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In forceSolvency II quarterly reportingLast checked 11 November 2026

Quarterly Solvency II return, individual insurer (qrs)

A regulatory return listed by the European Insurance and Occupational Pensions Authority (EIOPA), European Union.

The core quarterly Solvency II data set for a single insurer or reinsurer: balance sheet, premiums, claims and expenses, the full list of investments and derivatives, technical provisions, own funds and, until taxonomy 2.10.0, the Minimum Capital Requirement. Supervisors use it to follow each firm's financial and solvency position between annual returns. Source

Official title: Quarterly Solvency II reporting Solo

Check a QRS file, free

The facts

Who files
Every insurance and reinsurance undertaking under Solvency II, filed with its national supervisor (Implementing Regulation (EU) 2023/894, Article 5). The supervisor may limit quarterly reporting where it would be overly burdensome, but only for undertakings that do not represent more than 20% of the national life and non-life markets respectively, giving priority to the smallest (Solvency II Directive, Article 35(6)). Source
How often
Quarterly, for each quarter end. Source
Deadline
Within 5 weeks of the end of each quarter (Delegated Regulation (EU) 2015/35, Article 312(1)(d)); the amended Directive keeps 5 weeks from 30 January 2027 (Article 35b(2)). The national supervisor then has 2 more weeks (10 working days under EIOPA decision EIOPA-BoS-21/517) to send the data to EIOPA. National supervisors may move a deadline that falls on a non-working day, so firms should check their own supervisor's date. Source
Format
XBRL-XML. Firms file in the data exchange formats set by their national supervisor or group supervisor (Implementing Regulation (EU) 2023/894, Article 1). National supervisors send the data on to EIOPA as XBRL 2.1 instance documents built on EIOPA's Solvency II taxonomy (EIOPA decision EIOPA-BoS-21/517, Article 6), following EIOPA's XBRL Filing Rules and applying the taxonomy's validation rules (Article 8). Source
How it is filed
Filing route recorded for the EIOPA: EIOPA Hub. See how firms file with the EIOPA.
Status
In forceReference dates in 2026 are filed with taxonomy 2.8.2 or its optional NACE 2.1 Hotfix (2.8.2 applies until Q4/annual 2026 included). Taxonomy 2.10.0 applies from the Q1 2027 reference period. Source
Legal basis
Group
Solvency II quarterly reporting
Check a file before you file it

Line4 Check for Solvency II runs EIOPA's own validation rules on a qrs file in your browser, free. Your file never leaves your computer. What it runs, from its published manifest:

  • EIOPA taxonomy 2.10.0: 286 of EIOPA's 374 checks (76%).
  • EIOPA taxonomy 2.8.2: 315 of EIOPA's 398 checks (79%).

It is not a substitute for the validation the supervisor runs when you submit.

Templates (13)

The tables and forms inside the return. Plain name first, the EIOPA's code in brackets.

  • Content of the submission (S.01.01.02)
  • Basic Information - General (S.01.02.01)
  • Balance sheet (S.02.01.02)
  • Premiums, claims and expenses by line of business (S.05.01.02)
  • List of assets (S.06.02.01)
  • Collective investment undertakings - look-through approach (S.06.03.01)
  • Open derivatives (S.08.01.01)
  • Life and Health SLT Technical Provisions (S.12.01.02)
  • Non-Life Technical Provisions (S.17.01.02)
  • Own funds (S.23.01.02)
  • Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity (S.28.01.01)
  • Minimum Capital Requirement - Both life and non-life insurance activity (S.28.02.01)
  • Technical table (T.99.01.01)

Entry point qrs (code .02). Listed from taxonomy 2.8.2 Hotfix, in use for 2026 reference dates: the template groups linked from mod/qrs-pre.xml, named from tab/tab-lab-en.xml (or the table label where the group label is generic). The 2.8.2 Hotfix release notes (Table 1) count 13 templates. Taxonomy 2.10.0, from the 31 March 2027 reference date, has 11 templates (release notes Table 1: 11); it drops S.28.01.01 (Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity), S.28.02.01 (Minimum Capital Requirement - Both life and non-life insurance activity). Source

This return's templates, with every other one, by area: Solvency II QRTs: every template in plain English.

Validation rules

545 rules, as counted from the EIOPA's published material. Software can run them exactly as published. Source

How they are written: XBRL Formula 1.0 assertions in the taxonomy package (linked from mod/qrs.xsd), listed in an Excel workbook with an 'Expression' column; EIOPA switches rules off between releases through the qrs-ignore-val.xml deactivation file..

EIOPA's Guidelines on reporting and public disclosure include the mandatory application of the validation rules published by EIOPA (List of Validations). ERROR rules must pass for a report to be accepted; WARNING rules flag possible errors without blocking the report.

The rules, on dev.eiopa.europa.eu

How they were counted

Rows of sheet 'Business Validation 2.8.2 HF' in EIOPA_SolvencyII_Validations_2.8.2_Hotfix.xlsx (updated 10 November 2026) whose 'Severity and modules' column names qrs and whose 'Deactivated' column is 'no': 545 (426 ERROR, 119 WARNING; 522 marked 'Include in XBRL' yes). 10 more rows name qrs but are deactivated. For 2.10.0, sheet 'Business Validation 2.10.0' of EIOPA_SolvencyII_Validations_2.10.0.xlsx (last update 30 June 2026) names qrs in 538 rows (408 ERROR, 130 WARNING; 516 'Include in XBRL' yes), none deactivated.

Counts are in the EIOPA's own unit, so they are not comparable with other regulators' counts.

Public data

Published only added up across firms. EIOPA publishes quarterly statistics for individual insurers, added up by country: balance sheet (from S.02.01), own funds (from S.23.01), premiums, claims and expenses (from S.05.01), from 2016 Q3, and asset exposures (from S.06.02), from 2017 Q4. No figures for individual firms are published: EIOPA publishes a figure only if it covers at least three reporting entities (statistics FAQ, question 7). Source

Where it is published (Excel and CSV (asset exposures: Excel only))

  • EIOPA insurance statistics: solo, quarterly

    Added up across firms · Excel and CSV (asset exposures: Excel only)

    Country-level quarterly statistics for individual insurers: balance sheet, own funds, and premiums, claims and expenses (2016 Q3 to 2026 Q2), and asset exposures (2017 Q4 to 2026 Q2). Updated each quarter; last update 12 October 2026. Provisional figures may be revised. Source

Official documents (47)

The EIOPA's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see EIOPA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: EIOPA - European Insurance and Occupational Pensions Authority, https://eiopa.europa.eu/. This document has been drafted using material downloaded from EIOPA website; EIOPA does not endorse this publication and in no way is liable for copyright or other intellectual property rights infringements nor for any damages caused to third-parties through this publication. Taxonomy release files copied here: EIOPA owns the copyright, and the taxonomy is available for download, free of charge, on https://www.eiopa.europa.eu/tools-and-data/supervisory-reporting-dpm-and-xbrl_en (EIOPA XBRL Taxonomy Licence Agreement, copied with them).

Last checked 11 November 2026.