Line4

2 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Subject to the 75% cap on inflows cannot be more than 1, and subject to the 90% cap on inflows cannot be more than 1, and exempted from the cap on inflows cannot be more than 1 (C 74.00.w, EBA rule v7636_m)

A warning in the liquidity coverage ratio return (LCR), on template C 74.00.w, liquidity coverage, inflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Subject to the 75% cap on inflows cannot be more than 1, and subject to the 90% cap on inflows cannot be more than 1, and exempted from the cap on inflows cannot be more than 1.

EBA checks it for 14 rows, from monies due from non-financial customers (except for central banks) not corresponding to principal repayment (0040) to all other non-liquid collateral (0345). That makes 14 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Monies due from securities maturing within 30 days, Subject to the 75% cap on inflows <= 1 and monies due from securities maturing within 30 days, Subject to the 90% cap on inflows <= 1 and monies due from securities maturing within 30 days, Exempted from the cap on inflows <= 1

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Work out both sides from your file, as the rule in plain words sets out, and compare them.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark C 74.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, inflows, significant currencies (DA) (C 74.00.w)

Rows

  • 0040monies due from non-financial customers (except for central banks) not corresponding to principal repayment
  • 0150monies due from central banks
  • 0160monies due from financial customers
  • 0170inflows corresponding to outflows in accordance with promotional loan commitments referred to in Article 31(9) of Commission delegated regul
  • 0180monies due from trade financing transactions
  • 0190monies due from securities maturing within 30 days
  • 0210monies due from positions in major index equity instruments provided that there is no double counting with liquid assets
  • 0230inflows from the release of balances held in segregated accounts in accordance with regulatory requirements for the protection of customer t
  • 0240inflows from derivatives
  • 0260other inflows
  • 0301collateral is non-liquid equity
  • 0303all other non-liquid collateral
  • 0343collateral is non-liquid equity
  • 0345all other non-liquid collateral

Columns

  • 0080Subject to the 75% cap on inflows
  • 0090Subject to the 90% cap on inflows
  • 0100Exempted from the cap on inflows
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

({C_74.00.w,r0190,c0080,} <= 1) and ({C_74.00.w,r0190,c0090,} <= 1) and ({C_74.00.w,r0190,c0100,} <= 1)

The next five:

({C_74.00.w,r0240,c0080,} <= 1) and ({C_74.00.w,r0240,c0090,} <= 1) and ({C_74.00.w,r0240,c0100,} <= 1)({C_74.00.w,r0180,c0080,} <= 1) and ({C_74.00.w,r0180,c0090,} <= 1) and ({C_74.00.w,r0180,c0100,} <= 1)({C_74.00.w,r0230,c0080,} <= 1) and ({C_74.00.w,r0230,c0090,} <= 1) and ({C_74.00.w,r0230,c0100,} <= 1)({C_74.00.w,r0343,c0080,} <= 1) and ({C_74.00.w,r0343,c0090,} <= 1) and ({C_74.00.w,r0343,c0100,} <= 1)({C_74.00.w,r0210,c0080,} <= 1) and ({C_74.00.w,r0210,c0090,} <= 1) and ({C_74.00.w,r0210,c0100,} <= 1)

And 8 more, the same formula for the other cells it covers.

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.