Line4

1 min readBlockingEBA reporting framework 4.2Updated 10 November 2026

Liabilities not excluded from bail-in must equal the sum of its eleven parts (Z 02.00.a, EBA rule v6494_m)

A blocking check in the resolution planning: organisation and liabilities return (RESOL1), on template Z 02.00.a, liability structure (LIAB).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Liabilities not excluded from bail-in must equal these eleven added up:

  • Deposits, not covered but preferential
  • Deposits, not covered and not preferential
  • Sum of net liability positions taking into account prudential netting rules
  • Uncollateralized secured liabilities
  • Structured notes
  • Senior unsecured liabilities
  • Senior non-preferred liabilities
  • Subordinated liabilities (not recognised as own funds)
  • Other MREL eligible liabilities
  • Non-financial liabilities
  • Residual liabilities

EBA checks it for twelve columns, from outstanding amount (0010) to outstanding amount (0110). That makes twelve checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Outstanding Amount: Liabilities not excluded from bail-in = Deposits, not covered but preferential + Deposits, not covered and not preferential + Sum of net liability positions taking into account prudential netting rules + Uncollateralized secured liabilities + Structured notes + Senior unsecured liabilities + Senior non-preferred liabilities + Subordinated liabilities (not recognised as own funds) + Other MREL eligible liabilities + Non-financial liabilities + Residual liabilities

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark Z 02.00 as reported.
  6. 06This is a blocking check. A filing that fails it is normally rejected, so fix it before you submit.

The cells it reads

Liability structure (LIAB) (Z 02.00.a)

Rows

  • 0300Liabilities not excluded from bail-in
  • 0310Deposits, not covered but preferential
  • 0320Deposits, not covered and not preferential
  • 0334Sum of net liability positions taking into account prudential netting rules
  • 0340Uncollateralized secured liabilities
  • 0350Structured notes
  • 0360Senior unsecured liabilities
  • 0365Senior non-preferred liabilities
  • 0370Subordinated liabilities (not recognised as own funds)
  • 0380Other MREL eligible liabilities
  • 0390Non-financial liabilities
  • 0400Residual liabilities

Columns

  • 0010Outstanding Amount
  • 0020Outstanding Amount
  • 0030Outstanding Amount
  • 0040Outstanding Amount
  • 0050Outstanding Amount
  • 0055Outstanding Amount
  • 0060Outstanding Amount
  • 0070Outstanding Amount
  • 0080Outstanding Amount
  • 0090Outstanding Amount
  • 0100Outstanding Amount
  • 0110Outstanding Amount
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{Z_02.00.a,r0300,c0040,} = {Z_02.00.a,r0310,c0040,} + {Z_02.00.a,r0320,c0040,} + {Z_02.00.a,r0334,c0040,} + {Z_02.00.a,r0340,c0040,} + {Z_02.00.a,r0350,c0040,} + {Z_02.00.a,r0360,c0040,} + {Z_02.00.a,r0365,c0040,} + {Z_02.00.a,r0370,c0040,} + {Z_02.00.a,r0380,c0040,} + {Z_02.00.a,r0390,c0040,} + {Z_02.00.a,r0400,c0040,}

The next five:

{Z_02.00.a,r0300,c0090,} = {Z_02.00.a,r0310,c0090,} + {Z_02.00.a,r0320,c0090,} + {Z_02.00.a,r0334,c0090,} + {Z_02.00.a,r0340,c0090,} + {Z_02.00.a,r0350,c0090,} + {Z_02.00.a,r0360,c0090,} + {Z_02.00.a,r0365,c0090,} + {Z_02.00.a,r0370,c0090,} + {Z_02.00.a,r0380,c0090,} + {Z_02.00.a,r0390,c0090,} + {Z_02.00.a,r0400,c0090,}{Z_02.00.a,r0300,c0110,} = {Z_02.00.a,r0310,c0110,} + {Z_02.00.a,r0320,c0110,} + {Z_02.00.a,r0334,c0110,} + {Z_02.00.a,r0340,c0110,} + {Z_02.00.a,r0350,c0110,} + {Z_02.00.a,r0360,c0110,} + {Z_02.00.a,r0365,c0110,} + {Z_02.00.a,r0370,c0110,} + {Z_02.00.a,r0380,c0110,} + {Z_02.00.a,r0390,c0110,} + {Z_02.00.a,r0400,c0110,}{Z_02.00.a,r0300,c0020,} = {Z_02.00.a,r0310,c0020,} + {Z_02.00.a,r0320,c0020,} + {Z_02.00.a,r0334,c0020,} + {Z_02.00.a,r0340,c0020,} + {Z_02.00.a,r0350,c0020,} + {Z_02.00.a,r0360,c0020,} + {Z_02.00.a,r0365,c0020,} + {Z_02.00.a,r0370,c0020,} + {Z_02.00.a,r0380,c0020,} + {Z_02.00.a,r0390,c0020,} + {Z_02.00.a,r0400,c0020,}{Z_02.00.a,r0300,c0055,} = {Z_02.00.a,r0310,c0055,} + {Z_02.00.a,r0320,c0055,} + {Z_02.00.a,r0334,c0055,} + {Z_02.00.a,r0340,c0055,} + {Z_02.00.a,r0350,c0055,} + {Z_02.00.a,r0360,c0055,} + {Z_02.00.a,r0365,c0055,} + {Z_02.00.a,r0370,c0055,} + {Z_02.00.a,r0380,c0055,} + {Z_02.00.a,r0390,c0055,} + {Z_02.00.a,r0400,c0055,}{Z_02.00.a,r0300,c0060,} = {Z_02.00.a,r0310,c0060,} + {Z_02.00.a,r0320,c0060,} + {Z_02.00.a,r0334,c0060,} + {Z_02.00.a,r0340,c0060,} + {Z_02.00.a,r0350,c0060,} + {Z_02.00.a,r0360,c0060,} + {Z_02.00.a,r0365,c0060,} + {Z_02.00.a,r0370,c0060,} + {Z_02.00.a,r0380,c0060,} + {Z_02.00.a,r0390,c0060,} + {Z_02.00.a,r0400,c0060,}

And 6 more, the same formula for the other cells it covers.

Every RESOL1 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.