Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Liquidity facilities must equal the sum of its eight parts (C 73.00.w, EBA rule v4636_m)

A warning in the liquidity coverage ratio return (LCR), on template C 73.00.w, liquidity coverage, outflows, significant currencies (DA).

Check your file against this ruleWhat to do if it fails

The rule in plain words

Liquidity facilities must equal these eight added up:

  • Within a group or an IPS if subject to preferential treatment
  • Within IPS or cooperative network if treated as liquid asset by the depositing institution
  • To credit institutions
  • To SSPEs
  • To other financial customers
  • To retail customers
  • To personal investment companies
  • To non-financial customers other than retail customers

EBA checks it for two columns: amount and outflow. That makes two checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Outflow: liquidity facilities = within a group or an IPS if subject to preferential treatment + within IPS or cooperative network if treated as liquid asset by the depositing institution + to credit institutions + to SSPEs + to other financial customers + to retail customers + to personal investment companies + to non-financial customers other than retail customers

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 73.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Liquidity coverage, outflows, significant currencies (DA) (C 73.00.w)

Rows

  • 0580liquidity facilities
  • 0590to retail customers
  • 0600to non-financial customers other than retail customers
  • 0610to personal investment companies
  • 0620to SSPEs
  • 0650to credit institutions
  • 0690within a group or an IPS if subject to preferential treatment
  • 0700within IPS or cooperative network if treated as liquid asset by the depositing institution
  • 0710to other financial customers

Columns

  • 0010Amount
  • 0060Outflow
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_73.00.w,r0580,c0060,} = sum({C_73.00.w,r0690,c0060,},{C_73.00.w,r0700,c0060,},{C_73.00.w,r0650,c0060,},{C_73.00.w,r0620,c0060,},{C_73.00.w,r0710,c0060,},{C_73.00.w,r0590,c0060,},{C_73.00.w,r0610,c0060,},{C_73.00.w,r0600,c0060,})

The next one:

{C_73.00.w,r0580,c0010,} = sum({C_73.00.w,r0650,c0010,},{C_73.00.w,r0620,c0010,},{C_73.00.w,r0590,c0010,},{C_73.00.w,r0690,c0010,},{C_73.00.w,r0710,c0010,},{C_73.00.w,r0610,c0010,},{C_73.00.w,r0600,c0010,},{C_73.00.w,r0700,c0010,})

Every LCR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.