What this page covers

Every return the PRA lists for insurers on its "Regulatory reporting - insurance sector" page and in the PRA Rulebook: the Solvency UK returns of the Reporting Part for UK insurers, insurance groups, UK branches of overseas insurers (third-country branches) and the Society of Lloyd's, including the liquidity returns in force from 30 September 2026 and the matching adjustment return; the reports the PRA expects under SS25/15 (internal model outputs), SS7/17 (market risk sensitivities) and SS15/16 (standard formula figures for internal model firms); the UK insurance special purpose vehicle return; and the returns of smaller insurers and friendly societies outside Solvency UK (Insurance Company - Reporting and Friendly Society - Reporting Parts). Templates for XBRL returns are listed from the entry points of the Bank of England Insurance Taxonomy v2.2.0 (reference dates on or after 31 December 2026); QRB from v2.1.0. Left out: the Regular Supervisory Report (removed from 31 December 2023), the Solvency II National Specific Templates and schedules the page lists under "Solvency II reporting - no longer in use", insurance stress test submissions, ad hoc data requests, notifications and authorisation forms, statistical returns, and data the FCA collects from PRA firms through RegData. Source

Free tool, in your browserLine4 Check for Solvency UK checks 5 of these returns against the Bank of England's own rules before you file →

Our plain guide: Solvency UK reporting.

How firms file

BEEDS (Bank of England Electronic Data Submission portal)
The Bank's web portal where insurers file their returns. Solvency UK templates must be uploaded as XBRL or a zip containing XBRL; the Solvency UK collection also has a manual "Occasional Submission" return type. Each firm's chief executive nominates a principal user who sets up other users. Uploads are made in the portal only: there is no machine-to-machine transfer. Non-Directive firms and friendly societies are strongly encouraged to use it. Source
Email to the Bank's insurance data mailbox
Non-Directive insurers and friendly societies may also send returns to insurancedata@bankofengland.co.uk; friendly societies may also deposit by post. BEEDS is the preferred route. Source

The returns (29)

Plain name first, the PRA's code in brackets. Each return has its own page: what it is for, who files it, the deadline, the templates, the validation rules, the documents and the sources.

Return	Group	How often	Format	Status
Quarterly solvency return for a single insurer (QRS)	Group: Solvency UK: single insurers	How often: Quarterly	Format: XBRL-XML	In force
Annual solvency return for a single insurer (ARS)	Group: Solvency UK: single insurers	How often: Yearly	Format: XBRL-XML	In force
Own risk and solvency assessment report (ORSA report)	Group: Solvency UK: single insurers	How often: When an event happens	Format: Other	In force
Very significant intra-group transactions (IR.36)	Group: Solvency UK: single insurers	How often: When an event happens	Format: Other	In force
Quarterly solvency return for an insurance group (QRG)	Group: Solvency UK: insurance groups	How often: Quarterly	Format: XBRL-XML	In force
Annual solvency return for an insurance group (ARG)	Group: Solvency UK: insurance groups	How often: Yearly	Format: XBRL-XML	In force
Quarterly return for a UK branch of an overseas insurer (QRB)	Group: Solvency UK: branches of overseas insurers	How often: Quarterly	Format: XBRL-XML	In force
Annual return for a UK branch of an overseas insurer (ARB)	Group: Solvency UK: branches of overseas insurers	How often: Yearly	Format: XBRL-XML	In force
Branch resolution report, every three years (Article 49 resolution report)	Group: Solvency UK: branches of overseas insurers	How often: Varies	Format: Other	In force
Quarterly internal model changes (QMC.01)	Group: Solvency UK: internal model firms	How often: Quarterly	Format: Excel	In force
Annual analysis of change in internal model capital (AoC.01)	Group: Solvency UK: internal model firms	How often: Yearly	Format: Excel	In force
Internal model outputs (IMO)	Group: Solvency UK: internal model firms	How often: Yearly	Format: XBRL-XML	In force
Standard formula capital figures for internal model firms (AIS, SF.01)	Group: Solvency UK: internal model firms	How often: Yearly	Format: XBRL-XML	In force
Market risk sensitivities (MRS)	Group: Solvency UK: market and liquidity risk	How often: Every six months	Format: XBRL-XML	In force
Matching adjustment asset and liability return (MALIR, MAL)	Group: Solvency UK: matching adjustment	How often: Yearly	Format: Excel, XBRL-XML	In force
Liquidity: short-form cash-flow mismatch (CFS)	Group: Solvency UK: market and liquidity risk	How often: Monthly	Format: XBRL-XML	In force
Liquidity: cash-flow mismatch (CFL)	Group: Solvency UK: market and liquidity risk	How often: Monthly	Format: XBRL-XML	In force
Liquidity: market risk sensitivities (LMR)	Group: Solvency UK: market and liquidity risk	How often: Quarterly	Format: XBRL-XML	In force
Liquidity: committed facilities (COL)	Group: Solvency UK: market and liquidity risk	How often: Yearly	Format: XBRL-XML	Upcoming
Solvency and financial condition report of a single insurer (SFCR, APS)	Group: Solvency UK: public disclosure	How often: Yearly	Format: Other	In force
Solvency and financial condition report of an insurance group (Group SFCR, APG)	Group: Solvency UK: public disclosure	How often: Yearly	Format: Other	In force
Lloyd's market: own funds and capital requirements (IR.23.05.03)	Group: Solvency UK: Lloyd's	How often: Quarterly	Format: XBRL-XML	In force
Lloyd's syndicate returns passed on by the Society (Lloyd's templates, Reporting 7.3)	Group: Solvency UK: Lloyd's	How often: Quarterly	Format: Other	In force
Annual return of an insurance special purpose vehicle (SPV)	Group: Insurance special purpose vehicles	How often: Yearly	Format: XBRL-XML, Other	In force
Annual return of a small insurer outside Solvency UK (Forms 1 to 60, Insurance Company - Reporting)	Group: Insurers outside Solvency UK	How often: Yearly	Format: Excel	In force
Return after transferring all life business, small insurer (Insurance Company - Reporting Chapter 11)	Group: Insurers outside Solvency UK	How often: When an event happens	Format: Excel	In force
Annual accounts of a small friendly society (Annual accounts, non-Directive friendly societies)	Group: Friendly societies outside Solvency UK	How often: Yearly	Format: Other	In force
Friendly society three-yearly actuarial valuation (FSC2)	Group: Friendly societies outside Solvency UK	How often: Varies	Format: Excel, Other	In force
Friendly society actuary's yearly certificate (FSC4)	Group: Friendly societies outside Solvency UK	How often: Yearly	Format: Excel, Other	In force

