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In forceBanks and credit unions: capital, liquidity and financial reporting (EU, EBA)Last checked 13 November 2026

Asset encumbrance (AE)

A regulatory return listed by the Czech National Bank (CNB), Czech Republic.

The EU-harmonised report on the share of an institution's assets pledged as collateral or otherwise encumbered, used to assess funding risk. Source

The facts

Who files
Banks and branches of foreign banks (Decree No. 346/2013 Coll., section 6(3)) and credit unions (Decree No. 426/2013 Coll., section 3(1)) prepare and submit the returns required by the directly applicable EU regulation on prudential requirements (CRR) and the rules implementing it. Source
How often
Quarterly (most COREP and FINREP templates); some COREP templates are monthly for the largest institutions. Source
Deadline
Set by the EBA's Implementing Technical Standard on supervisory reporting (remittance dates relative to the reference date); not separately restated by the CNB's decree, which refers to the EU regulation directly. Filed through the CNB's SDAT collection system. Source
Format
XBRL-XML. Filed in SDAT using the EBA's XBRL taxonomy for the relevant reporting framework (DPM 2.0 from the 4.2 technical package). Source
How it is filed
Filing route recorded for the CNB: SDAT (Sběr dat ČNB). See how firms file with the CNB.
Status
In force
Group
Banks and credit unions: capital, liquidity and financial reporting (EU, EBA)

Templates (0)

The library lists no templates for this return.

EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/bank-ae (docs/eba/bank-ae.md). Czech firms use the EBA's templates and taxonomy. Source

Validation rules

The CNB publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: EBA validation rules in the EBA reporting framework (see the EBA entry); SDAT taxonomy checks.

How they were counted

Not counted here: the EBA's validation rules apply (see eba/bank-ae).

Counts are in the CNB's own unit, so they are not comparable with other regulators' counts.

Public data

Published only added up across firms. Aggregate quarterly indicators built from this return are published in the CNB's ARAD time series database, broken down by bank and branch of a foreign bank. Source

Where it is published (Web time-series database (ARAD), with CSV/Excel export)

  • ARAD time series database: banks

    Added up across firms · Web time-series database (ARAD), with CSV/Excel export

    Quarterly (and some monthly) aggregate indicator sets for banks and branches of foreign banks built from their COREP, FINREP and national supervisory returns: assets, liabilities, capital structure, capital ratios, risk exposures, profit and loss, performing and non-performing exposures, insured deposits and interest income and expense. Source

Official documents (3)

The CNB's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see CNB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: the CNB (Czech National Bank, https://www.cnb.cz). Documents copied here are unchanged. The plain-English summaries are Line4's own; the CNB does not endorse this library.

Last checked 13 November 2026.