The rule in plain words
The item "Total Non-Life obligation" reported in Non-Life Technical Provisions (S.17.01) must be equal to the sum of the relevant LoB
EIOPA writes it out as separate checks, one for each table or return it covers. Line4 Check runs two of them (BV252_1-1 and BV252_1-2), and a failure names the one that failed.
What to do if your return fails it
- 01Open the tables below and find the cells the rule reads.
- 02Add up the parts in your return and compare the result with the total.
- 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
- 04EIOPA allows a small rounding difference, worked out from the decimals each value is reported with.
- 05It runs only when your filing indicators mark S.17.01 as reported.
- 06This is a blocking check. A return that fails it is normally rejected, so fix it before you submit.
The cells it reads
Balance sheet (S.02.01.01.01)
Rows
- R0280Non-life and health similar to non-life
- R0510Technical provisions - non-life
Column
- C0010Solvency II value
Balance sheet (S.02.01.02.01)
Rows
- R0280Non-life and health similar to non-life
- R0510Technical provisions - non-life
Column
- C0010Solvency II value
Balance sheet (S.02.01.07.01)
Rows
- R0280Non-life and health similar to non-life
- R0510Technical provisions - non-life
Column
- C0010Solvency II value
Balance sheet (S.02.01.08.01)
Rows
- R0280Non-life and health similar to non-life
- R0510Technical provisions - non-life
Column
- C0010Solvency II value
Non-life technical provisions (S.17.01.01.01)
Rows
- R0010Technical provisions calculated as a whole
- R0050Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
- R0060Gross - Total
- R0100Total recoverable from reinsurance/SPV and Finite Re before the adjustment for expected losses due to counterparty default
- R0110Recoverables from reinsurance (except SPV and Finite Reinsurance) before adjustment for expected losses
- R0120Recoverables from SPV before adjustment for expected losses
- R0130Recoverables from Finite Reinsurance before adjustment for expected losses
- R0140Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
- R0150Net Best Estimate of Premium Provisions
- R0160Gross - Total
- R0200Total recoverable from reinsurance/SPV and Finite Re before the adjustment for expected losses due to counterparty default
- R0210Recoverables from reinsurance (except SPV and Finite Reinsurance) before adjustment for expected losses
- R0220Recoverables from SPV before adjustment for expected losses
- R0230Recoverables from Finite Reinsurance before adjustment for expected losses
- R0240Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
- R0250Net Best Estimate of Claims Provisions
- R0260Total Best estimate - gross
- R0270Total Best estimate - net
- R0280Risk margin
- R0290TP as a whole
- R0300Best estimate
- R0310Risk margin
- R0320Technical provisions - total
- R0330Recoverable from reinsurance contract/SPV and Finite Re after the adjustment for expected losses due to counterparty default - total
- R0340Technical provisions minus recoverables from reinsurance/SPV and Finite Re- total
- R0370Future benefits and claims
- R0380Future expenses and other cash-out flows
- R0390Future premiums
- R0400Other cash-in flows (incl. Recoverable from salvages and subrogations)
- R0410Future benefits and claims
- R0420Future expenses and other cash-out flows
- R0430Future premiums
- R0440Other cash-in flows (incl. Recoverable from salvages and subrogations)
- R0460Best estimate subject to transitional of the interest rate
- R0470Technical provisions without transitional on interest rate
- R0480Best estimate subject to volatility adjustment
- R0490Technical provisions without volatility adjustment and without others transitional measures
- R0500Expected profits included in future premiums (EPIFP)
Columns
- C0020Medical expense insurance
- C0030Income protection insurance
- C0040Workers' compensation insurance
- C0050Motor vehicle liability insurance
- C0060Other motor insurance
- C0070Marine, aviation and transport insurance
- C0080Fire and other damage to property insurance
