The rule in plain words
Other commitments given must equal these six added up:
- Central banks
- Non-financial corporations
- General governments
- Credit institutions
- Households
- Other financial corporations
EBA checks it for two columns: collateral received on non-performing exposures and collateral received on performing exposures. That makes two checks. A failure names the one that failed.
How the Line4 Check report words itShowHide
The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.
Collateral received on non-performing exposures: Other Commitments given = Central banks + Non-financial corporations + General governments + Credit institutions + Households + Other financial corporations
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02Add up the parts in your file and compare the result with the total.
- 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
- 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
- 05It runs only when your filing indicators mark F 18.00 as reported.
- 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.
The cells it reads
Information on performing and non-performing exposures (IV) (F 18.00.d)
Rows
- 0480Other Commitments given
- 0490Central banks
- 0500General governments
- 0510Credit institutions
- 0520Other financial corporations
- 0530Non-financial corporations
- 0540Households
Columns
- 0200Collateral received on non-performing exposures
- 0201Collateral received on performing exposures
A worked example
The first of its checks, with simple numbers.
Other commitments given must then be 3,000.
A file that reports 3,000 passes. One that reports 3,100 fails, by 100.
The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.
Show the rule as writtenShowHide
EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.
{F_18.00.d,r0480,c0200,} = sum({F_18.00.d,r0490,c0200,},{F_18.00.d,r0530,c0200,},{F_18.00.d,r0500,c0200,},{F_18.00.d,r0510,c0200,},{F_18.00.d,r0540,c0200,},{F_18.00.d,r0520,c0200,})The next one:
{F_18.00.d,r0480,c0201,} = sum({F_18.00.d,r0510,c0201,},{F_18.00.d,r0490,c0201,},{F_18.00.d,r0530,c0201,},{F_18.00.d,r0500,c0201,},{F_18.00.d,r0520,c0201,},{F_18.00.d,r0540,c0201,})Other rules on F 18.00.d
- Financial guarantees given must equal the sum of its six parts (v7861_m)Warning
- Loan commitments given must equal the sum of its six parts (v7860_m)Warning
- Debt instruments other than held for trading or trading must equal the sum of its three parts (v7859_m)Blocking
- Debt instruments at strict LOCOM, or fair value through profit or loss or through equity not subject to impairment: loans and advances must equal the sum of its six parts (v7858_m)Blocking
- Debt instruments at strict LOCOM, or fair value through profit or loss or through equity not subject to impairment: debt securities must equal the sum of its five parts (v7857_m)Blocking
- Debt instruments at fair value through other comprehensive income or through equity subject to impairment: loans and advances must equal the sum of its six parts (v7856_m)Warning
- Debt instruments at fair value through other comprehensive income or through equity subject to impairment: debt securities must equal the sum of its five parts (v7855_m)Blocking
- Credit for consumption cannot be more than households (v7854_m)Warning
Every FINREP 9 rule, by template
Checks like this one, run at the point of submission, are the first step to real-time supervision.