Report on the risk characteristics of loans (Bd (RCH) 61-04)

The facts

Who files

Banks authorised in Slovakia. Decree No 13/2017 sets a smaller list for branches of foreign banks (no own-funds or profit-sharing-related statements). Source

How often

Quarterly as at the last day of the calendar quarter. Source

Deadline

Within 25 calendar days of the date it is prepared. Source

Format

Other. Submitted electronically through the Statistics Collection Portal (IS SCP). Source

How it is filed

Filing routes recorded for the NBS: Statistics Collection Portal (IS SCP / IS ŠZP); IS ŠZP - ESAs. See how firms file with the NBS.

Status

In force

Legal basis

• Act No 483/2001 on banks, Sections 42(2) and 45(5)

Group

Banks (national)

Templates (1)

The tables and forms inside the return. Plain name first, the NBS's code in brackets.

• Report on the risk characteristics of loans (Bd (RCH) 61-04)

Template in Annex 8 of Decree No 13/2017. Source

Validation rules

No published validation rules were found for this return. No validation rules published on the pages checked. Source

Public data

Published only added up across firms. NBS publishes 'Review of Housing Loans', which covers this return's subject. The link to this return is by subject only. Source

Where it is published

• Review of Housing Loans

  Added up across firms · PDF and Excel

  Sector-wide (not firm-named) information on banks' volumes of housing loans and home savings loans and their shares of bank lending portfolios, published yearly back to 2017, latest data September 2026. The link between this dataset and the return listed is by subject only. Source

Official documents (1)

The NBS's own files, with the size and SHA-256 fingerprint of each as downloaded on 13 November 2026, so anyone can tell whether a copy is the same version.

• Decree of Narodna banka Slovenska No 13/2017 on reporting by banks and foreign bank branches for supervision purposes (English translation, as amended)

  Legal text · PDF · 35.0 KB · 12 December 2017

  Also contains, as annexes, the templates and completion instructions for 13 of the bank statements.

  SHA-256 94339f635465show in fullhide

  94339f635465709da854860969594c42aa19141f4fd8c8136b5a2e52c9d03128

Sources

Every page and document this return's facts were read from.

• nbs.sk/en/dohlad-nad-financnym-trhom/legislativa/legislativa/detail-dokumentu/decree-of-narodna-banka-slovenska-no-13-2017-on-reporting-by-banks-and-foreign-bank-branches-for-supervision-purposes/

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.