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In forceInsurers: ORSA (national)Last checked 11 November 2026

Own risk and solvency assessment (ORSA (A.3), MATERIAL_RISK)

A regulatory return listed by the National Bank of Belgium (NBB), Belgium.

The ORSA report, following Circular NBB_2025_09, which transposes EIOPA's ORSA guidelines and sets best practice on stress tests and scenario analysis, together with a summary table of the assessment of the five most material risks (MATERIAL_RISK, Annex 1 to the circular) filed in OneGate domain CPA at the same time. Source

Official title: Rapport sur l'évaluation interne des risques et de la solvabilité (ORSA); Evaluation des risques les plus importants (MATERIAL_RISK)

The facts

Who files
Belgian insurers and branches of non-EEA insurers, and the entity responsible for an insurance group (ORSA Group: collection of solo reports or one group report) (NBB_2026_01). Source
How often
Annual; MATERIAL_RISK at the same time as the ORSA. Source
Deadline
Six months after the reference date of the data used, at the latest 31 December 2026 (groups: date set by the parent or the college, at the latest 31 December 2026). Source
Format
PDF, Other. ORSA report through NBB Supervision; MATERIAL_RISK in OneGate domain CPA (file format not stated). Source
How it is filed
Filing routes recorded for the NBB: OneGate; NBB Supervision. See how firms file with the NBB.
Status
In force
Legal basis
Group
Insurers: ORSA (national)

Templates (1)

The tables and forms inside the return. Plain name first, the NBB's code in brackets.

  • Assessment of the most material risks (Annex 1 to Circular NBB_2025_09) (MATERIAL_RISK (Table 1))

The ORSA report itself has no template (Annex 1 to NBB_2026_01 refers to Circular NBB_2025_09). Source

Validation rules

No published validation rules were found for this return. Source

Public data

No published data from this return was found. No data from this return published by the NBB was found on the pages checked. Source

Official documents (5)

The NBB's own files, with the size and SHA-256 fingerprint of each as downloaded on 11 November 2026, so anyone can tell whether a copy is the same version.

Sources

Every page and document this return's facts were read from.

Knowing exactly what is collected, in what format and under which rules is the first step to real-time supervision. Line4 builds SupTech software for financial regulators that runs checks like these as each return arrives.

Line4's text and records here are free to reuse under CC BY 4.0. Please credit: “Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai”. The regulators' documents, forms, taxonomies, rules and data belong to them: see NBB's reuse terms. This describes what regulators publish. It is not legal or regulatory advice: always rely on the regulator's own text.

Source: National Bank of Belgium (https://www.nbb.be). Documents copied here are unchanged and are available free of charge on the NBB's website. The plain-English summaries are Line4's own; the NBB does not endorse this library.

Last checked 11 November 2026.