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In forceFriendly societies outside Solvency UKLast checked 11 November 2026

Friendly society actuary's yearly certificate (FSC4)

A regulatory return listed by the Bank of England (PRA), insurers, United Kingdom.

In the years between three-yearly valuations, the society's actuary certifies that there has been no material change in its financial condition, or states that they cannot give that certificate, which triggers a new valuation. Source

Official title: Form FSC4: certificate or statement given by the appropriate actuary

The facts

Who files
Non-Directive friendly societies (Friendly Society - Reporting 1.1), other than flat rate benefits business friendly societies and partnership pension societies. Source
How often
Each year between FSC2 returns (Friendly Society - Reporting 2.3 and 2.4). Source
Deadline
Not later than 6 months after each anniversary of the date to which the accounts for the last investigation were made up (Friendly Society - Reporting 2.3). Source
Format
Excel, Other. Form FSC4 in the Bank's Excel workbook (Friendly Society - Reporting 4.2), deposited with the PRA. Source
How it is filed
Filing routes recorded for the PRA: BEEDS (Bank of England Electronic Data Submission portal); Email to the Bank's insurance data mailbox. See how firms file with the PRA.
Status
In force
Legal basis
Group
Friendly societies outside Solvency UK

Templates (1)

The tables and forms inside the return. Plain name first, the PRA's code in brackets.

  • Certificate or statement given by the appropriate actuary (FSC4)

Where the list was read: Source

Validation rules

No published validation rules were found for this return. Source

Public data

No published data from this return was found. No published data from this return was found on the Bank of England statistics pages checked (insurance aggregate data, annual and quarterly). Source

Official documents (3)

The PRA's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

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Last checked 11 November 2026.