Data the PRA publishes from the returns

Insurance aggregate data quarterly report
Added up across firms · CSV and interactive charts
A quarterly statistical release of aggregated UK insurance data built from the quarterly Solvency UK templates: SCR coverage, quality of capital, balance sheet, asset and bond breakdowns, and non-life lines of business, split life and non-life. Firm data is checked so no single firm can be identified. A CSV holds every charted figure; the latest file covers 2026 Q2. Source
From: QRS, QRB
Reuse: The data pages say: "Copyright guidance and the related UK Open Government Licence can be viewed on our Legal page." The Legal page applies the Open Government Licence v3.0 to data in the Bank of England Database.
Insurance aggregate data annual report
Added up across firms · CSV and interactive charts
An annual statistical release of aggregated UK insurance data from the annual Solvency UK templates of UK solo firms and third-country branches: firm counts, effect of the matching adjustment and transitional measures, own funds ratios by SCR method, non-life premiums and claims development, and life business by line and investment type. A CSV holds every charted figure; the current file is the 2025 year-end data. Source
From: ARS, ARB
Reuse: The data pages say: "Copyright guidance and the related UK Open Government Licence can be viewed on our Legal page." The Legal page applies the Open Government Licence v3.0 to data in the Bank of England Database.
Solvency and financial condition reports (published by each firm)
Firm by firm · Reports on each firm's website
Each Solvency UK insurer and group publishes its own yearly SFCR, with standard tables on balance sheet, premiums and claims, technical provisions, own funds, SCR and MCR, on its own website (or a trade association website). The PRA rules require publication; they do not set up a central PRA collection, and none was found on the pages checked. Source
From: SFCR (APS), Group SFCR (APG)
Reuse: Set by each publishing firm; not covered by the Bank's terms.

Reuse terms for the PRA's documents

Bank of England legal page: rules for using material from our website, checked 11 November 2026. In the PRA's words:

You may (and unless otherwise specifically stated, such as in the case of the Rulebook and the Database, where terms concerning re-use are set out below at ‘PRA Rulebook’ and ‘Bank of England Database’ respectively) download, display or print the Resources for personal use or internal use within an individual organisation for non-commercial purposes. The Bank typically grants permission for non-commercial re-use of the Resources, particularly in an academic or education context.

Can others share copies?: Not allowed.
Conditions: Download, display or print only for personal use or internal use within one organisation, for non-commercial purposes; other re-use needs the Bank's permission (request form on the Legal page). PRA Rulebook content has its own terms of use, which forbid distributing copies to third parties and require acknowledging the PRA as author. Data in the Bank of England Database is under the Open Government Licence v3.0.
What the library does: Keeps only the link, size and SHA-256 fingerprint of each document. The terms allow personal or internal non-commercial use only and say re-use needs the Bank's permission, so the documents are linked with size and SHA-256, not copied. The aggregate insurance data pages point to the Open Government Licence, so two small CSV samples are kept.

What could not be verified

Said plainly, so nobody relies on a fact the sources do not give.

QMC.01 and AoC.01: the Rulebook links Excel templates and the instructions ask for narrative documents, but none of the pages read says which BEEDS return type or file format is used to file them; "Excel" is recorded from the template format.
ORSA report, branch resolution report, SFCR copy to the PRA and very significant intra-group transactions: the rules require electronic submission (Reporting 2.13) but the pages read do not name a filing route or file format.
Society of Lloyd's IR.23.05.03: the rule requires quarterly and annual submission, but in taxonomy v2.2.0 the template sits only in the ARS entry point; how the quarterly version is filed was not found.
Lloyd's templates (Reporting 7.3) are the Society of Lloyd's own templates and are not published by the PRA, so their content could not be checked.
Template lists are taken from taxonomy v2.2.0, which applies to reference dates on or after 31 December 2026. Filings for 2026 quarters use v2.0.2 or v2.1.0, whose template sets differ slightly (see the v2.1.0 to v2.2.0 change log).
The individual template and instruction files linked from Reporting Chapters 9 and 10 (about 80 files) are not listed one by one; the PS15/24 and PS18/26 zip files that contain them are listed instead. The PS18/26 zips amend only some templates; the rest stay as in PS15/24.
The future versions of the Reporting Part after 31 December 2026 (for example Chapter 2A Article 1(3) and Article 37 for branches) were not read rule by rule; the end of quarterly branch reporting is taken from PS13/26 and the taxonomy v2.2.0 release note.
No firm-level dataset built from the returns was found on the Bank's statistics pages; the only firm-level public information found is each firm's own SFCR.

Sources

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. See every regulator in the regulatory returns library.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see PRA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Last checked 11 November 2026.

Bank of England (PRA), insurers: regulatory returns