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In forceOperational informationLast checked 13 November 2026

Credit union profile (NCUA 4501A)

A regulatory return listed by the National Credit Union Administration (NCUA), United States.

An online record of a credit union's operational, contact, site, technology, governance and programme information, kept current and certified each quarter alongside the Call Report. NCUA and state supervisors use it to keep contact details and key officials current, to support examinations, and to populate public tools such as the Credit Union Locator. Source

Official title: Credit Union Profile

The facts

Who files
Every insured credit union completes and certifies a Profile in CUOnline. The Profile must be certified before a Call Report for the same quarter, or a correction to an earlier one, can be submitted. Source
How often
Certified each quarter together with the Call Report. Insured credit unions must also update specific Profile information within 10 days of electing or appointing senior management or a volunteer official, or within 30 days of any other change to the information. Source
Deadline
No separate calendar deadline is published for the quarterly certification itself; it is certified in conjunction with the Form 5300 Call Report each quarter. Updates for a new election or appointment are due within 10 days, and any other change within 30 days. Source
Format
Web form. Entered and certified directly in CUOnline. Unlike the Call Report, NCUA does not publish an XML import schema for the Profile. Source
How it is filed
Filing routes recorded for the NCUA: CUOnline; CUSO Registry; NCUA Connect & Admin Portal; Corporate Credit Union Online. See how firms file with the NCUA.
Status
In force
Legal basis
Group
Operational information

Templates (8)

The tables and forms inside the return. Plain name first, the NCUA's code in brackets.

  • General Information (GEN)
  • Contacts and Roles (CONTACTS)
  • Sites (SITES)
  • Information Technology (IT)
  • Regulatory Information (REG)
  • Catastrophic Act / Business Continuity Information (CATASTROPHIC)
  • Credit Union Programs and Member Services (PROGRAMS)
  • Merger Partner Registry (MERGER)

Read from the section headers of NCUA Form 4501A (version 2024.1, effective December 31, 2024). A Certification and a Certify Compliance signature section come before these and are not a data section. Source

Validation rules

114 rules, as counted from the NCUA's published material. They are written for people to read; software cannot run them as published. Source

How they are written: Excel table of edit codes with an EditType (Warning or Error), a plain-English description of the condition that triggers it and the message shown, but, unlike the Call Report sheet in the same file, no Formula column, so the checks cannot be run from the published file by code alone..

The rules, on ncua.gov

How they were counted

Data rows in the ProfileEditCode sheet of ProfileEditCodeSeptember2026.xlsx, inside the same edit-code-september-2026.zip as the Call Report edits: 72 rows typed Warning and 42 typed Error, 114 in all. Counted by opening the downloaded workbook on 2026-11-13.

Counts are in the NCUA's own unit, so they are not comparable with other regulators' counts.

Public data

Published firm by firm. Most Profile fields are not public (NCUA Form 4501A marks the fields it will not release with an asterisk), but a credit union's address, phone number, website and certain site information are. A site's location is published in the Credit Union Locator once at least one public-facing function, such as a shared service centre, ATM, drive-through, member services point or interactive teller machine, is selected for it. Source

Where it is published

  • Credit Union Locator

    Firm by firm · Web application

    A map and search tool for finding a credit union by address, name or charter number; it shows a site's location once the Profile marks it with a public-facing function. Source

Official documents (7)

The NCUA's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

  • NCUA, CUOnline

    List of returns · HTML

    Describes CUOnline (the Profile and Call Report application), lists the current cycle's 5300 and 4501A form/instructions/changes documents, the Call Report XML schema and account descriptions for software vendors, the Call Report Import File Test Utility, and the quarterly cycle due-date table.

  • NCUA, 4501A Profile FAQs

    Guidance · HTML · 15 March 2024

  • NCUA, 5300 Call Report FAQs

    Guidance · HTML

  • Credit Union Profile, Form 4501A, effective December 31, 2024 (version 2024.1)

    Template · PDF · 206.2 KB · 31 December 2024

    General Information, Contacts and Roles, Sites, Information Technology, Regulatory Information, Catastrophic Act/Business Continuity Information, Credit Union Programs and Member Services, and Merger Partner Registry sections, each field marked with an asterisk if not released to the public.

    SHA-256 420bf98fc130show in full420bf98fc130e54953bb8de8f45d9acf37dd3fffa84b560b0e468db6998adb19
  • Credit Union Profile Form 4501A Instructions, 2026 Q3

    Instructions · PDF · 498.2 KB · 2026

    SHA-256 c44dedc16930show in fullc44dedc169309a1f290665292aaf876eee279786c631a72cb5a759f5e5ac4df1
  • Credit Union Profile Form 4501A Changes, December 2024

    Release note · PDF · 195.5 KB · 31 December 2024

    SHA-256 31e235561ef4show in full31e235561ef4f988e9d90d32ed1d5513081cbacfe42e02b17f5722b8a77bdf76
  • Call Report Edits: Errors and Warnings, September 2026 cycle

    Validation rules · ZIP · 121.7 KB · 1 September 2026

    Holds two Excel workbooks: EditCodeSeptember2026.xlsx (983 Call Report edit codes, with an executable Formula column) and ProfileEditCodeSeptember2026.xlsx (114 Profile edit codes, described in plain English with no formula).

    SHA-256 5259f3357702show in full5259f335770243d247b4588851892c3ed9b25aed16ba7d2e034d4339552575f1

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's own text, and the way Line4 has collected and arranged these records, are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The facts themselves belong to no one. The regulators' document titles, template names, quoted terms and documents belong to them and are not covered by this licence: see NCUA's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text. Not affiliated with or endorsed by any regulator.

Line4 wrote this page in its own words from the NCUA's public website and links to the NCUA's own pages as the source; the NCUA has not reviewed or endorsed it, so always check the NCUA's own published text before relying on it.

Last checked 13 November 2026.