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In forceBanks and credit unions: capital, liquidity and financial reporting (EU, EBA)Last checked 13 November 2026

Charges for credit transfers and rejected instant payments, Instant Payments Regulation (sepa_ipr)

A regulatory return listed by the Czech National Bank (CNB), Czech Republic.

The EU-harmonised report of charges for credit transfers and rejected instant-payment transactions under the Instant Payments Regulation (EU) 2025/1979, filed as the sepa_ipr template of the EBA_PAY framework. A payment service provider that does not offer euro credit transfers in the Czech Republic reports only the parts of the template that apply. Source

The facts

Who files
Payment service providers that offer credit transfers, including banks, branches of EEA banks, credit unions, payment institutions and electronic money institutions (Decree No. 401/2021 Coll., section 2); the CNB confirmed only providers offering euro credit transfers must fill in values. Source
How often
Annual, under the EBA_PAY v4.2 methodology; the first collections (for data years 2022 to 2024) were filed as one-off daily occurrences in SDAT, each dated to a specific day in December 2025, before annual filing began with 2025 data. Source
Deadline
Data for 2025 (and from then on, annually) are submitted individually by 9 April 2026. Data for 2022, 2023 and 2024 were backdated into SDAT as occurrences dated 22, 23 and 24 December 2025 respectively. Source
Format
XBRL-XML. Filed in SDAT using the EBA's XBRL taxonomy for the relevant reporting framework (DPM 2.0 from the 4.2 technical package). Source
How it is filed
Filing route recorded for the CNB: SDAT (Sběr dat ČNB). See how firms file with the CNB.
Status
In force
Group
Banks and credit unions: capital, liquidity and financial reporting (EU, EBA)

Templates (0)

The library lists no templates for this return.

EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/bank-sepa-ipr (docs/eba/bank-sepa-ipr.md). Czech firms use the EBA's templates and taxonomy. Source

Validation rules

The CNB publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EBA validation rules in the EBA reporting framework (see the EBA entry); SDAT taxonomy checks.

How they were counted

Not counted here: the EBA's validation rules apply (see eba/bank-sepa-ipr).

Counts are in the CNB's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by the Czech National Bank was found on the pages checked. Source

Official documents (1)

The CNB's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • Credit institutions - supervisory statistics (methodology)

    Guidance · HTML · 13 November 2026

    Czech only. Lists the SDAT reporting frameworks for banks and credit unions (EBA_COREP, EBA_FINREP, EBA_FP, EBA_IRRBB, EBA_RES, EBA_PAY, EBA_MREL, BANKY, DZ) and links the overview workbooks and information-duties document.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CNB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: the CNB (Czech National Bank, https://www.cnb.cz). Documents copied here are unchanged. The plain-English summaries are Line4's own; the CNB does not endorse this library.

Last checked 13 November 2026.