Line4

1 min readBlockingEBA reporting framework 4.2Updated 10 November 2026

Liabilities excluded from bail-in must equal the sum of its nine parts (Z 02.00.a, EBA rule v6486_m)

A blocking check in the resolution planning: organisation and liabilities return (RESOL1), on template Z 02.00.a, liability structure (LIAB).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Liabilities excluded from bail-in must equal these nine added up:

  • Covered deposits
  • Secured liabilities - collateralized part
  • Client liabilities, if protected in insolvency
  • Fiduciary liabilities, if protected in insolvency
  • Institution liabilities < 7 days
  • System (operator) and CCP liabilities < 7 days
  • Liabilities critical to operational daily functioning
  • DGS liabilities
  • Liabilities towards other entities of the resolution group

EBA checks it for two columns: outstanding amount (0050) and outstanding amount (0055). That makes two checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Outstanding Amount: Liabilities excluded from bail-in = Covered deposits + Secured liabilities - collateralized part + Client liabilities, if protected in insolvency + Fiduciary liabilities, if protected in insolvency + Institution liabilities < 7 days + System (operator) and CCP liabilities < 7 days + Liabilities critical to operational daily functioning + DGS liabilities + Liabilities towards other entities of the resolution group

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark Z 02.00 as reported.
  6. 06This is a blocking check. A filing that fails it is normally rejected, so fix it before you submit.

The cells it reads

Liability structure (LIAB) (Z 02.00.a)

Rows

  • 0100Liabilities excluded from bail-in
  • 0110Covered deposits
  • 0120Secured liabilities - collateralized part
  • 0130Client liabilities, if protected in insolvency
  • 0140Fiduciary liabilities, if protected in insolvency
  • 0150Institution liabilities < 7 days
  • 0161System (operator) and CCP liabilities < 7 days
  • 0180Liabilities critical to operational daily functioning
  • 0200DGS liabilities
  • 0210Liabilities towards other entities of the resolution group

Columns

  • 0050Outstanding Amount
  • 0055Outstanding Amount
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{Z_02.00.a,r0100,c0050,} = {Z_02.00.a,r0110,c0050,} + {Z_02.00.a,r0120,c0050,} + {Z_02.00.a,r0130,c0050,} + {Z_02.00.a,r0140,c0050,} + {Z_02.00.a,r0150,c0050,} + {Z_02.00.a,r0161,c0050,} + {Z_02.00.a,r0180,c0050,} + {Z_02.00.a,r0200,c0050,} + {Z_02.00.a,r0210,c0050,}

The next one:

{Z_02.00.a,r0100,c0055,} = {Z_02.00.a,r0110,c0055,} + {Z_02.00.a,r0120,c0055,} + {Z_02.00.a,r0130,c0055,} + {Z_02.00.a,r0140,c0055,} + {Z_02.00.a,r0150,c0055,} + {Z_02.00.a,r0161,c0055,} + {Z_02.00.a,r0180,c0055,} + {Z_02.00.a,r0200,c0055,} + {Z_02.00.a,r0210,c0055,}

Every RESOL1 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.