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1 min readBlockingBank of England taxonomy 2.2.0Updated 11 November 2026

Solvency capital requirement: SCR equals to the sum of consolidation method and D&A undertakings (IR.25.04, Bank of England rule IR_bv2054)

A blocking check on the solvency capital requirement template (IR.25.04), in the annual group (ARG) return.

Check your file for this ruleWhat to do if it fails

The rule in plain words

SCR equals to the sum of consolidation method and D&A undertakings

What to do if your return fails it

  1. 01Open the table below and find the cells the rule reads.
  2. 02Add up the parts in your return and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04The Bank of England allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark IR.25.04 as reported.
  6. 06This is a blocking check. A return that fails it is normally rejected, so fix it before you submit.

The cells it reads

Solvency capital requirement (IR.25.04.04.01)

Rows

  • R0480Solvency Capital Requirement including capital add-on
  • R0500Capital requirement for other financial sectors (Non-insurance capital requirements)
  • R0540Capital requirement for non-controlled participation requirements
  • R0550Capital requirement for residual undertakings
  • R0560SCR for undertakings included via D and A
  • R0565SCR for sub-groups included via D and A
  • R0570Solvency capital requirement

Column

  • C0010c

A worked example

With simple numbers.

Illustrative values
Solvency Capital Requirement including capital add-on1,200
Capital requirement for other financial sectors (Non-insurance capital requirements)800
Capital requirement for non-controlled participation requirements450
Capital requirement for residual undertakings300
SCR for undertakings included via D and A150
SCR for sub-groups included via D and A100
Together3,000
What the rule then expects

Solvency capital requirement must then be 3,000.

3,000Passes
3,100Fails

A file that reports 3,000 passes. One that reports 3,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Which returns it applies to

Line4 Check runs it on annual group (ARG) return on Bank of England taxonomy 2.2.0. The Bank of England applies it to annual group (ARG) returns, as a blocking check.

The Bank’s own words and formula

The plain words above are the Bank of England’s own, word for word, from its list of validations.

Show the formulaShow

The Bank of England's formula. Cells are written as {t: table, r: row, c: column}.

{t: IR.25.04.04.01, r: R0570, c: C0010} = {t: IR.25.04.04.01, r: R0480, c: C0010} + {t: IR.25.04.04.01, r: R0500, c: C0010} + {t: IR.25.04.04.01, r: R0540, c: C0010} + {t: IR.25.04.04.01, r: R0550, c: C0010} + {t: IR.25.04.04.01, r: R0560, c: C0010} + {t: IR.25.04.04.01, r: R0565, c: C0010}

Every Solvency UK rule on IR.25.04

Checks like this one, run at the point of submission, are the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.