term business fund) and the documents a firm confirms it has uploaded (audited financial statements, directors' declaration, auditor's declaration on that declaration, ISA 260 letter, ANLA calculation, Category B insurance solvency calculation, auditors' 6-monthly report on permit conditions, GIMB solvency calculation)."},{"id":"tcb-code","title":"Trust Company Business Code of Practice, 1 January 2021","url":"https://www.jerseyfsc.org/media/ek1hb0k3/cop-trust-company-business-code-of-practice.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":343216,"sha256":"103ce620191d0cd6d2bacdf688aa062e66c8a356d254dc4d18aa8c02d7052097","date":"2021-01-01"},{"id":"ib-code","title":"Investment Business Code of Practice, 17 January 2022","url":"https://www.jerseyfsc.org/media/pbtfbmxk/cop-investment-business-code-of-practice.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":338811,"sha256":"0f75bc11d6e1f521e43fefaad5d6bc8a302fae6b00f2b0734f348b385878e030","date":"2022-01-17"},{"id":"fsb-code","title":"Fund Services Business Code of Practice, 15 July 2021","url":"https://www.jerseyfsc.org/media/imoggtyb/cop-fund-service-business-code-of-practice.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":298353,"sha256":"55725f57560bf806924706689d005a5b4ead2942001dbc79e92dc2fe398ebd9c","date":"2021-07-15"},{"id":"gimb-code","title":"General Insurance Mediation Business Code of Practice, 1 January 2021","url":"https://www.jerseyfsc.org/media/430af2bn/cop-general-insurance-mediation-business-code-of-practice.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":265892,"sha256":"3439fb04c006efb0f9c65ebaf3273748e62bc6c55b27b384937f774b33b9c908","date":"2021-01-01"},{"id":"gimb-solvency-calculation-template","title":"Solvency calculation for General Insurance Mediation Business","url":"https://www.jerseyfsc.org/media/3724/solvency-calculation-gimb-mar-07.xlsx","role":"template","file_type":"xlsx","downloadable":true,"size_bytes":30116,"sha256":"94090ba38e1f97e262205981322c72b50395620ed397013243a10216eba93729","date":"2025-12-17"},{"id":"gimb-solvency-calculation-guidance-page","title":"Solvency calculations (guidance note, GIMB)","url":"https://www.jerseyfsc.org/industry/guidance-and-policy/solvency-calculations/","role":"instructions","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":"2007-03-31","note":"Issued 31 March 2007. Explains the two solvency calculations (monthly insurance broking account; quarterly and accounting-period-end approved-assets test, due within 30 days). The page's own PDF link (gn-solvency-calculations-form.pdf) answered HTTP 404 on 2026-11-13, so the HTML page is recorded instead."},{"id":"insurance-code","title":"Insurance Business Code of Practice, 1 January 2021","url":"https://www.jerseyfsc.org/pdf/d87f1a01-3e09-44e2-86a1-c24764c1921c.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":272020,"sha256":"8673f15cd4a2e47442d4bc6bd1310551cfc3d0726195a3394efadf49beb654c4","date":"2021-01-01","note":"3.2.2.13 requires the annual Declaration of Compliance (First Schedule proforma); 5.16 requires six-monthly financial statements showing solvency."},{"id":"insurance-annual-declaration-template","title":"Annual declaration template for category B Insurance 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