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In forcePayment service providers: payment statistics and fraud reporting (EU, ECB and EBA)Last checked 11 November 2026

Payment statistics, including PSD2 fraud data (PST-3, PST-3_FULL, PST-3_DER)

A regulatory return listed by the National Bank of Belgium (NBB), Belgium.

Payment statistics under ECB Regulation (EU) 2020/2011, which since the first half of 2022 also carry the PSD2 fraud data, so fraud is no longer reported separately. The NBB sets the dates and declaration arrangements. Institutions with a partial derogation file the simplified PST-3_DER report (no breakdown by payment scheme). Source

Official title: Payment statistics (domain PST)

The facts

Who files
All payment service providers, including issuers of electronic money and payment systems operators; transactions where at least one counterparty is not a monetary or financial institution. Source
How often
Quarterly and half-yearly data. Source
Deadline
Quarterly data by the last working day of the month after the quarter; half-yearly data by the last working day of the third month after the half-year. Source
Format
CSV, XML. OneGate domain PST, CSV or XML files following the PST-3 protocol and XSD schemas (PST-3.xsd, PST-3_FULL.xsd, PST-3_DER.xsd). Source
How it is filed
Filing routes recorded for the NBB: OneGate; NBB Supervision. See how firms file with the NBB.
Status
In force
Legal basis
Group
Payment service providers: payment statistics and fraud reporting (EU, ECB and EBA)

Templates (0)

The library lists no templates for this return.

EU return: the tables are set by ECB Regulation (EU) 2020/2011; the fraud data follow the EBA's PSD2 fraud reporting, see the library's EBA entry eba/psd-frp (docs/eba/psd-frp.md). The NBB's reporting schemes (full and derogated) are Excel files under /doc/dq/ that its robots.txt does not allow to be read. Source

Validation rules

The NBB publishes the checks it runs on this return. They could not be counted from the published material. Software can run them exactly as published. Source

How they are written: XSD schemas for the XML files (PST-3.xsd and variants).

Annex IV of the ECB regulation sets minimum standards for transmission, accuracy, concepts and revisions; reporting agents must explain important variations.

How they were counted

Not counted: the XSD schemas are .xsd files that the NBB's robots.txt does not allow to be read.

Counts are in the NBB's own unit, so they are not comparable with other regulators' counts.

Public data

No published data from this return was found. No data from this return published by the NBB was found on the pages checked. Source

Official documents (3)

The NBB's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see NBB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: National Bank of Belgium (https://www.nbb.be). Documents copied here are unchanged and are available free of charge on the NBB's website. The plain-English summaries are Line4's own; the NBB does not endorse this library.

Last checked 11 November 2026.