Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Other products and services must equal the sum of its nine parts (C 73.00.w, EBA rule v4639_m)

A warning in the liquidity coverage ratio return (LCR), on template C 73.00.w, liquidity coverage, outflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Other products and services must equal these nine added up:

  • Credit cards
  • Undrawn loans and advances to wholesale counterparties
  • Overdrafts
  • Uncommitted funding facilities
  • Mortgages that have been agreed but not yet drawn down
  • Others
  • Planned derivatives payables
  • Planned outflows related to renewal or extension of new retail or wholesale loans
  • Trade finance off-balance sheet related products

EBA checks it for two columns: amount and outflow. That makes two checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Amount: Other products and services = credit cards + undrawn loans and advances to wholesale counterparties + overdrafts + Uncommitted funding facilities + mortgages that have been agreed but not yet drawn down + others + planned derivatives payables + planned outflows related to renewal or extension of new retail or wholesale loans + trade finance off-balance sheet related products

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 73.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, outflows, significant currencies (DA) (C 73.00.w)

Rows

  • 0720Other products and services
  • 0731Uncommitted funding facilities
  • 0740undrawn loans and advances to wholesale counterparties
  • 0750mortgages that have been agreed but not yet drawn down
  • 0760credit cards
  • 0770overdrafts
  • 0780planned outflows related to renewal or extension of new retail or wholesale loans
  • 0850planned derivatives payables
  • 0860trade finance off-balance sheet related products
  • 0870others

Columns

  • 0010Amount
  • 0060Outflow
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_73.00.w,r0720,c0010,} = sum({C_73.00.w,r0760,c0010,},{C_73.00.w,r0740,c0010,},{C_73.00.w,r0770,c0010,},{C_73.00.w,r0731,c0010,},{C_73.00.w,r0750,c0010,},{C_73.00.w,r0870,c0010,},{C_73.00.w,r0850,c0010,},{C_73.00.w,r0780,c0010,},{C_73.00.w,r0860,c0010,})

The next one:

{C_73.00.w,r0720,c0060,} = sum({C_73.00.w,r0740,c0060,},{C_73.00.w,r0780,c0060,},{C_73.00.w,r0870,c0060,},{C_73.00.w,r0750,c0060,},{C_73.00.w,r0770,c0060,},{C_73.00.w,r0731,c0060,},{C_73.00.w,r0860,c0060,},{C_73.00.w,r0850,c0060,},{C_73.00.w,r0760,c0060,})

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.