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2 min readWarningEIOPA taxonomy 2.10.0Updated 11 November 2026

Content of the submission and 2 other templates: a conditional check (S.01.01, S.26.03, S.27.01, EIOPA rule BV653_2)

A warning on the content of the submission (S.01.01), solvency capital requirement - life underwriting risk (S.26.03) and solvency capital requirement - non-life and health catastrophe risk (S.27.01) templates, in the annual solo (ARS), annual group (ARG) and annual branch (ARB) returns.

It applies to 2.8.2 returns too, the release for the 2026 returns, and Line4 Check runs it there as well.

Check your file for this ruleWhat to do if it fails

The rule in plain words

The template Solvency Capital Requirement - Simplifications (S.26.07) should be reported if any simplification in S.26.01, S.26.03, S.26.04 (except simplifications for the articles 95a, 96a and 102a) or any natural catastrophe risk simplification in S.27.01 has been applied (except for the simplification for captives for market risk concentration in S.26.01)

The headline gives only the template and the kind of check, because the rule is too long to say in a headline. The plain words above say all of it.

EIOPA writes it out as separate checks, one for each table or return it covers. Line4 Check runs three of them (BV653_2-9 to BV653_2-12), and a failure names the one that failed.

What to do if your return fails it

  1. 01Open the tables below and find the cells the rule reads.
  2. 02The check applies only when its first part holds in your return. When it does, the second part must hold too: fix the second part, or correct the first.
  3. 03It runs only when your filing indicators mark S.01.01, S.26.03 and S.27.01 as reported.
  4. 04This is a warning. It does not stop the return on its own, but your supervisor may ask you to explain it.

The cells it reads

Content of the submission (S.01.01.01.01)

Row

  • R0560S.26.07.01 - Solvency Capital Requirement - Simplifications

Column

  • C0010Reporting status

Content of the submission (S.01.01.04.01)

Row

  • R0560S.26.07.04 - Solvency Capital Requirement - Simplifications

Column

  • C0010Reporting status

Content of the submission (S.01.01.07.01)

Row

  • R0560S.26.07.01 - Solvency Capital Requirement - Simplifications

Column

  • C0010Reporting status

Solvency capital requirement - life underwriting risk: simplifications used (S.26.03.01.03)

Rows

  • R0010Simplifications - mortality risk
  • R0020Simplifications - longevity risk
  • R0030Simplifications - disability-morbidity risk
  • R0040Simplifications - lapse risk
  • R0050Simplifications - life expense risk
  • R0060Simplifications - life catastrophe risk

Column

  • C0010Simplifications used

Solvency capital requirement - life underwriting risk: simplifications used (S.26.03.04.03)

Rows

  • R0010Simplifications - mortality risk
  • R0020Simplifications - longevity risk
  • R0030Simplifications - disability-morbidity risk
  • R0040Simplifications - lapse risk
  • R0050Simplifications - life expense risk
  • R0060Simplifications - life catastrophe risk

Column

  • C0010Simplifications used

Solvency capital requirement - non-life and health catastrophe risk: simplifications used (S.27.01.01.27)

Row

  • R0002Simplifications used - natural catastrophe risk

Column

  • C0001Simplifications used

Solvency capital requirement - non-life and health catastrophe risk: simplifications used (S.27.01.04.27)

Row

  • R0002Simplifications used - natural catastrophe risk

Column

  • C0001Simplifications used

Which returns it applies to

Line4 Check runs it on annual solo (ARS), annual group (ARG) and annual branch (ARB) returns on EIOPA taxonomy 2.10.0. EIOPA applies it to annual branch (ARB), annual group (ARG) and annual solo (ARS) returns, as a warning.

