Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Subject to the 75% cap on inflows cannot be more than 0.5, and subject to the 90% cap on inflows cannot be more than 0.5, and exempted from the cap on inflows cannot be more than 0.5 (C 74.00.w, EBA rule v7637_m)

A warning in the liquidity coverage ratio return (LCR), on template C 74.00.w, liquidity coverage, inflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Subject to the 75% cap on inflows cannot be more than 0.5, and subject to the 90% cap on inflows cannot be more than 0.5, and exempted from the cap on inflows cannot be more than 0.5.

EBA checks it for seven rows: monies due from retail customers, monies due from non-financial corporates, monies due from sovereigns, multilateral development banks and public sector entities, monies due from other legal entities, level 2B collateral not already captured in section 1.2.1.4, 1.2.1.5 or 1.2.1.6, level 2B collateral not already captured in section 1.2.2.4, 1.2.2.5 or 1.2.2.6, and margin loans: collateral is non-liquid. That makes seven checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Monies due from retail customers, Subject to the 75% cap on inflows <= 0.5 and monies due from retail customers, Subject to the 90% cap on inflows <= 0.5 and monies due from retail customers, Exempted from the cap on inflows <= 0.5

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Work out both sides from your file, as the rule in plain words sets out, and compare them.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark C 74.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, inflows, significant currencies (DA) (C 74.00.w)

Rows

  • 0060monies due from retail customers
  • 0070monies due from non-financial corporates
  • 0080monies due from sovereigns, multilateral development banks and public sector entities
  • 0090monies due from other legal entities
  • 0293Level 2B collateral not already captured in section 1.2.1.4, 1.2.1.5 or 1.2.1.6
  • 0333Level 2B collateral not already captured in section 1.2.2.4, 1.2.2.5 or 1.2.2.6
  • 0341margin loans: collateral is non-liquid

Columns

  • 0080Subject to the 75% cap on inflows
  • 0090Subject to the 90% cap on inflows
  • 0100Exempted from the cap on inflows
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

({C_74.00.w,r0060,c0080,} <= 0.5) and ({C_74.00.w,r0060,c0090,} <= 0.5) and ({C_74.00.w,r0060,c0100,} <= 0.5)

The next five:

({C_74.00.w,r0090,c0080,} <= 0.5) and ({C_74.00.w,r0090,c0090,} <= 0.5) and ({C_74.00.w,r0090,c0100,} <= 0.5)({C_74.00.w,r0333,c0080,} <= 0.5) and ({C_74.00.w,r0333,c0090,} <= 0.5) and ({C_74.00.w,r0333,c0100,} <= 0.5)({C_74.00.w,r0293,c0080,} <= 0.5) and ({C_74.00.w,r0293,c0090,} <= 0.5) and ({C_74.00.w,r0293,c0100,} <= 0.5)({C_74.00.w,r0341,c0080,} <= 0.5) and ({C_74.00.w,r0341,c0090,} <= 0.5) and ({C_74.00.w,r0341,c0100,} <= 0.5)({C_74.00.w,r0080,c0080,} <= 0.5) and ({C_74.00.w,r0080,c0090,} <= 0.5) and ({C_74.00.w,r0080,c0100,} <= 0.5)

And 1 more, the same formula for the other cells it covers.

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.