The facts

Who files: The CUSO itself registers and reports. NCUA's regulation requires a CUSO to "annually submit, pursuant to NCUA guidance, a report directly to NCUA and the appropriate state supervisory authority, if applicable," and a newly formed CUSO (including a pre-existing business that becomes subject to the rule because a credit union invests in or lends to it) must file its first report within 60 days of its formation. Source
How often: Annual, under 12 CFR 712.3(d)(4), with an initial report due within 60 days of a CUSO's formation. NCUA's own registry page adds that CUSOs "must update and reaffirm their listings in the system annually" and that the registry otherwise stays open all year for registration, amendments and required reporting. Source
Deadline: 12 CFR 712.3(d)(4) sets a 60-day deadline from formation for a new CUSO's first report, and an annual deadline for the ongoing report, but does not fix a single calendar date for every CUSO; NCUA's own registry page likewise states only that reaffirmation is annual and that the registry stays open year-round. Source
Format: Web form. Submitted directly through the online CUSO Registry (cusoregistry.ncua.gov). NCUA's registry page lists a Login.gov Service Desk as a support contact for the registry, indicating sign-in is through Login.gov. Source
How it is filed: Filing routes recorded for the NCUA: CUOnline; CUSO Registry; NCUA Connect & Admin Portal; Corporate Credit Union Online. See how firms file with the NCUA.
Status: In force
Legal basis: 12 CFR 712.3(d)(4) (a CUSO must annually submit a report to NCUA, pursuant to NCUA guidance, and a newly formed CUSO must file within 60 days of its formation)
Authority for 12 CFR part 712, as stated in the part itself: 12 U.S.C. 1756, 1757(5)(D) and (7)(I), 1766, 1782, 1784, 1785, 1786, and 1789(a)(11)
Group: CUSOs

Templates (0)

The library lists no templates for this return.

No fixed schedule or template list for the CUSO Registry was found on ncua.gov; it is an online registration and reporting application, and its Quick Guides and User Manual are inside cusoregistry.ncua.gov itself, which could not be reached this session (see gaps). 12 CFR 712.3(d)(4) does describe the minimum content of a new CUSO's first report: its legal name, tax identification number, address, telephone number, website, primary contact, services offered, and the names and charters of the credit unions investing in, lending to or contracting with it. Source

Validation rules

No published validation rules were found for this return. No published list of edit or validation rules for the CUSO Registry was found on the ncua.gov pages read this session. The registry's own Help section, which might publish field-level edits, is inside cusoregistry.ncua.gov, which could not be reached (see gaps), so this is what was found, not a confirmed absence. Source

Public data

Published firm by firm. The public can look up a registered CUSO's legal name and any trade names, its NCUA-assigned registry number, services offered, address, and any public website or phone number it has provided, through the registry's own search function. NCUA also publishes "CUSOs at a Glance," an annually updated summary of CUSO services and locations across the whole registry. Source

Where it is published (Web search tool, PDF)

CUSO Registry search
Firm by firm · Web application
A public search of registered CUSOs: legal name and trade names, NCUA registry number, services offered, address, and any public website or phone number the CUSO has provided. Source
CUSOs at a Glance
Added up across firms · PDF
An annually updated summary of CUSO services and locations across the whole registry, published as one PDF per year since 2015. Source

Official documents (4)

The NCUA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

NCUA, CUSO Registry
List of returns · HTML · 26 October 2026
States that CUSOs must provide financial information to NCUA through the CUSO Registry and must update and reaffirm their listings annually, links the registry and its search function, and states that NCUA releases CUSO data annually.
NCUA, CUSOs at a Glance (index)
Other · HTML · 30 December 2022
Index page linking one annual "CUSOs at a Glance" PDF per year from 2015 to 2025.
CUSOs at a Glance, 2025
Other · PDF · 205.8 KB · 2025
SHA-256 ef447b868689show in fullhide
ef447b868689aa8a4202e40016d03f6208118e19c881c3a82a01b75212c669ca
NCUA Letter to Credit Unions 23-CU-02, Expansion of Permissible CUSO Activities and Associated Risks
Guidance · HTML · 1 February 2023
February 2023 letter on the final rule amending 12 CFR part 712; confirms the regulation's name and that approved CUSO activities beyond the rule are posted to NCUA's CUSO Activities page.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

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Last checked 13 November 2026.

Credit union service organization (CUSO) report (CUSO Registry report)