The rule in plain words
Loan commitments received must equal these six added up:
- Central banks
- General governments
- Credit institutions
- Other financial corporations
- Non-financial corporations
- Households
All the values are in the nominal amount column (0020) of F 09.02.
How the Line4 Check report words itShowHide
Word for word as the report shows it when the rule fails.
Nominal amount: Loan commitments received = Central banks + General governments + Credit institutions + Other financial corporations + Non-financial corporations + Households
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02Add up the parts in your file and compare the result with the total.
- 03If they differ, a part is missing, a value sits in the wrong row, or the total is out of date.
- 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
- 05It runs only when your filing indicators mark F 09.02 as reported.
- 06This is a blocking check. A filing that fails it is normally rejected, so fix it before you submit.
The cells it reads
Loan commitments, financial guarantees and other commitments received (F 09.02)
Rows
- 0010Loan commitments received
- 0020Central banks
- 0030General governments
- 0040Credit institutions
- 0050Other financial corporations
- 0060Non-financial corporations
- 0070Households
Column
- 0020Nominal amount
A worked example
The first of its checks, with simple numbers.
Loan commitments received must then be 3,000.
A file that reports 3,000 passes. One that reports 3,100 fails, by 100.
The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.
Show the rule as writtenShowHide
EBA's formula. Cells are written as {template, row, column, sheet}.
{F_09.02,r0010,c0020,} = {F_09.02,r0020,c0020,} + {F_09.02,r0030,c0020,} + {F_09.02,r0040,c0020,} + {F_09.02,r0050,c0020,} + {F_09.02,r0060,c0020,} + {F_09.02,r0070,c0020,}Other rules on F 09.02
- Financial guarantees received must equal the sum of its six parts (v0840_m)Blocking
- Other commitments received must equal the sum of its six parts (v0841_m)Blocking
- An upper-limit check across related parties and loan commitments (F 31.01, v1036_m)Warning
- Loans and advances, financial guarantees received cannot be more than financial guarantees received, maximum amount of the guarantee that can be considered (v1073_m)Blocking
- The sum of four cells cannot be more than financial guarantees received, maximum amount of the guarantee that can be considered (v3078_m)Warning
- The sum of three rows cannot be more than financial guarantees received, maximum amount of the guarantee that can be considered (v3130_m)Warning
- Nominal amount cannot be negative (v3928_s)Blocking
- Maximum amount of the guarantee that can be considered cannot be negative (v3929_s)Blocking
Every FINREP 9 rule, by template
Checks like this one, run at the point of submission, are the first step to real-time supervision.