The facts
- Who files
- OSFI's reporting requirements tables list it for: Canadian property and casualty insurers; foreign property and casualty insurers; Canadian mortgage insurers. Source
- How often
- Annual. Source
- Deadline
- Property and casualty insurers, annual filing: within 60 days. Mortgage insurers, annual filing: within 60 days. Subject to the Late and Erroneous Filing Penalties (LEFP) framework. Source
- Format
- XML. The instructions say: "Electronic filing (XML format) to OSFI via the Regulatory Reporting System (RRS) website is mandatory for the PC6 return." Source
- How it is filed
- Filing routes recorded for the OSFI: Regulatory Reporting System (RRS); Regulatory Data Hub (RDH). See how firms file with the OSFI.
- Status
- In forceFiled in the Regulatory Reporting System (RRS). OSFI's Data Collection Modernization initiative will replace RRS with a new platform, the Regulatory Data Hub (RDH); OSFI says the launch is now targeted for spring 2027 and asks filers to keep using RRS until then. Financial filing for insurers moves to RDH in Release 3; OSFI says more details on financial returns will come in 2027. Source
- Group
- Property and casualty insurers: actuarial
Templates (1)
The tables and forms inside the return. Plain name first, the OSFI's code in brackets.
- Discount Curve (PC6)
OSFI publishes this return as a single form (pc6-rtrn-en.xlsx). Source
Validation rules
No published validation rules were found for this return. No separate validation rules file is published; the business and data definitions workbook defines the fields. Source
Public data
No published data from this return was found. No publication of data from this return was found on OSFI's reporting or open data pages. Source
Official documents (8)
The OSFI's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.
- Reporting Requirements for Property & Casualty Insurance Companies
List of returns · HTML · January 2026
- Reporting Requirements for Federally Regulated Mortgage Insurers
List of returns · HTML · January 2026
- Appointed Actuary’s Report Discount Curve (PC6)
Instructions · HTML · December 2023
- PC6 - Return template
Template · XLSX · 47.4 KB · 17 January 2024
SHA-256
0ca933b66084show in full0ca933b660843f24f00e06b27523126f86a28fe3f306a20cca205e38f71802aa - PC6 - Business and data definitions
Data dictionary · XLSX · 523.9 KB · 17 January 2024
SHA-256
7fdb457624d6show in full7fdb457624d63be4771ee8229e9ce145e07503e98c00a9b1ce82042c7f32cd2b - PC6 - XML file
Sample · XML · 6.9 KB · 17 January 2024
SHA-256
90c96b1367f6show in full90c96b1367f6832d4a1154d894b67aa87c9ce2886689681852743f919e3aa698 - PC6 - XSD file
Schema · XSD · 10.7 KB · 17 January 2024
SHA-256
e50dc05df082show in fulle50dc05df082257e48edf8a88ac4c68b140ed32d4d865ee791da1ec5316e77a9 - Manage Financial Returns User Guide for Insurance Companies and Private Pension Plans
Filing rules · PDF · 2.4 MB · 5 February 2024
SHA-256
8365ae545e5ashow in full8365ae545e5a1ad6b3b9e3048c93aeba75708d7dbcbd768ac4a02f9236d4fd95
Sources
Every page and document this return's facts were read from.
- osfi-bsif.gc.ca/en/data-forms/reporting-returns/filing-financial-returns/financial-reporting-instructions/appointed-actuarys-report-discount-curve-pc6
- osfi-bsif.gc.ca/en/data-forms/reporting-returns/filing-financial-returns/reporting-requirements-property-casualty-insurance-companies
- osfi-bsif.gc.ca/en/about-osfi/progress-our-initiatives/modernizing-we-collect-data-institutions
- osfi-bsif.gc.ca/en/data-forms/reporting-returns/filing-financial-returns/reporting-requirements-federally-regulated-mortgage-insurers
- osfi-bsif.gc.ca/sites/default/files/documents/pc6-rtrn-en.xlsx
- osfi-bsif.gc.ca/sites/default/files/documents/pc6-bdd-en.xlsx
- osfi-bsif.gc.ca/sites/default/files/documents/pc6-xml-en.xml
- osfi-bsif.gc.ca/sites/default/files/documents/pc6-xsd-en.xsd
- osfi-bsif.gc.ca/sites/default/files/documents/rrs_mcr_ins_EN.pdf
Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.
Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see OSFI's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.
Last checked 11 November 2026.
