Line4

2 min readBlockingEIOPA taxonomy 2.10.0Updated 11 November 2026

Life and health SLT technical provisions: a total must equal the sum of its parts (S.12.01, EIOPA rule BV246_1)

A blocking check on the life and health SLT technical provisions template (S.12.01), in the annual solo (ARS) and annual branch (ARB) returns.

It applies to 2.8.2 returns too, the release for the 2026 returns, and Line4 Check runs it there as well.

Check your file for this ruleWhat to do if it fails

The rule in plain words

The item "Technical provisions - total" reported in Life and Health SLT Technical Provisions (S.12.01) must be equal to the sum of "Technical provisions calculated as a whole", "Gross Best Estimate", "Risk Margin", "Amount of the transitional on Technical Provisions - Technical Provisions calculated as a whole", "Amount of the transitional on Technical Provisions - Best estimate" and "Amount of the transitional on Technical Provisions - Risk margin"

The headline gives only the template and the kind of check, because the rule is too long to say in a headline. The plain words above say all of it.

What to do if your return fails it

  1. 01Open the table below and find the cells the rule reads.
  2. 02Add up the parts in your return and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EIOPA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark S.12.01 as reported.
  6. 06This is a blocking check. A return that fails it is normally rejected, so fix it before you submit.

The cells it reads

Life and health SLT technical provisions (S.12.01.01.01)

Rows

  • R0010Technical provisions calculated as a whole
  • R0030Gross Best Estimate
  • R0100Risk Margin
  • R0110Technical Provisions calculated as a whole
  • R0120Best estimate
  • R0130Risk margin
  • R0200Technical provisions - total

Columns

  • C0030Index-linked and unit-linked insurance
  • C0040Contracts without options and guarantees
  • C0050Contracts with options or guarantees

A worked example

With simple numbers.

Illustrative values
Technical provisions calculated as a whole, Index-linked and unit-linked insurance1,200
Gross Best Estimate, Contracts without options and guarantees800
Gross Best Estimate, Contracts with options or guarantees450
Risk Margin, Index-linked and unit-linked insurance300
Technical Provisions calculated as a whole, Index-linked and unit-linked insurance150
Best estimate, Contracts without options and guarantees100
Best estimate, Contracts with options or guarantees60
Risk margin, Index-linked and unit-linked insurance40
Together3,100
What the rule then expects

Technical provisions - total, Index-linked and unit-linked insurance must then be 3,100.

3,100Passes
3,200Fails

A file that reports 3,100 passes. One that reports 3,200 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Which returns it applies to

Line4 Check runs it on annual solo (ARS) and annual branch (ARB) returns on EIOPA taxonomy 2.10.0. EIOPA applies it to annual branch (ARB), annual solo (ARS), annual ECB solo (AES) and annual ECB branch (AEB) returns, as a blocking check.

EIOPA’s own words and formula

In EIOPA’s list of validations, word for word:

The item "Technical provisions - total" reported in S.12.01 - Life and Health SLT Technical Provisions must be equal to the sum of "Technical provisions calculated as a whole", "Gross Best Estimate", "Risk Margin", "Amount of the transitional on Technical Provisions - Technical Provisions calculated as a whole", "Amount of the transitional on Technical Provisions - Best estimate" and "Amount of the transitional on Technical Provisions - Risk margin".
Show the formulaShow

EIOPA's formula. Cells are written as {t: table, r: row, c: column}.

{t: S.12.01.01.01, r: R0200, c: C0030} = {t: S.12.01.01.01, r: R0010, c: C0030} + {t: S.12.01.01.01, r: R0030, c: C0040} + {t: S.12.01.01.01, r: R0030, c: C0050} + {t: S.12.01.01.01, r: R0100, c: C0030} + {t: S.12.01.01.01, r: R0110, c: C0030} + {t: S.12.01.01.01, r: R0120, c: C0040} + {t: S.12.01.01.01, r: R0120, c: C0050} + {t: S.12.01.01.01, r: R0130, c: C0030}

Every Solvency II rule on S.12.01

Checks like this one, run at the point of submission, are the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.