- C0090General liability insurance
- C0100Credit and suretyship insurance
- C0110Legal expenses insurance
- C0120Assistance
- C0130Miscellaneous financial loss
- C0140Non-proportional health reinsurance
- C0150Non-proportional casualty reinsurance
- C0160Non-proportional marine, aviation and transport reinsurance
- C0170Non-proportional property reinsurance
- C0180Total Non-Life obligation
Non-life technical provisions (S.17.01.02.01)
Rows
- R0010Technical provisions calculated as a whole
- R0050Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
- R0060Gross
- R0140Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
- R0150Net Best Estimate of Premium Provisions
- R0160Gross
- R0240Total recoverable from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
- R0250Net Best Estimate of Claims Provisions
- R0260Total Best estimate - gross
- R0270Total Best estimate - net
- R0280Risk margin
- R0320Technical provisions - total
- R0330Recoverable from reinsurance contract/SPV and Finite Re after the adjustment for expected losses due to counterparty default - total
- R0340Technical provisions minus recoverables from reinsurance/SPV and Finite Re - total
Columns
- C0020Medical expense insurance
- C0030Income protection insurance
- C0040Workers' compensation insurance
- C0050Motor vehicle liability insurance
- C0060Other motor insurance
- C0070Marine, aviation and transport insurance
- C0080Fire and other damage to property insurance
- C0090General liability insurance
- C0100Credit and suretyship insurance
- C0110Legal expenses insurance
- C0120Assistance
- C0130Miscellaneous financial loss
- C0140Non-proportional health reinsurance
- C0150Non-proportional casualty reinsurance
- C0160Non-proportional marine, aviation and transport reinsurance
- C0170Non-proportional property reinsurance
- C0180Total Non-Life obligation
Own funds: reconciliation reserve (S.23.01.01.02)
Row
- R0780Expected profits included in future premiums (EPIFP) - Non-life business
Column
- C0060Value
Own funds: reconciliation reserve (S.23.01.07.02)
Row
- R0780Expected profits included in future premiums (EPIFP) - Non-life business
Column
- C0060Value
Which returns it applies to
Line4 Check runs it on quarterly solo (QRS), quarterly branch (QRB), annual solo (ARS) and annual branch (ARB) returns on EIOPA taxonomy 2.10.0. EIOPA applies it to annual branch (ARB), annual solo (ARS), annual ECB solo (AES), annual ECB branch (AEB), quarterly branch (QRB) and quarterly solo (QRS) returns, as a blocking check.
EIOPA’s own words and formula
In EIOPA’s list of validations, word for word:
The item "Total Non-Life obligation" reported in S.17.01 - Non-Life Technical Provisions must be equal to the sum of the relevant LoB.
Show the formulaShowHide
EIOPA's formula, for BV252_1-2. Cells are written as {t: table, r: row, c: column}.
{t: S.17.01.02.01, c: C0180} = sum({t: S.17.01.02.01, c: C0020; C0030; C0040; C0050; C0060; C0070; C0080; C0090; C0100; C0110; C0120; C0130; C0140; C0150; C0160; C0170})BV252_1-1:
{t: S.17.01.01.01, c: C0180} = sum({t: S.17.01.01.01, c: C0020; C0030; C0040; C0050; C0060; C0070; C0080; C0090; C0100; C0110; C0120; C0130; C0140; C0150; C0160; C0170})Other rules on Balance sheet (S.02.01)
- Balance sheet and life and health SLT technical provisions: values must agree (BV250_1)Blocking
- Balance sheet and life and health SLT technical provisions: values must agree (BV243_1)Blocking
- The item "Total assets" reported in Balance sheet must be equal to the sum of the different items reported above (BV238_1)Blocking
- Balance sheet and liabilities by currency: values must agree (BV191)Blocking
- Balance sheet: a total must equal the sum of its parts (BV313_1)Blocking
- Balance sheet: a total must equal the sum of its parts (BV314_1)Blocking
- Balance sheet and 2 other templates: a total must equal the sum of its parts (BV189)Blocking
- Balance sheet: a total must equal the sum of its parts (BV315_1)Blocking
Every Solvency II rule on S.02.01
Checks like this one, run at the point of submission, are the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
