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3 min readBlockingEIOPA taxonomy 2.10.0Updated 11 November 2026

Solvency capital requirement - non-life and health catastrophe risk: a total must equal the sum of its parts (S.27.01, EIOPA rule BV309_1)

A blocking check on the solvency capital requirement - non-life and health catastrophe risk template (S.27.01), in the annual solo (ARS), annual group (ARG) and annual branch (ARB) returns.

It applies to 2.8.2 returns too, the release for the 2026 returns, and Line4 Check runs it there as well.

Check your file for this ruleWhat to do if it fails

The rule in plain words

The item "Total Mass accident all countries before diversification" reported in Solvency Capital Requirement - Non-life and Health catastrophe risk (S.27.01) must be equal to the sum of the countries reported above

The headline gives only the template and the kind of check, because the rule is too long to say in a headline. The plain words above say all of it.

EIOPA writes it out as separate checks, one for each table or return it covers. Line4 Check runs two of them (BV309_1-1 and BV309_1-2), and a failure names the one that failed.

What to do if your return fails it

  1. 01Open the tables below and find the cells the rule reads.
  2. 02Add up the parts in your return and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EIOPA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark S.27.01 as reported.
  6. 06This is a blocking check. A return that fails it is normally rejected, so fix it before you submit.

The cells it reads

Solvency capital requirement - non-life and health catastrophe risk: health catastrophe risk - mass accident (S.27.01.01.20)

Rows

  • R3300Republic of Austria
  • R3310Kingdom of Belgium
  • R3320Republic of Bulgaria
  • R3330Republic of Croatia
  • R3340Republic of Cyprus
  • R3350Czech Republic
  • R3360Kingdom of Denmark
  • R3370Republic of Estonia
  • R3380Republic of Finland
  • R3390French Republic; Principality of Monaco; Principality of Andorra
  • R3400Hellenic Republic
  • R3410Federal Republic of Germany
  • R3420Republic of Hungary
  • R3430Republic of Iceland
  • R3440Ireland
  • R3450Italian Republic; Republic of San Marino; Vatican City State
  • R3460Republic of Latvia
  • R3470Republic of Lithuania
  • R3480Grand Duchy of Luxemburg
  • R3490Republic of Malta
  • R3500Kingdom of the Netherlands
  • R3510Kingdom of Norway
  • R3520Republic of Poland
  • R3530Portuguese Republic
  • R3540Romania
  • R3550Slovak Republic
  • R3560Republic of Slovenia
  • R3570Kingdom of Spain
  • R3580Kingdom of Sweden
  • R3590Swiss Confederation
  • R3600United Kingdom of Great Britain and Northern Ireland
  • R3610Total Mass accident all countries before diversification

Columns

  • C1270Catastrophe Risk Charge before risk mitigation
  • C1280Estimated Risk Mitigation
  • C1290Estimated Reinstatement Premiums
  • C1300Catastrophe Risk Charge after risk mitigation

Solvency capital requirement - non-life and health catastrophe risk: health catastrophe risk - mass accident (S.27.01.04.20)

Rows

  • R3300Republic of Austria
  • R3310Kingdom of Belgium
  • R3320Republic of Bulgaria
  • R3330Republic of Croatia
  • R3340Republic of Cyprus
  • R3350Czech Republic
  • R3360Kingdom of Denmark
  • R3370Republic of Estonia
  • R3380Republic of Finland
  • R3390French Republic; Principality of Monaco; Principality of Andorra
  • R3400Hellenic Republic
  • R3410Federal Republic of Germany
  • R3420Republic of Hungary
  • R3430Republic of Iceland
  • R3440Ireland
  • R3450Italian Republic; Republic of San Marino; Vatican City State
  • R3460Republic of Latvia
  • R3470Republic of Lithuania
  • R3480Grand Duchy of Luxemburg
  • R3490Republic of Malta
  • R3500Kingdom of the Netherlands
  • R3510Kingdom of Norway
  • R3520Republic of Poland
  • R3530Portuguese Republic
  • R3540Romania
  • R3550Slovak Republic
  • R3560Republic of Slovenia
  • R3570Kingdom of Spain
  • R3580Kingdom of Sweden
  • R3590Swiss Confederation
  • R3600United Kingdom of Great Britain and Northern Ireland
  • R3610Total Mass accident all countries before diversification

Columns

  • C1270Catastrophe Risk Charge before risk mitigation
  • C1280Estimated Risk Mitigation
  • C1290Estimated Reinstatement Premiums
  • C1300Catastrophe Risk Charge after risk mitigation

Which returns it applies to

Line4 Check runs it on annual solo (ARS), annual group (ARG) and annual branch (ARB) returns on EIOPA taxonomy 2.10.0. EIOPA applies it to annual branch (ARB), annual solo (ARS), annual ECB solo (AES), annual ECB branch (AEB) and annual group (ARG) returns, as a blocking check.

EIOPA’s own words and formula

In EIOPA’s list of validations, word for word:

The item "Total Mass accident all countries before diversification" reported in S.27.01 - Solvency Capital Requirement - Non-life and Health catastrophe risk must be equal to the sum of the countries reported above.
Show the formulaShow

EIOPA's formula, for BV309_1-1. Cells are written as {t: table, r: row, c: column}.

{t: S.27.01.01.20, r: R3610} = sum({t: S.27.01.01.20, r: R3300; R3310; R3320; R3330; R3340; R3350; R3360; R3370; R3380; R3390; R3400; R3410; R3420; R3430; R3440; R3450; R3460; R3470; R3480; R3490; R3500; R3510; R3520; R3530; R3540; R3550; R3560; R3570; R3580; R3590; R3600})

BV309_1-2:

{t: S.27.01.04.20, r: R3610, z: Z0001} = sum({t: S.27.01.04.20, r: R3300; R3310; R3320; R3330; R3340; R3350; R3360; R3370; R3380; R3390; R3400; R3410; R3420; R3430; R3440; R3450; R3460; R3470; R3480; R3490; R3500; R3510; R3520; R3530; R3540; R3550; R3560; R3570; R3580; R3590; R3600, z: Z0001})

Every Solvency II rule on S.27.01

Checks like this one, run at the point of submission, are the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.