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DiscontinuedCapitalLast checked 11 November 2026

Company-run stress test results for mid-size banks (FFIEC 016)

A regulatory return listed by the Federal Financial Institutions Examination Council (FFIEC), United States.

Annual projections of balance sheet, income, losses and capital under baseline, adverse and severely adverse scenarios, with a description of the methods used. It reported the company-run stress tests required by section 165(i)(2) of the Dodd-Frank Act. Source

Official title: Annual Dodd-Frank Act Company-Run Stress Test Report for Depository Institutions and Holding Companies with $10-$50 Billion in Total Consolidated Assets

The facts

Who files
As listed by the Federal Reserve: state member banks and holding companies with average total consolidated assets of at least $10 billion but less than $50 billion. Source
How often
Annual, based on data as of December 31 of the prior year. Source
Deadline
Results "must be reported to the agencies by July 31 of each year based on financial data as of December 31 of the prior year." Source
Format
Other. Not stated on the pages that could be checked. Source
How it is filed
Filing routes recorded for the FFIEC: FFIEC Central Data Repository (CDR); CDR Public Data Distribution (PDD); Federal Reserve Reporting Central. See how firms file with the FFIEC.
Status
DiscontinuedThe Federal Reserve still lists the FFIEC 016 (page last updated April 11, 2025), but the Board rule it cites, 12 CFR part 252 subpart B, now applies company-run stress tests only to state member banks with more than $250 billion in assets, so the $10-50 billion firms the form was built for no longer have to run them. Treated here as no longer filed; the FFIEC's own page, which would confirm this, could not be read. Source
Legal basis
Group
Capital

Templates (2)

The tables and forms inside the return. Plain name first, the FFIEC's code in brackets.

  • Results schedule: stress test results under each scenario for each quarter of the planning horizon (Results)
  • Scenario variables schedule: any extra economic and financial variables the firm used (Scenario Variables)

The two primary schedules named on the Federal Reserve page. Source

Validation rules

No published validation rules were found for this return. No published list of edits was found on the pages that could be checked; www.ffiec.gov, where the forms and instructions are kept, answered 403 to automated requests. Source

Public data

No published data from this return was found. The agencies do not publish any respondent's FFIEC 016 results (5 U.S.C. 552(b)(4) and (b)(8)). Source

Official documents (3)

The FFIEC's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FFIEC's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.