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In forceCredit and financial services institutions: financial and risk-bearing capacity information (national)Last checked 11 November 2026

Internal capital adequacy and liquidity management information (risk-bearing capacity, RTF)

A regulatory return listed by the Deutsche Bundesbank, Germany.

Information on internal capital adequacy (risk-bearing capacity) under Section 25a(1) sentence 3 KWG and on liquidity management: the concept of risk-bearing capacity management, risk coverage potential, risks and limits, steering measures, capital planning and the internal liquidity adequacy assessment (ILAAP). Source

The facts

Who files
Credit institutions (forms in Annexes 14 and 17 to 26) and superordinated undertakings of groups with at least one domestic credit institution (Annexes 14 to 26). Exempt: institutions under Sections 53b and 53c(1) number 2 KWG, securities trading banks, and institutions waived from risk management requirements under Section 2a KWG. Source
How often
Annual; BaFin may order a higher frequency for an institution or group (FinaRisikoV Section 12). Source
Deadline
Reference date 31 December; deadline 7 weeks (18 February or the following bank business day). Source
Format
XBRL-XML. XBRL (RTF taxonomy 2.2, valid from 31 December 2023), zipped and uploaded with ExtraNet file transfer to the PRISMA submission mailbox with work area RTF; accepted entry points RTF_IND (individual) and RTF_CON (consolidated). Source
How it is filed
Filing routes recorded for the Bundesbank: PRISMA (Bundesbank reporting line for supervisory reports); ExtraNet; NExt. See how firms file with the Bundesbank.
Status
In force
Legal basis
Group
Credit and financial services institutions: financial and risk-bearing capacity information (national)

Templates (13)

The tables and forms inside the return. Plain name first, the Bundesbank's code in brackets.

  • Report: risk-bearing capacity (Annex 14) (DBL)
  • Scope of the risk-bearing capacity concept (Annex 15) (GRP)
  • Master data report (Annex 16) (STA)
  • Concept of the risk-bearing capacity calculations (Annex 17) (RTFK)
  • Concept of the steering circle (Annex 18) (STKK)
  • Risk coverage potential derived from regulatory own funds (Annex 19) (RDP-R)
  • Risk coverage potential derived from external accounts under IFRS (Annex 20) (RDP-BI)
  • Risk coverage potential derived from external accounts under the HGB (Annex 21) (RDP-BH)
  • Risk coverage potential, present value derivation (Annex 22) (RDP-BW)
  • Limits and risks (Annex 23) (RSK)
  • Steering measures and future risk-bearing capacity (Annex 24) (STG)
  • Capital planning (Annex 25) (KPL)
  • Internal liquidity adequacy assessment process (Annex 26) (ILAAP)

Forms as published by the Bundesbank (legally binding are the annexes in the Federal Law Gazette). Source

Validation rules

2,435 rules, as counted from the Bundesbank's published material. Software can run them exactly as published. Source

How they are written: Formal checks in an Excel workbook keyed to the XBRL rule codes of the RTF taxonomy, plus PRISMA rules RTF_E_ and RTF_W_.

The PRISMA rule catalogue (version 1.5) adds 191 rules (RTF_E_ errors and RTF_W_ warnings) with no end date for RTF reports, and 2 ECB EGDQ checks.

The rules, on bundesbank.de

How they were counted

Rows marked P (check) or B (calculation) with a rule code in the 13 form sheets and the CROSS sheet of 'Validierungsregeln' (taxonomy 2.2, document version 2.3), counted once per code and sheet.

Counts are in the Bundesbank's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by the Bundesbank was found on the pages checked. Source

Official documents (16)

The Bundesbank's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see Bundesbank's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: Deutsche Bundesbank (https://www.bundesbank.de). Documents copied here are unchanged. The plain-English summaries are Line4's own; the Deutsche Bundesbank does not endorse this library.

Last checked 11 November 2026.