EIOPA’s own words and formula

In EIOPA’s list of validations, word for word:

The template S.26.07 - Solvency Capital Requirement - Simplifications should be reported if any simplification in S.26.01, S.26.03, S.26.04 (except simplifications for the articles 95a, 96a and 102a) or any natural catastrophe risk simplification in S.27.01 has been applied (except for the simplification for captives for market risk concentration in S.26.01).
Show the formulaShow

EIOPA's formula, for BV653_2-12. Cells are written as {t: table, r: row, c: column}.

if ({t: S.26.03.01.03, r: R0010, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0020, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0030, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.26.03.01.03, r: R0040, c: C0010, z: Z0001}, "^((1)|(1,2))$") or {t: S.26.03.01.03, r: R0050, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0060, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.27.01.01.27, r: R0002, c: C0001}, "^((1)|(2)|(3)|(4)|(5)|(1,2)|(1,3)|(1,4)|(1,5)|(2,3)|(2,4)|(2,5)|(3,4)|(3,5)|(4,5)|(1,2,3)|(1,2,4)|(1,2,5)|(1,3,4)|(1,3,5)|(1,4,5)|(2,3,4)|(2,3,5)|(2,4,5)|(3,4,5)|(1,2,3,4)|(1,2,3,5)|(1,2,4,5)|(1,3,4,5)|(2,3,4,5)|(1,2,3,4,5))$")) then {t: S.01.01.01.01, r: R0560, c: C0010} = [s2c_CN:x1] or {t: S.01.01.01.01, r: R0560, c: C0010} = [s2c_CN:x60] or {t: S.01.01.01.01, r: R0560, c: C0010} = [s2c_CN:x71] else true()

BV653_2-9:

if ({t: S.26.03.01.03, r: R0010, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0020, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0030, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.26.03.01.03, r: R0040, c: C0010, z: Z0001}, "^((1)|(1,2))$") or {t: S.26.03.01.03, r: R0050, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.01.03, r: R0060, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.27.01.01.27, r: R0002, c: C0001}, "^((1)|(2)|(3)|(4)|(5)|(1,2)|(1,3)|(1,4)|(1,5)|(2,3)|(2,4)|(2,5)|(3,4)|(3,5)|(4,5)|(1,2,3)|(1,2,4)|(1,2,5)|(1,3,4)|(1,3,5)|(1,4,5)|(2,3,4)|(2,3,5)|(2,4,5)|(3,4,5)|(1,2,3,4)|(1,2,3,5)|(1,2,4,5)|(1,3,4,5)|(2,3,4,5)|(1,2,3,4,5))$")) then {t: S.01.01.07.01, r: R0560, c: C0010} = [s2c_CN:x1] or {t: S.01.01.07.01, r: R0560, c: C0010} = [s2c_CN:x60] or {t: S.01.01.07.01, r: R0560, c: C0010} = [s2c_CN:x71] else true()

BV653_2-10:

if ({t: S.26.03.04.03, r: R0010, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.04.03, r: R0020, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.04.03, r: R0030, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.26.03.04.03, r: R0040, c: C0010, z: Z0001}, "^((1)|(1,2))$") or {t: S.26.03.04.03, r: R0050, c: C0010, z: Z0001} = [s2c_AP:x33] or {t: S.26.03.04.03, r: R0060, c: C0010, z: Z0001} = [s2c_AP:x33] or matches({t: S.27.01.04.27, r: R0002, c: C0001}, "^((1)|(2)|(3)|(4)|(5)|(1,2)|(1,3)|(1,4)|(1,5)|(2,3)|(2,4)|(2,5)|(3,4)|(3,5)|(4,5)|(1,2,3)|(1,2,4)|(1,2,5)|(1,3,4)|(1,3,5)|(1,4,5)|(2,3,4)|(2,3,5)|(2,4,5)|(3,4,5)|(1,2,3,4)|(1,2,3,5)|(1,2,4,5)|(1,3,4,5)|(2,3,4,5)|(1,2,3,4,5))$")) then {t: S.01.01.04.01, r: R0560, c: C0010} = [s2c_CN:x1] or {t: S.01.01.04.01, r: R0560, c: C0010} = [s2c_CN:x60] or {t: S.01.01.04.01, r: R0560, c: C0010} = [s2c_CN:x71] else true()

Every Solvency II rule on S.01.01

Checks like this one, run at the point of submission, are the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.