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In forceOccupational pension undertakings: national statistics and surveys (national)Last checked 13 November 2026

Semi-annual pension insurance data (VO)

A regulatory return listed by the Finanssivalvonta (Financial Supervisory Authority, Finland) (FIN-FSA), Finland.

A national FIN-FSA return, table 'VO' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): semi-annual pension insurance data. Source

The facts

Who files
employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme (Mela) and the Seafarers' Pension Fund, pension funds and pension foundations (benefit-based and contribution-based), and Keva (the local government and wellbeing services pensions institution), with the sub-tables (VO01 to VO10h) that apply varying by entity type. Source
How often
Semi-annually (as at 30 June and 31 December) for most sub-tables; some sub-tables are annual only, by entity type. Source
Deadline
15 August and 15 February for the semi-annual sub-tables. Source
Format
CSV. Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement. Source
How it is filed
Filing routes recorded for the FIN-FSA: Reporter Portal (Raportoijan portaali) and Validation Service; MiFIR transaction reporting (SFTP); Secure email. See how firms file with the FIN-FSA.
Status
In force
Legal basis
Group
Occupational pension undertakings: national statistics and surveys (national)

Templates (15)

The tables and forms inside the return. Plain name first, the FIN-FSA's code in brackets.

  • Summary of supplementary pension fund technical-provision cover (VO01e)
  • Summary of supplementary pension foundation technical-provision cover (VO01f)
  • Risk concentrations in supplementary pension fund cover assets (VO02e)
  • Risk concentrations in supplementary pension foundation cover assets (VO02f)
  • Valuation difference calculation (VO03)
  • Data on pension insurance (VO04)
  • Keva data on pension insurance (VO04h)
  • Result analysis (VO06a)
  • Result analysis (VO06b)
  • Result analysis (VO06e)
  • Result analysis (VO06f)
  • Expense-loading result (VO07)
  • Work-ability maintenance activity (VO08)
  • Insurance business result (VO09)
  • Capital value of accrued pension benefits for Keva's member organisations' pension scheme (VO10h)

The workbook covers two groups: 'Eläkevakuutuksen puolivuositiedot' (semi-annual pension insurance data, VO01-VO04h) and 'Tunnuslukutaulukot' (key ratio tables, VO06-VO10h). Source

Validation rules

252 rules, as counted from the FIN-FSA's published material. Software can run them exactly as published. Source

How they are written: A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval..

The same workbook is the table template for the return.

The rules, on finanssivalvonta.fi

How they were counted

252 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vo_lomakemalli_su.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.

Counts are in the FIN-FSA's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by FIN-FSA was found on the pages checked. Source

Official documents (6)

The FIN-FSA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FIN-FSA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Finanssivalvonta (Financial Supervisory Authority, FIN-FSA), https://www.finanssivalvonta.fi

Last checked 13 November 2026.