The facts
- Who files
- Pension funds and pension foundations, department A (the benefit-based occupational pension business). Source
- How often
- At the date the financial statements are adopted. Source
- Deadline
- Not stated as a fixed calendar date; tied to the fund's or foundation's financial-statement timetable. Source
- Format
- CSV. Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement. Source
- How it is filed
- Filing routes recorded for the FIN-FSA: Reporter Portal (Raportoijan portaali) and Validation Service; MiFIR transaction reporting (SFTP); Secure email. See how firms file with the FIN-FSA.
- Status
- In force
- Group
- Occupational pension undertakings: national statistics and surveys (national)
Templates (8)
The tables and forms inside the return. Plain name first, the FIN-FSA's code in brackets.
- Statistical data from pension funds carrying out TyEL (Employees Pensions Act) business (VL01e)
- Statistical data from pension foundations carrying out TyEL business (VL01f)
- Other statistical data (VL03)
- Loan receivables from member companies (VL05)
- Actuarial study - breakdown of the pension portfolio and technical provisions - part 1 (VL061)
- Actuarial study - breakdown of the pension portfolio and technical provisions - part 2 (VL062)
- Study of insurance business - technical provisions (pension funds) (VL08e)
- Study of insurance business - technical provisions (pension foundations) (VL08f)
Group title in the workbook: 'Kysely eläkekassoille ja -säätiöille' (survey for pension funds and pension foundations). Letter e = pension funds, f = pension foundations. Source
Validation rules
86 rules, as counted from the FIN-FSA's published material. Software can run them exactly as published. Source
How they are written: A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval..
The same workbook is the table template for the return.
The rules, on finanssivalvonta.fi
How they were counted
86 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vl_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.
Counts are in the FIN-FSA's own unit, so they are not comparable with other regulators' counts.
Public data
No published data from this return was found. No data from this return published by FIN-FSA was found on the pages checked. Source
Official documents (6)
The FIN-FSA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.
- Fivan määräykset ja ohjeet 1/2011: Vakuutustoiminta (machine-readable supervisory data, insurance market)
Legal text · HTML
- Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)
List of returns · PDF · 183.9 KB · 17 December 2025
Dated 17.12.2025 on the document itself. A table of every national insurance-sector report and module, with the entity types that file it, frequency, transition date to the Reporter Portal and file format.
SHA-256
dd2f472d04b8show in fulldd2f472d04b82bdd6c0c64c79f4f6bc7223f105a50a4e5ae2723a05980281e8a - Description of machine-language data transmission of Virati and Vakra reporting
Filing rules · PDF · 378.0 KB · 25 February 2026
Virati and Vakra are FIN-FSA's internal names for its national (non-EU) data collection arrangements for banking and insurance-sector modules respectively.
SHA-256
ea786e64d0f0show in fullea786e64d0f01604f26b1be689f44ec805a23dec6080b4a452323ceedd7e7ade - VL-taulukko (VL table workbook)
Template · XLSX · 125.0 KB · 23 April 2024
SHA-256
fe609bd5bfb2show in fullfe609bd5bfb2fa7da190d4cea126afc0a89af0bcbdd397e7eefaa39b7a73f692 - VL-ohje (VL table completion instructions)
Instructions · PDF · 212.1 KB · 31 March 2022
SHA-256
0051d5d00873show in full0051d5d008739470b4abc4201e1d68808b9f4c637d72726ec2c5710f2d3fe673 - Määräykset ja ohjeet 1/2011 (regulation text, current version)
Legal text · PDF · 229.8 KB · 13 June 2025
SHA-256
d41c105ee17eshow in fulld41c105ee17e670ff3fda68abdbd7791a3a2f3a3883649c8dcef9abc3cd36bee
Sources
Every page and document this return's facts were read from.
- finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/
- finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf
- finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vl_lomakemalli_fi.xlsx
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see FIN-FSA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
Source: Finanssivalvonta (Financial Supervisory Authority, FIN-FSA), https://www.finanssivalvonta.fi
Last checked 13 November 2026.
